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NORTHSTAR INVESTMENT MANAGEMENT CORPORATION
300 FIRST STAMFORD PLACE
STAMFORD, CONNECTICUT 06902
(203) 602-7881
May 5, 1998
Via EDGAR
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Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Northstar Variable Trust, Files No. 33-73140 and 811-08220
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Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, please
accept this letter as certification that the prospectus and statement of
additional information for the Northstar Variable Trust (the "Trust") do not
differ from that contained in Post-Effective Amendment No. 12 (the "Amendment")
to the Trust's Registration Statement on Form N1-A. This Amendment was filed
electronically on April 30, 1998.
Should you have any questions regarding this filing, please phone the
undersigned at (203)602-7881.
Sincerely,
STEPHANIE L. BECKNER
Stephanie L. Beckner
Secretary