LFS BANCORP INC
15-12G, 1996-06-07
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE>
 
                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                    FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                                Commission File Number  0-18545
                                                                        -------

                               LFS BANCORP, INC.
- --------------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)

                            2020 NICHOLASVILLE ROAD
                           LEXINGTON, KENTUCKY 40503
                                 (606) 278-3461
- --------------------------------------------------------------------------------
    (Address, including zip code, and telephone number, including area code
                  of registrant's principal executive offices)

                     COMMON STOCK, PAR VALUE $.01 PER SHARE
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      NONE
- --------------------------------------------------------------------------------
   (Title of all other classes of securities for which a duty to file reports
                     under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate, the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

<TABLE>
<S>                          <C>  <C>                      <C>
     Rule 12g-4(a)(1)(i)     [X]  Rule 12h-3(b)(1)(i)      [ ]
     Rule 12g-4(a)(1)(ii)    [ ]  Rule 12h-3(b)(1)(ii)     [ ]
     Rule 12g-4(a)(2)(i)     [ ]  Rule 12h-3(b)(2)(i)      [ ]
     Rule 12g-4(a)(2)(ii)    [ ]  Rule 12h-3(b)(2)(ii)     [ ]
                                  Rule 15d-6               [ ]
</TABLE>

     Approximate number of holders of record as of the certification or notice
date:  One
      ----- 

     Pursuant to the requirements of the Securities Exchange Act of 1934, LFS
BANCORP, INC. has caused this certification/notice to be signed on behalf by the
undersigned duly authorized person.


Date: June 7, 1996          By: /s/ William L. Woodward
                                -----------------------
                                William L. Woodward
                                President

Instruction:  This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.  The
registrant shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant, by
counsel or by any other duly authorized person.  The name and title of the
person signing the form shall be typed or printed under the signature.


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