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Independent Auditors' Consent We consent to the incorporation by reference in Registration Statement No. 33-86438 of Permanent Bancorp, Inc. on Form S-8 of our report dated May 25, 2000, appearing in this Annual Report on Form 10-K of Permanent Bancorp, Inc. for the year ended March 31, 2000. DELOITTE & TOUCHE LLP Indianapolis, Indiana June 15, 2000
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