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EXHIBIT 23 <PAGE> INDEPENDENT AUDITOR'S CONSENT We consent to the incorporation by reference in Registration statement No. 33-95072 of Landmark Bancshares, Inc. on Form S-8 of our report dated October 26, 2000 incorporated by reference in this Annual Report on Form 10-K of Landmark Bancshares, Inc. for the year ended September 30, 2000. /s/Regier Carr & Monroe, L.L.P. ---------------------------------- Regier Carr & Monroe, L.L.P. December 21, 2000 Wichita, Kansas
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