PAUZE SWANSON UNITED SERVICES FUNDS
497, 1996-01-25
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PAUZE' SWANSON - 1/2 PAGE AD
PAUZE' U.S. GOVERNMENT TOTAL RETURN BOND FUND

                  DID YOUR PRE-NEED FUND EARN 14.25% IN 1995?
                               OUR CUSTOMERS' DID.

     Furthermore,  we did it with government  bonds.  Pre-need funds invested in
the Pauze' U.S.  Government  Total  Return  Bond Fund not only  stayed  ahead of
inflation, but provided pre-need investors with a comfortable cushion.

     Give  us a call to see how we can  help  grow  your  pre-need  fund.  For a
prospectus  containing more information,  including  charges and expenses,  call
1-800-647-5436.

Logo/Sig:         Pauze' Swanson
                  Capital Management Co.
                  14340 Torrey Chase Blvd., Suite 170
                  Houston, TX  77014-1024
                  1-800-647-5436

Photo of Phil     Phil Pauze', President & Portfolio Manager
Pauze'            Financial Consultant - California Master Trust,
                  Pennsylvania  Funeral Trust, American Funeral
                  Trust Series (Florida, Texas,  Oklahoma, Iowa,
                  Ohio, Connecticut, Missouri).
                  Financial Consultant to individual funeral trusts
                  nationwide.


     PLEASE NOTE THAT PAST  PERFORMANCE  IS NOT A GUARANTEE  OF FUTURE  RESULTS.
INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE. THE PAUZE' U.S. GOVERNMENT
TOTAL RETURN BOND FUND AVERAGE ANNUAL TOTAL RETURN FOR THE ONE YEAR PERIOD ENDED
12/31/95  WAS  14.25%  AND THE  AVERAGE  ANNUAL  TOTAL  RETURN  SINCE  INCEPTION
(1/10/94) WAS 3.92%. LIKE ALL MUTUAL FUNDS,  NEITHER THE FUND NOR ITS SHARES ARE
GUARANTEED BY THE U.S. GOVERNMENT.


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