Exhibit 99.1
First Savings Bank of Virginia
Proxy Solicited on Behalf of the Board of Directors
The undersigned hereby appoints ____________________ and
____________________, jointly and severally, proxies, with full power to act
alone, and with full power of substitution, to represent the undersigned and to
vote, as designated below and upon any and all other matters that may properly
be brought before such meeting, all shares of Common Stock that the undersigned
would be entitled to vote at a Special Meeting of Shareholders of First Savings
Bank of Virginia, a Virginia-chartered savings association (the "Bank"), to be
held at ________________________, ________, Virginia, on ________ __, 2000 at
_____ _.m., local time, or any adjournments thereof, for the following purposes:
1. To approve the Agreement and Plan of Reorganization, made and
entered into as of March 31, 2000, by and between the Bank,
Southern Financial Bancorp, Inc. and Southern Financial Bank
("SFB"), and a related Plan of Merger, which provides for the
Bank to be merged with and into SFB. The Reorganization
Agreement is enclosed with the accompanying Proxy
Statement/Prospectus as Appendix A.
[ ] FOR [ ] AGAINST [ ] ABSTAIN
2. In their discretion, the proxies are authorized to vote upon
any other business that may properly come before the meeting,
or any adjournment thereof.
THIS PROXY, WHEN PROPERLY EXECUTED, WILL BE VOTED IN THE MANNER
DIRECTED HEREIN BY THE SHAREHOLDER. IF NO DIRECTION IS GIVEN, THIS PROXY WILL BE
VOTED FOR ITEM 1.
_____________________________________ _____________________________________
Printed Name Signature
_____________________________________
Signature
Dated: ___/___/00
(If signing as Attorney,
Administrator, Executor, Guardian or
Trustee, please add your title as
such.)
PLEASE MARK, SIGN, DATE AND RETURN PROMPTLY