<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> APR-30-2001
<PERIOD-END> OCT-31-2000
<CASH> 4,259,372
<SECURITIES> 0
<RECEIVABLES> 158,554<FN>
<ALLOWANCES> 0
<INVENTORY> 0
<CURRENT-ASSETS> 39,056,306
<PP&E> 708,000
<DEPRECIATION> 428,818
<TOTAL-ASSETS> 40,050,519
<CURRENT-LIABILITIES> 33,325,217
<BONDS> 0
0
315,000
<COMMON> 6,488,286
<OTHER-SE> (86,984)
<TOTAL-LIABILITY-AND-EQUITY> 40,050,519
<SALES> 5,227,130
<TOTAL-REVENUES> 6,280,470
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 4,915,208
<LOSS-PROVISION> 0
<INTEREST-EXPENSE> 1,011,805
<INCOME-PRETAX> 353,457
<INCOME-TAX> 110,032
<INCOME-CONTINUING> 243,425
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 243,425
<EPS-BASIC> 0.06
<EPS-DILUTED> 0.06
<FN>
<F1>Receivables net
</FN>
</TABLE>