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Previous: SOUTHERN FINANCIAL BANCORP INC /VA/, 10-Q, 2000-10-25 |
Next: ARCH WIRELESS INC, 425, 2000-10-25 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 18,668,601
<INT-BEARING-DEPOSITS> 2,053,656
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 146,505,851
<INVESTMENTS-CARRYING> 50,361,307
<INVESTMENTS-MARKET> 50,037,546
<LOANS> 298,219,139
<ALLOWANCE> 4,774,883
<TOTAL-ASSETS> 541,108,500
<DEPOSITS> 454,570,062
<SHORT-TERM> 16,000,000
<LIABILITIES-OTHER> 5,200,148
<LONG-TERM> 28,000,000
0
136
<COMMON> 30,559
<OTHER-SE> 37,307,595
<TOTAL-LIABILITIES-AND-EQUITY> 541,108,500
<INTEREST-LOAN> 17,933,316
<INTEREST-INVEST> 8,129,600
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 26,062,916
<INTEREST-DEPOSIT> 11,845,413
<INTEREST-EXPENSE> 13,020,886
<INTEREST-INCOME-NET> 13,042,030
<LOAN-LOSSES> 975,000
<SECURITIES-GAINS> 29,210
<EXPENSE-OTHER> 9,635,452
<INCOME-PRETAX> 5,565,347
<INCOME-PRE-EXTRAORDINARY> 3,736,147
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,736,147
<EPS-BASIC> 1.38
<EPS-DILUTED> 1.36
<YIELD-ACTUAL> 8.56
<LOANS-NON> 1,399,909
<LOANS-PAST> 249,000
<LOANS-TROUBLED> 53,290
<LOANS-PROBLEM> 1,603,047
<ALLOWANCE-OPEN> 3,452,131
<CHARGE-OFFS> 527,222
<RECOVERIES> 280,741
<ALLOWANCE-CLOSE> 4,774,883
<ALLOWANCE-DOMESTIC> 4,774,883
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,298,290
</TABLE>
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