UNITED COMMUNITY BANCSHARES INC
15-15D, 1998-01-27
NATIONAL COMMERCIAL BANKS
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                     FORM 15

   CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g)
  OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS
                  UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES
                             EXCHANGE ACT OF 1934.

                        Commission File Number 333-15067

                        United Community Bancshares, Inc.
             (Exact name of registrant as specified in its charter)

               2600 Eagan Woods Drive, Suite 155, Eagan, MN 55121
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

(i) Common Stock and (ii) 9.75% Cumulative Trust Preferred  Securities of United
Capital Trust I, (iii) 9.75% Junior Subordinated  Deferrable Interest Debentures
Due January 15, 2027 and (iv) Guaranty of United Community Bancshares, Inc.
            (Title of each class of securities covered by this Form)

                                      None
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

         Please  place an X in the box(es) to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

  Rule 12g-4(a)(1)(i)       [   ]         Rule 12h-3(b)(1)(i)       [ x ]
  Rule 12g-4(a)(1)(ii)      [   ]         Rule 12h-3(b)(1)(ii)      [   ]
  Rule 12g-4(a)(2)(i)       [   ]         Rule 12h-3(b)(2)(i)       [   ]
  Rule 12g-4(a)(2)(ii)      [   ]         Rule 12h-3(b)(2)(ii)      [   ]
                                          Rule 15d-6                [ x ]

         Approximate  number of  holders  of record as of the  certification  or
notice date: (i) 290, (ii) 1, (iii) 1 and (iv) 1, respectively

         Pursuant to the  requirements  of the  Securities  Exchange Act of 1934
(Name   of    registrant    as   specified   in   charter)   has   caused   this
certification/notice  to be  signed  on  its  behalf  of  the  undersigned  duly
authorized person.


Date:    January  27, 1998      By:      /s/ Marcia L. O'Brien
                                Marcia L. O'Brien, Executive Vice President and
                                Chief Financial Officer of United Community
                                Bancshares, Inc.

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.




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