DIVERSIFIED INVESTORS VARIABLE FUNDS, 497J, 1996-10-25

DIVERSIFIED INVESTORS VARIABLE FUNDS
497J, 1996-10-25

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                 [DIVERSIFIED INVESTMENT ADVISORS LETTERHEAD]



October 25, 1996



Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549

Re: Diversified Investors Variable Funds
    Post Effective Amendment No. 5 to Registration
    Statement on Form N-4; Registration Nos. 33-73734 and 811-8264

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended (the
"1933 Act"), Diversified Investors Variable Funds hereby certifies that:

1. the form of prospectus and statement of additional information that would
   have been filed pursuant to Rule 497(c) under the 1933 Act would not have
   differed from that contained in Post Effective Amendment No. 5 to its
   Registration Statement on Form N-4, and

2. the text of Post Effective Amendment No. 5 to Registration Statement on Form 
   N-4 was filed electronically with the Securities and Exchange Commission on
   April 30, 1996.

Very truly yours,

/s/ Catherine A. Mohr
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Catherine A. Mohr
Vice President