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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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008 A000501 MASSMUTUAL LIFE INSURANCE COMPANY
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<PAGE> PAGE 23
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<PAGE> PAGE 24
056 000500 Y
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<PAGE> PAGE 25
070 M020500 N
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<PAGE> PAGE 26
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008 A000601 MASSMUTUAL LIFE INSURANCE COMPANY
008 B000601 A
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
070 L020600 N
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<PAGE> PAGE 30
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008 A000701 MASSMUTUAL LIFE INSURANCE COMPANY
008 B000701 A
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024 000700 N
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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SIGNATURE STEPHEN KUHN
TITLE VICE PRESIDENT
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 11
<NAME> MassMutual Prime Fund Class 1
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 12
<NAME> MassMutual Prime Fund Class 2
<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 13
<NAME> MassMutual Prime Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
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<PERIOD-END> DEC-31-1994
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<OTHER-INCOME> 0
<EXPENSES-NET> (121)
<NET-INVESTMENT-INCOME> 801
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 10
<NET-CHANGE-FROM-OPS> 811
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 801
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 618
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 5
<NET-CHANGE-IN-ASSETS> 99811
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 161361
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 201317
<AVERAGE-NET-ASSETS> 63642
<PER-SHARE-NAV-BEGIN> 150.00
<PER-SHARE-NII> 1.21
<PER-SHARE-GAIN-APPREC> 0.61
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 1.21
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 150.61
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 14
<NAME> MassMutual Prime Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 174651856
<INVESTMENTS-AT-VALUE> 174647780
<RECEIVABLES> 264421
<ASSETS-OTHER> 4690
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 174916891
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4066455
<TOTAL-LIABILITIES> 4066455
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 170831651
<SHARES-COMMON-STOCK> 1134253
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 23163
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (302)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (4076)
<NET-ASSETS> 170547874
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1979016
<OTHER-INCOME> 0
<EXPENSES-NET> (184771)
<NET-INVESTMENT-INCOME> 1794245
<REALIZED-GAINS-CURRENT> (302)
<APPREC-INCREASE-CURRENT> (4106)
<NET-CHANGE-FROM-OPS> 1789837
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1771049
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 590772
<NUMBER-OF-SHARES-REDEEMED> 331048
<SHARES-REINVESTED> 11782
<NET-CHANGE-IN-ASSETS> 41135823
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 161361
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 201317
<AVERAGE-NET-ASSETS> 142066844
<PER-SHARE-NAV-BEGIN> 150.00
<PER-SHARE-NII> 1.55
<PER-SHARE-GAIN-APPREC> 0.34
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 1.53
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 150.36
<EXPENSE-RATIO> 0.52
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 21
<NAME> MassMutual Short Term Bond Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 106820810
<INVESTMENTS-AT-VALUE> 105367542
<RECEIVABLES> 1845811
<ASSETS-OTHER> 63587
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 107276940
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 129527
<TOTAL-LIABILITIES> 129527
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 108738385
<SHARES-COMMON-STOCK> 10156
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 692
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (138396)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1453268)
<NET-ASSETS> 100460
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1178
<OTHER-INCOME> 0
<EXPENSES-NET> (275)
<NET-INVESTMENT-INCOME> 903
<REALIZED-GAINS-CURRENT> (131)
<APPREC-INCREASE-CURRENT> (455)
<NET-CHANGE-FROM-OPS> 317
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 939
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9347
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 95
<NET-CHANGE-IN-ASSETS> 93318
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 123543
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 155537
<AVERAGE-NET-ASSETS> 65823
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.09
<PER-SHARE-GAIN-APPREC> (0.11)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.09
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.89
<EXPENSE-RATIO> 1.65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 22
<NAME> MassMutual Short Term Bond Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 106820810
<INVESTMENTS-AT-VALUE> 105367542
<RECEIVABLES> 1845811
<ASSETS-OTHER> 63587
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 107276940
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 129527
<TOTAL-LIABILITIES> 129527
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 108738385
<SHARES-COMMON-STOCK> 10164
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 692
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (138396)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1453268)
<NET-ASSETS> 100551
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1179
<OTHER-INCOME> 0
<EXPENSES-NET> (183)
<NET-INVESTMENT-INCOME> 996
<REALIZED-GAINS-CURRENT> (132)
<APPREC-INCREASE-CURRENT> (455)
<NET-CHANGE-FROM-OPS> 409
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1015
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9347
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 103
<NET-CHANGE-IN-ASSETS> 93410
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 123543
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 155537
<AVERAGE-NET-ASSETS> 65851
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.10
<PER-SHARE-GAIN-APPREC> (0.11)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.10
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.89
<EXPENSE-RATIO> 1.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 23
<NAME> MassMutual Short Term Bond Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 106820810
<INVESTMENTS-AT-VALUE> 105367542
<RECEIVABLES> 1845811
<ASSETS-OTHER> 63587
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 107276940
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 129527
<TOTAL-LIABILITIES> 129527
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 108738385
<SHARES-COMMON-STOCK> 10144
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 692
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (138396)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1453268)
<NET-ASSETS> 100492
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1141
<OTHER-INCOME> 0
<EXPENSES-NET> (121)
<NET-INVESTMENT-INCOME> 1020
<REALIZED-GAINS-CURRENT> (132)
<APPREC-INCREASE-CURRENT> (396)
<NET-CHANGE-FROM-OPS> 492
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1030
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9940
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 104
<NET-CHANGE-IN-ASSETS> 99492
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 123543
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 155537
<AVERAGE-NET-ASSETS> 63527
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.10
<PER-SHARE-GAIN-APPREC> (0.09)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.10
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.91
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 24
<NAME> MassMutual Short Term Bond Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 106820810
<INVESTMENTS-AT-VALUE> 105367542
<RECEIVABLES> 1845811
<ASSETS-OTHER> 63587
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 107276940
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 129527
<TOTAL-LIABILITIES> 129527
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 108738385
<SHARES-COMMON-STOCK> 10847942
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 692
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (138396)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1453268)
<NET-ASSETS> 106845910
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1888202
<OTHER-INCOME> 0
<EXPENSES-NET> (142227)
<NET-INVESTMENT-INCOME> 1745975
<REALIZED-GAINS-CURRENT> (137573)
<APPREC-INCREASE-CURRENT> (1451962)
<NET-CHANGE-FROM-OPS> 156440
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1745218
<DISTRIBUTIONS-OF-GAINS> 428
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1581709
<NUMBER-OF-SHARES-REDEEMED> 1763023
<SHARES-REINVESTED> 177223
<NET-CHANGE-IN-ASSETS> (1674419)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 123543
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 155537
<AVERAGE-NET-ASSETS> 108725163
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.16
<PER-SHARE-GAIN-APPREC> (0.15)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.16
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.85
<EXPENSE-RATIO> 0.52
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 31
<NAME> MassMutual Core Bond Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 196441049
<INVESTMENTS-AT-VALUE> 193699219
<RECEIVABLES> 4012797
<ASSETS-OTHER> 4355
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 197716371
<PAYABLE-FOR-SECURITIES> 2641221
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 621784
<TOTAL-LIABILITIES> 3263005
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 197505304
<SHARES-COMMON-STOCK> 10201
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 13385
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (165909)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2899414)
<NET-ASSETS> 100973
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1258
<OTHER-INCOME> 0
<EXPENSES-NET> (275)
<NET-INVESTMENT-INCOME> 983
<REALIZED-GAINS-CURRENT> (79)
<APPREC-INCREASE-CURRENT> (74)
<NET-CHANGE-FROM-OPS> 830
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1010
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9384
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 102
<NET-CHANGE-IN-ASSETS> 93831
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 231644
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 292291
<AVERAGE-NET-ASSETS> 65972
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.10
<PER-SHARE-GAIN-APPREC> (0.10)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.10
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.90
<EXPENSE-RATIO> 1.65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 32
<NAME> MassMutual Core Bond Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 196441049
<INVESTMENTS-AT-VALUE> 193699219
<RECEIVABLES> 4012797
<ASSETS-OTHER> 4355
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 197716371
<PAYABLE-FOR-SECURITIES> 2641221
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 621784
<TOTAL-LIABILITIES> 3263005
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 197505304
<SHARES-COMMON-STOCK> 10208
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 13385
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (165909)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2899414)
<NET-ASSETS> 101065
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1259
<OTHER-INCOME> 0
<EXPENSES-NET> (184)
<NET-INVESTMENT-INCOME> 1075
<REALIZED-GAINS-CURRENT> (79)
<APPREC-INCREASE-CURRENT> (74)
<NET-CHANGE-FROM-OPS> 922
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1087
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9384
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 110
<NET-CHANGE-IN-ASSETS> 93922
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 231644
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 292291
<AVERAGE-NET-ASSETS> 66000
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> (0.10)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.11
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.90
<EXPENSE-RATIO> 1.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 33
<NAME> MassMutual Core Bond Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 196441049
<INVESTMENTS-AT-VALUE> 193699219
<RECEIVABLES> 4012797
<ASSETS-OTHER> 4355
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 197716371
<PAYABLE-FOR-SECURITIES> 2641221
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 621784
<TOTAL-LIABILITIES> 3263005
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 197505304
<SHARES-COMMON-STOCK> 10201
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 13385
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (165909)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2899414)
<NET-ASSETS> 101032
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1218
<OTHER-INCOME> 0
<EXPENSES-NET> (122)
<NET-INVESTMENT-INCOME> 1096
<REALIZED-GAINS-CURRENT> (79)
<APPREC-INCREASE-CURRENT> 13
<NET-CHANGE-FROM-OPS> 1030
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1099
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9990
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 111
<NET-CHANGE-IN-ASSETS> 100030
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 231644
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 292291
<AVERAGE-NET-ASSETS> 63696
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> (0.10)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.11
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.90
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 34
<NAME> MassMutual Core Bond Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 196441049
<INVESTMENTS-AT-VALUE> 193699219
<RECEIVABLES> 4012797
<ASSETS-OTHER> 4355
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 197716371
<PAYABLE-FOR-SECURITIES> 2641221
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 621784
<TOTAL-LIABILITIES> 3263005
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 197505304
<SHARES-COMMON-STOCK> 19724656
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 13385
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (165909)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2899414)
<NET-ASSETS> 194150296
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3790719
<OTHER-INCOME> 0
<EXPENSES-NET> (263818)
<NET-INVESTMENT-INCOME> 3526901
<REALIZED-GAINS-CURRENT> (173321)
<APPREC-INCREASE-CURRENT> (2899279)
<NET-CHANGE-FROM-OPS> 454301
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3505825
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1429878
<NUMBER-OF-SHARES-REDEEMED> 2776813
<SHARES-REINVESTED> 355921
<NET-CHANGE-IN-ASSETS> (13006395)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 231644
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 292291
<AVERAGE-NET-ASSETS> 204030163
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.18
<PER-SHARE-GAIN-APPREC> (0.16)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.18
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.84
<EXPENSE-RATIO> 0.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 41
<NAME> MassMutual Balanced Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 353272069
<INVESTMENTS-AT-VALUE> 350799438
<RECEIVABLES> 2153828
<ASSETS-OTHER> 4944
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 352958210
<PAYABLE-FOR-SECURITIES> 438177
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2532317
<TOTAL-LIABILITIES> 2970494
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 352755022
<SHARES-COMMON-STOCK> 10056
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 30533
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (283084)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2514755)
<NET-ASSETS> 99990
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 830
<OTHER-INCOME> 0
<EXPENSES-NET> (272)
<NET-INVESTMENT-INCOME> 558
<REALIZED-GAINS-CURRENT> (83)
<APPREC-INCREASE-CURRENT> (628)
<NET-CHANGE-FROM-OPS> (153)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 584
<DISTRIBUTIONS-OF-GAINS> 12
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9281
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 60
<NET-CHANGE-IN-ASSETS> 92847
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 395156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 496445
<AVERAGE-NET-ASSETS> 65249
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> (0.06)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.06
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.94
<EXPENSE-RATIO> 1.65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 42
<NAME> MassMutual Balanced Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 353272069
<INVESTMENTS-AT-VALUE> 350799438
<RECEIVABLES> 2153828
<ASSETS-OTHER> 4944
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 352958210
<PAYABLE-FOR-SECURITIES> 438177
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2532317
<TOTAL-LIABILITIES> 2970494
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 352755022
<SHARES-COMMON-STOCK> 10063
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 30533
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (283084)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2514755)
<NET-ASSETS> 100081
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 831
<OTHER-INCOME> 0
<EXPENSES-NET> (182)
<NET-INVESTMENT-INCOME> 649
<REALIZED-GAINS-CURRENT> (84)
<APPREC-INCREASE-CURRENT> (627)
<NET-CHANGE-FROM-OPS> (62)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 659
<DISTRIBUTIONS-OF-GAINS> 12
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9281
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 67
<NET-CHANGE-IN-ASSETS> 92938
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 395156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 496445
<AVERAGE-NET-ASSETS> 65277
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> (0.04)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.07
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.95
<EXPENSE-RATIO> 1.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 43
<NAME> MassMutual Balanced Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 353272069
<INVESTMENTS-AT-VALUE> 350799438
<RECEIVABLES> 2153828
<ASSETS-OTHER> 4944
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 352958210
<PAYABLE-FOR-SECURITIES> 438177
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2532317
<TOTAL-LIABILITIES> 2970494
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 352755022
<SHARES-COMMON-STOCK> 10040
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 30533
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (283084)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2514755)
<NET-ASSETS> 99980
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 805
<OTHER-INCOME> 0
<EXPENSES-NET> (120)
<NET-INVESTMENT-INCOME> 685
<REALIZED-GAINS-CURRENT> (84)
<APPREC-INCREASE-CURRENT> (620)
<NET-CHANGE-FROM-OPS> (19)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 685
<DISTRIBUTIONS-OF-GAINS> 12
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9871
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 70
<NET-CHANGE-IN-ASSETS> 98981
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 395156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 496445
<AVERAGE-NET-ASSETS> 62922
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> (0.04)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.07
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.96
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 44
<NAME> MassMutual Balanced Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 353272069
<INVESTMENTS-AT-VALUE> 350799438
<RECEIVABLES> 2153828
<ASSETS-OTHER> 4944
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 352958210
<PAYABLE-FOR-SECURITIES> 438177
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2532317
<TOTAL-LIABILITIES> 2970494
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 352755022
<SHARES-COMMON-STOCK> 35244333
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 30533
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (283084)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2514755)
<NET-ASSETS> 349687665
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 4212875
<OTHER-INCOME> 0
<EXPENSES-NET> (449348)
<NET-INVESTMENT-INCOME> 3763527
<REALIZED-GAINS-CURRENT> (246808)
<APPREC-INCREASE-CURRENT> (2512880)
<NET-CHANGE-FROM-OPS> 1003839
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3726473
<DISTRIBUTIONS-OF-GAINS> 42474
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3162745
<NUMBER-OF-SHARES-REDEEMED> 2681481
<SHARES-REINVESTED> 379170
<NET-CHANGE-IN-ASSETS> 5848686
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 395156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 496445
<AVERAGE-NET-ASSETS> 348193160
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> (0.08)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.11
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.92
<EXPENSE-RATIO> 0.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 51
<NAME> MassMutual Value Equity Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 1583375364
<INVESTMENTS-AT-VALUE> 1569054013
<RECEIVABLES> 9632944
<ASSETS-OTHER> 2777
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1578689734
<PAYABLE-FOR-SECURITIES> 1213879
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13615226
<TOTAL-LIABILITIES> 14829105
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1578541957
<SHARES-COMMON-STOCK> 10018
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 148716
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (508693)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (14321351)
<NET-ASSETS> 99350
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 646
<OTHER-INCOME> 0
<EXPENSES-NET> (270)
<NET-INVESTMENT-INCOME> 376
<REALIZED-GAINS-CURRENT> (34)
<APPREC-INCREASE-CURRENT> (1136)
<NET-CHANGE-FROM-OPS> (794)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (402)
<DISTRIBUTIONS-OF-GAINS> (7)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9263
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 41
<NET-CHANGE-IN-ASSETS> 92206
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1792257
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2262847
<AVERAGE-NET-ASSETS> 64695
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> (0.08)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.04
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.92
<EXPENSE-RATIO> 1.65
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 52
<NAME> MassMutual Value Equity Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 1583375364
<INVESTMENTS-AT-VALUE> 1569054013
<RECEIVABLES> 9632944
<ASSETS-OTHER> 2777
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1578689734
<PAYABLE-FOR-SECURITIES> 1213879
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13615226
<TOTAL-LIABILITIES> 14829105
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1578541957
<SHARES-COMMON-STOCK> 10017
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 148716
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (508693)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (14321351)
<NET-ASSETS> 99440
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 646
<OTHER-INCOME> 0
<EXPENSES-NET> (180)
<NET-INVESTMENT-INCOME> 466
<REALIZED-GAINS-CURRENT> (34)
<APPREC-INCREASE-CURRENT> (1136)
<NET-CHANGE-FROM-OPS> (704)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (476)
<DISTRIBUTIONS-OF-GAINS> (7)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9254
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 49
<NET-CHANGE-IN-ASSETS> 92296
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1792257
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2262847
<AVERAGE-NET-ASSETS> 64722
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> (0.07)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.05
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.93
<EXPENSE-RATIO> 1.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 53
<NAME> MassMutual Value Equity Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 1583375364
<INVESTMENTS-AT-VALUE> 1569054013
<RECEIVABLES> 9632944
<ASSETS-OTHER> 2777
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1578689734
<PAYABLE-FOR-SECURITIES> 1213879
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13615226
<TOTAL-LIABILITIES> 14829105
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1578541957
<SHARES-COMMON-STOCK> 10002
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 148716
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (508693)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (14321351)
<NET-ASSETS> 99325
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 627
<OTHER-INCOME> 0
<EXPENSES-NET> (119)
<NET-INVESTMENT-INCOME> 508
<REALIZED-GAINS-CURRENT> (34)
<APPREC-INCREASE-CURRENT> (1149)
<NET-CHANGE-FROM-OPS> (675)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (508)
<DISTRIBUTIONS-OF-GAINS> (7)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9851
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 52
<NET-CHANGE-IN-ASSETS> 98325
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1792257
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2262847
<AVERAGE-NET-ASSETS> 62356
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> (0.07)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.05
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.93
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 54
<NAME> MassMutual Value Equity Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 1583375364
<INVESTMENTS-AT-VALUE> 1569054013
<RECEIVABLES> 9632944
<ASSETS-OTHER> 2777
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1578689734
<PAYABLE-FOR-SECURITIES> 1213879
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13615226
<TOTAL-LIABILITIES> 14829105
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1578541957
<SHARES-COMMON-STOCK> 157806039
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 148716
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (508693)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (14321351)
<NET-ASSETS> 1563562514
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14753927
<OTHER-INCOME> 0
<EXPENSES-NET> (2017833)
<NET-INVESTMENT-INCOME> 12736094
<REALIZED-GAINS-CURRENT> (391625)
<APPREC-INCREASE-CURRENT> (14317930)
<NET-CHANGE-FROM-OPS> (1973461)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (12587342)
<DISTRIBUTIONS-OF-GAINS> (116945)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7240501
<NUMBER-OF-SHARES-REDEEMED> 9506612
<SHARES-REINVESTED> 1278097
<NET-CHANGE-IN-ASSETS> (24378017)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1792257
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2262847
<AVERAGE-NET-ASSETS> 1579938011
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.08
<PER-SHARE-GAIN-APPREC> (0.09)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.08
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.91
<EXPENSE-RATIO> 0.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 61
<NAME> MassMutual Small Cap Value Equity Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 319590606
<INVESTMENTS-AT-VALUE> 310457595
<RECEIVABLES> 2022813
<ASSETS-OTHER> 2292
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 312482700
<PAYABLE-FOR-SECURITIES> 280603
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1115813
<TOTAL-LIABILITIES> 1396416
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 321000466
<SHARES-COMMON-STOCK> 10235
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 28759
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (809930)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (9133011)
<NET-ASSETS> 99151
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 466
<OTHER-INCOME> 0
<EXPENSES-NET> (282)
<NET-INVESTMENT-INCOME> 184
<REALIZED-GAINS-CURRENT> (228)
<APPREC-INCREASE-CURRENT> (947)
<NET-CHANGE-FROM-OPS> (991)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 207
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9499
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 22
<NET-CHANGE-IN-ASSETS> 92008
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 433941
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 527433
<AVERAGE-NET-ASSETS> 63298
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> (0.31)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.02
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.69
<EXPENSE-RATIO> 1.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 62
<NAME> MassMutual Small Cap Value Equity Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 319590606
<INVESTMENTS-AT-VALUE> 310457595
<RECEIVABLES> 2022813
<ASSETS-OTHER> 2292
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 312482700
<PAYABLE-FOR-SECURITIES> 280603
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1115813
<TOTAL-LIABILITIES> 1396416
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 321000466
<SHARES-COMMON-STOCK> 10233
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 28759
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (809930)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (9133011)
<NET-ASSETS> 99241
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 466
<OTHER-INCOME> 0
<EXPENSES-NET> (194)
<NET-INVESTMENT-INCOME> 272
<REALIZED-GAINS-CURRENT> (228)
<APPREC-INCREASE-CURRENT> (945)
<NET-CHANGE-FROM-OPS> (901)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 280
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9490
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 29
<NET-CHANGE-IN-ASSETS> 92099
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 433941
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 527433
<AVERAGE-NET-ASSETS> 63725
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> (0.30)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.70
<EXPENSE-RATIO> 1.20
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 63
<NAME> MassMutual Small Cap Value Equity Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 319590606
<INVESTMENTS-AT-VALUE> 310457595
<RECEIVABLES> 2022813
<ASSETS-OTHER> 2292
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 312482700
<PAYABLE-FOR-SECURITIES> 280603
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1115813
<TOTAL-LIABILITIES> 1396416
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 321000466
<SHARES-COMMON-STOCK> 10236
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 28759
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (809930)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (9133011)
<NET-ASSETS> 99278
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 458
<OTHER-INCOME> 0
<EXPENSES-NET> (133)
<NET-INVESTMENT-INCOME> 325
<REALIZED-GAINS-CURRENT> (227)
<APPREC-INCREASE-CURRENT> (820)
<NET-CHANGE-FROM-OPS> (722)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 323
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 10102
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 34
<NET-CHANGE-IN-ASSETS> 98278
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 433941
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 527433
<AVERAGE-NET-ASSETS> 61482
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> (0.30)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.70
<EXPENSE-RATIO> 0.85
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 64
<NAME> MassMutual Small Cap Value Equity Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 319590606
<INVESTMENTS-AT-VALUE> 310457595
<RECEIVABLES> 2022813
<ASSETS-OTHER> 2292
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 312482700
<PAYABLE-FOR-SECURITIES> 280603
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1115813
<TOTAL-LIABILITIES> 1396416
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 321000466
<SHARES-COMMON-STOCK> 32058197
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 28759
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (809930)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (9133011)
<NET-ASSETS> 310788614
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1885489
<OTHER-INCOME> 0
<EXPENSES-NET> (481773)
<NET-INVESTMENT-INCOME> 1403716
<REALIZED-GAINS-CURRENT> (809247)
<APPREC-INCREASE-CURRENT> (9130299)
<NET-CHANGE-FROM-OPS> (8535830)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1374928
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2455853
<NUMBER-OF-SHARES-REDEEMED> 2495971
<SHARES-REINVESTED> 144274
<NET-CHANGE-IN-ASSETS> (8751798)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 433941
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 527433
<AVERAGE-NET-ASSETS> 312832009
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> (0.31)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.04
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.69
<EXPENSE-RATIO> 0.61
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 71
<NAME> MassMutual International Equity Fund Class 1
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 166494913
<INVESTMENTS-AT-VALUE> 157932515
<RECEIVABLES> 3567816
<ASSETS-OTHER> 25089
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 161525420
<PAYABLE-FOR-SECURITIES> 4160925
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6887616
<TOTAL-LIABILITIES> 11048541
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 162094055
<SHARES-COMMON-STOCK> 10005
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 15124
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3065246)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (8567054)
<NET-ASSETS> 92522
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 167
<OTHER-INCOME> 0
<EXPENSES-NET> (339)
<NET-INVESTMENT-INCOME> (172)
<REALIZED-GAINS-CURRENT> (1496)
<APPREC-INCREASE-CURRENT> (5955)
<NET-CHANGE-FROM-OPS> (7623)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 85377
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 331042
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 423967
<AVERAGE-NET-ASSETS> 62076
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> (0.02)
<PER-SHARE-GAIN-APPREC> (0.73)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.25
<EXPENSE-RATIO> 2.15
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 72
<NAME> MassMutual International Equity Fund Class 2
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 166494913
<INVESTMENTS-AT-VALUE> 157932515
<RECEIVABLES> 3567816
<ASSETS-OTHER> 25089
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 161525420
<PAYABLE-FOR-SECURITIES> 4160925
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6887616
<TOTAL-LIABILITIES> 11048541
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 162094055
<SHARES-COMMON-STOCK> 9996
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 15124
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3065246)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (8567054)
<NET-ASSETS> 92606
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 167
<OTHER-INCOME> 0
<EXPENSES-NET> (253)
<NET-INVESTMENT-INCOME> (86)
<REALIZED-GAINS-CURRENT> (1497)
<APPREC-INCREASE-CURRENT> (5956)
<NET-CHANGE-FROM-OPS> (7539)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 85461
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 331042
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 423967
<AVERAGE-NET-ASSETS> 62104
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> (0.01)
<PER-SHARE-GAIN-APPREC> (0.73)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.26
<EXPENSE-RATIO> 1.60
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 73
<NAME> MassMutual International Equity Fund Class 3
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 166494913
<INVESTMENTS-AT-VALUE> 157932515
<RECEIVABLES> 3567816
<ASSETS-OTHER> 25089
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 161525420
<PAYABLE-FOR-SECURITIES> 4160925
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6887616
<TOTAL-LIABILITIES> 11048541
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 162094055
<SHARES-COMMON-STOCK> 9980
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 15124
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3065246)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (8567054)
<NET-ASSETS> 92500
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 161
<OTHER-INCOME> 0
<EXPENSES-NET> (205)
<NET-INVESTMENT-INCOME> (44)
<REALIZED-GAINS-CURRENT> (1469)
<APPREC-INCREASE-CURRENT> (5988)
<NET-CHANGE-FROM-OPS> (7501)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 91499
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 331042
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 423967
<AVERAGE-NET-ASSETS> 59749
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> (0.73)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.27
<EXPENSE-RATIO> 1.35
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information
extracted from MassMutual Funds, Inc.,
form N-SAR for the period ended December 31, 1994
and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 74
<NAME> MassMutual International Equity Fund Class 4
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1994
<PERIOD-END> DEC-31-1994
<INVESTMENTS-AT-COST> 166494913
<INVESTMENTS-AT-VALUE> 157932515
<RECEIVABLES> 3567816
<ASSETS-OTHER> 25089
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 161525420
<PAYABLE-FOR-SECURITIES> 4160925
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6887616
<TOTAL-LIABILITIES> 11048541
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 162094055
<SHARES-COMMON-STOCK> 16188105
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 15124
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3065246)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (8567054)
<NET-ASSETS> 150199251
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 405195
<OTHER-INCOME> 0
<EXPENSES-NET> (389769)
<NET-INVESTMENT-INCOME> 15426
<REALIZED-GAINS-CURRENT> (3060784)
<APPREC-INCREASE-CURRENT> (8549155)
<NET-CHANGE-FROM-OPS> (11594513)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (1729194)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 331042
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 423967
<AVERAGE-NET-ASSETS> 154330892
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> (0.72)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.28
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.00
</TABLE>
