Supplement to Prospectus Dated May 1, 1995
Supplement Dated January 5, 1996
As set forth on the cover page and pages 19-20 of the Prospectus, we
indicated that we intended to cease offering certain Sub-accounts and their
underlying mutual fund portfolios as investment options under the Annuity. On
December 28, 1995, an order was granted by the Securities and Exchange
Commission providing for the necessary regulatory relief to substitute
alternative Sub-accounts and their underlying mutual fund portfolios for certain
Sub-accounts and their underlying mutual fund portfolios that we have ceased
offering as investment options under the Annuity. The following investment
options have been eliminated and are no longer available as investment options
under the Annuity.
Investment options eliminated as of December 28, 1995:
Alliance Short-Term Multi-Market
Alliance Premier Growth
Alliance Growth & Income
Alliance U.S. Government/High Grade Securities
Alliance Total Return
Alliance International
Neuberger & Berman AMT Growth
Neuberger & Berman AMT Balanced
Neuberger & Berman AMT Limited Maturity Bond
Scudder Bond
Scudder Capital Growth
Scudder Balanced
Scudder International
Janus Aspen Growth
Janus Aspen Aggressive Growth
Janus Aspen Worldwide Growth
Janus Aspen Balanced
Janus Aspen Flexible Income
Janus Aspen Short-Term Bond
AST Eagle Growth Equity
AST Phoenix Capital Growth
AD/AS/AC-SUPP (1/96)
