<TABLE> <S> <C>
<ARTICLE> 5
<CIK> 0000916823
<NAME> UNITED FINANCIAL MORTGAGE CORP
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> APR-30-2000 APR-30-2001
<PERIOD-START> MAY-01-1999 MAY-01-2000
<PERIOD-END> JUL-31-1999 JUL-31-2000
<CASH> 4,563,533 3,737,966
<SECURITIES> 0 0
<RECEIVABLES> 0 0
<ALLOWANCES> 0 0
<INVENTORY> 0 0
<CURRENT-ASSETS> 35,802,846 29,906,125
<PP&E> 694,218 707,500
<DEPRECIATION> 308,775 384,810
<TOTAL-ASSETS> 36,871,802 31,054,807
<CURRENT-LIABILITIES> 30,186,494 24,494,287
<BONDS> 0 0
0 0
315,000 315,000
<COMMON> 6,527,278 6,494,323
<OTHER-SE> 0 0
<TOTAL-LIABILITY-AND-EQUITY> 36,871,802 31,054,807
<SALES> 2,430,230 2,402,571
<TOTAL-REVENUES> 2,915,376 2,931,137
<CGS> 0 0
<TOTAL-COSTS> 0 0
<OTHER-EXPENSES> 2,326,108 2,290,122
<LOSS-PROVISION> 0 0
<INTEREST-EXPENSE> 472,764 515,103
<INCOME-PRETAX> 116,505 125,911
<INCOME-TAX> 47,767 54,446
<INCOME-CONTINUING> 68,738 71,465
<DISCONTINUED> 0 0
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 68,738 71,465
<EPS-BASIC> .02 .02
<EPS-DILUTED> .02 .02
</TABLE>