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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000916396
<NAME> MFB CORP
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 9,951
<INT-BEARING-DEPOSITS> 2,175
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 24,807
<INVESTMENTS-CARRYING> 18,750
<INVESTMENTS-MARKET> 18,327
<LOANS> 317,942
<ALLOWANCE> 977
<TOTAL-ASSETS> 390,212
<DEPOSITS> 230,779
<SHORT-TERM> 12,153
<LIABILITIES-OTHER> 2,323
<LONG-TERM> 112,801
0
0
<COMMON> 13,093
<OTHER-SE> 19,063
<TOTAL-LIABILITIES-AND-EQUITY> 390,212
<INTEREST-LOAN> 17,978
<INTEREST-INVEST> 2,652
<INTEREST-OTHER> 188
<INTEREST-TOTAL> 20,818
<INTEREST-DEPOSIT> 7,260
<INTEREST-EXPENSE> 11,935
<INTEREST-INCOME-NET> 8,883
<LOAN-LOSSES> 345
<SECURITIES-GAINS> (34)
<EXPENSE-OTHER> 6,149
<INCOME-PRETAX> 3,611
<INCOME-PRE-EXTRAORDINARY> 2,257
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,257
<EPS-BASIC> 1.63
<EPS-DILUTED> 1.60
<YIELD-ACTUAL> 3.32
<LOANS-NON> 50
<LOANS-PAST> 3
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 50
<ALLOWANCE-OPEN> 638
<CHARGE-OFFS> 6
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 977
<ALLOWANCE-DOMESTIC> 889
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 88
</TABLE>
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