KEYCORP /NEW/
11-K, EX-23.1, 2000-06-22
NATIONAL COMMERCIAL BANKS
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                                                                    Exhibit 23.1



               CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS




We consent to the incorporation by reference in the KeyCorp Registration
Statements (Form S-8 No. 333-49609 and No. 333-72189) pertaining to the KeyCorp
401(k) Savings Plan of our report dated June 19, 2000, with respect to the
financial statements and schedules of the KeyCorp 401(k) Savings Plan included
in this Annual Report (Form 11-K) for the period ended December 31, 1999.



                                                 /s/ Ernst & Young LLP


Cleveland, Ohio
June 19, 2000




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