[ARTICLE] 5
[CIK] 0000916823
[NAME] UNITED FINANCIAL MORTGAGE CORP
<TABLE>
<S> <C> <C>
[PERIOD-TYPE] YEAR YEAR
[FISCAL-YEAR-END] APR-30-1999 APR-30-2000
[PERIOD-END] APR-30-1999 APR-30-2000
[CASH] 4,344,937 3,606,156
[SECURITIES] 0 0
[RECEIVABLES] 0 0
[ALLOWANCES] 0 0
[INVENTORY] 0 0
[CURRENT-ASSETS] 38,946,588 35,799,830
[PP&E] 645,519 705,669
[DEPRECIATION] (276,512) (365,801)
[TOTAL-ASSETS] 38,946,588 35,799,830
[CURRENT-LIABILITIES] 33,168,004 30,409,360
[BONDS] 0 0
[PREFERRED-MANDATORY] 0 0
[PREFERRED] 315,000 315,000
[COMMON] 6,529,332 6,510,938
[OTHER-SE] 0 0
[TOTAL-LIABILITY-AND-EQUITY] 39,795,236 36,918,230
[SALES] 8,571,594 9,051,395
[TOTAL-REVENUES] 10,045,228 10,896,324
[CGS] 0 0
[TOTAL-COSTS] 0 0
[OTHER-EXPENSES] 8,230,699 9,575,640
[LOSS-PROVISION] 0 0
[INTEREST-EXPENSE] 1,054,921 1,439,021
[INCOME-PRETAX] 759,608 (118,337)
[INCOME-TAX] 339,228 (75,079)
[INCOME-CONTINUING] 420,380 (43,258)
[DISCONTINUED] 0 0
[EXTRAORDINARY] 0 0
[CHANGES] (67,665) (38,500)
[NET-INCOME] 352,715 (81,758)
[EPS-BASIC] .09 (.02)
[EPS-DILUTED] .09 (.02)
</TABLE>
