<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
This schedule contains financial information extracted from the consolidated
balance sheet and the consolidated statement of income filed as part of the
report on Form 10-QSB and is qualified in its entirety by reference to such
report on Form 10-QSB.
</LEGEND>
<CIK> 0000915127
<NAME> PHC, Inc.
<MULTIPLIER> 1
<CURRENCY> US
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> JUN-30-2000
<PERIOD-START> JUL-1-1999
<PERIOD-END> MAR-31-2000
<EXCHANGE-RATE> 1.000
<CASH> 172,852
<SECURITIES> 0
<RECEIVABLES> 10,647,708
<ALLOWANCES> 3,374,100
<INVENTORY> 0
<CURRENT-ASSETS> 7,738,731
<PP&E> 2,542,326
<DEPRECIATION> 1,164,510
<TOTAL-ASSETS> 15,612,856
<CURRENT-LIABILITIES> 10,292,213
<BONDS> 0
0
0
<COMMON> 77,326
<OTHER-SE> 3,202,838
<TOTAL-LIABILITY-AND-EQUITY> 15,612,856
<SALES> 0
<TOTAL-REVENUES> 14,851,592
<CGS> 0
<TOTAL-COSTS> 14,738,446
<OTHER-EXPENSES> 129,356
<LOSS-PROVISION> 1,629,029
<INTEREST-EXPENSE> 601,071
<INCOME-PRETAX> (16,210)
<INCOME-TAX> 53,289
<INCOME-CONTINUING> (69,499)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (69,499)
<EPS-BASIC> (.10)
<EPS-DILUTED> (.10)
</TABLE>