Supplement dated October 15, 1999
to Prospectus dated May 1, 1999
for
HERITAGE I AND HERITAGE II VARIABLE UNIVERSAL LIFE INSURANCE
Issued By
JPF SEPARATE ACCOUNT C
of
JEFFERSON PILOT FINANCIAL INSURANCE COMPANY
This supplement updates certain information contained in the prospectus and, to
the extent inconsistent, it supersedes it. You should attach this supplement to
the prospectus and retain it with the prospectus for future reference.
Effective November 1, 1999, the J.P. Morgan Treasury Money Market Portfolio will
be closed to new investors and transfers into the Money Market Portfolio after
that date will not be allowed. All references to the J.P. Morgan Money Market
Portfolio on the cover, facing page, pages 2 through 32 and the Appendix pages
are deleted.