Exhibit 23.4






Consent of Independent Certified Public Accountants

We have issued our report dated  February 18, 2000,  accompanying  the financial
statements  of First  Savings  Bank of Virginia  contained  in the  Registration
Statement and Prospectus. We consent to the use of the aforementioned reports in
the  Registration  Statement  and  Prospectus,  and to the use of our name as it
appears under the caption "Experts."


                                        /s/ Grant Thornton LLP


Vienna, Virginia
June 16, 2000



© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission