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Previous: SOUTHERN FINANCIAL BANCORP INC /VA/, 10-Q, 2000-08-11 |
Next: STURDIVANT & CO INC, 13F-HR, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 14,695,588
<INT-BEARING-DEPOSITS> 3,038,891
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 106,832,939
<INVESTMENTS-CARRYING> 41,933,782
<INVESTMENTS-MARKET> 41,292,020
<LOANS> 240,888,017
<ALLOWANCE> 4,063,787
<TOTAL-ASSETS> 427,117,959
<DEPOSITS> 378,707,282
<SHORT-TERM> 4,000,000
<LIABILITIES-OTHER> 3,749,360
<LONG-TERM> 10,000,000
0
136
<COMMON> 26,717
<OTHER-SE> 30,634,464
<TOTAL-LIABILITIES-AND-EQUITY> 427,117,959
<INTEREST-LOAN> 11,532,088
<INTEREST-INVEST> 5,075,486
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 16,607,574
<INTEREST-DEPOSIT> 7,342,029
<INTEREST-EXPENSE> 8,007,675
<INTEREST-INCOME-NET> 8,599,899
<LOAN-LOSSES> 675,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,249,416
<INCOME-PRETAX> 3,653,089
<INCOME-PRE-EXTRAORDINARY> 2,448,489
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,448,489
<EPS-BASIC> 0.92
<EPS-DILUTED> 0.90
<YIELD-ACTUAL> 8.42
<LOANS-NON> 892,000
<LOANS-PAST> 258,000
<LOANS-TROUBLED> 57,790
<LOANS-PROBLEM> 2,023,076
<ALLOWANCE-OPEN> 3,452,131
<CHARGE-OFFS> 339,022
<RECOVERIES> 275,678
<ALLOWANCE-CLOSE> 4,063,787
<ALLOWANCE-DOMESTIC> 4,063,787
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,206,406
</TABLE>
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