UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No._________)*
United Financial Mortgage Corp.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
910303304
(CUPSIP Number)
Robert S. Luce., 855 Sterling Road, Suite 180, Palatine, IL 60067
(1-847-776-9729)
(Name, Address and Telephone Number of Person Authorized to
Receive Notices and Communications)
September 22, 2000
(Date of event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G
to report the acquisition that is the subject of this Schedule 13D,
and is filing this schedule because of 240.13d-1(e), 240.13d-1(f) or
240.13d-1(g), check the following box.[ ]
Note: Schedules filed in paper format shall include a signed original
and five copies of the schedule, including all exhibits. See 240.13d-7
for other parties to whom copies are to be sent.
The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities
of that section of the Act but shall be subject to all other
provisions of the Act (however, see the Notes).
<PAGE>
CUSIP No: 910303304
1. Names of Reporting Persons.
I. R. S. Identification Nos. of above persons (entities only).
Laurence B. Woznicki
2. Check the Appropriate Box if a Member of a Group (See Instructions)
(a) ______________________________________________________
(b) ______________________________________________________
3. SEC Use Only________________________________________________
4. Source of Funds (See Instructions) PF
5. Check if Disclosure of Legal proceedings Is Required Pursuant to Items
2(d) or 2(e) NA
6. Citizenship or Place of Organization U.S.
Number of 7. Sole Voting Power 384,870
Shares Bene-
ficially by 8. Shared Voting Power -0-
Owned by
Each 9. Sole Dispositive Power 384,870
Reporting
Person With 10.Shared Dispositive Power -0-
11. Aggregate Amount Beneficially Owned by
Each Reporting Person 384,870
12. Check if the Aggregate Amount in Row
(11) Excludes Certain Shares (See Instructions)______
13. Percent of Class Represented by Amount
In Row (11) 9.87%
14. Type of Reporting Person (See Instructions) IN
<PAGE>
Signature
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement
is true, complete and correct.
September 22, 2000
Date
/s/ Laurence B. Woznicki
Signature
Laurence B. Woznicki
Name/Title
