SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
POINTE FINANCIAL CORPORATION
----------------------------
(Name of Issuer)
Class A Common Stock
-------------------------
(Title of Class of Securities)
73084P 10 0
-------------
(CUSIP Number)
Clarita Kassin
Pointe Financial Corporation
21845 Powerline Road
Boca Raton, Florida 33433
------------------------------------------------------------
(Name, Address and Telephone Number of Person
Authorized to Receive Notices and Communications)
See Item 3
---------------------------------
(Date of Event which Requires
Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13d-1(b)(3) or (4), check the following box [_].
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act.
Page 1 of 6 pages
<PAGE>
CUSIP No. 73084P 10 0
--------------------------------------------------------------------------------
1) Name of Reporting Person; S.S. or I.R.S. Identification No. of
Above Person
Clarita Kassin
--------------------------------------------------------------------------------
2) Check the Appropriate Box if a Member of a Group
(b) [X] The Reporting Person disclaims membership in a group.
--------------------------------------------------------------------------------
3) SEC Use Only
--------------------------------------------------------------------------------
4) Source of Funds
See Item 3.
--------------------------------------------------------------------------------
5) Check if Disclosure of Legal Proceedings is Required Pursuant to
Items 2(d) or 2(e) [_]
--------------------------------------------------------------------------------
6) Citizenship or Place of Organization
United States
--------------------------------------------------------------------------------
Number 7) Sole Voting Power
of 20,000
--------------------------------------------------------------
Shares
8) Shared Voting Power
Beneficially
207,154
Owned --------------------------------------------------------------
By 9) Sole Dispositive Power
Each 20,000
--------------------------------------------------------------
Reporting
10) Shared Dispositive Power
Person
207,154
with
--------------------------------------------------------------------------------
Page 2 of 6 pages
<PAGE>
11) Aggregate Amount Beneficially Owned by Each Reporting Person
227,154
--------------------------------------------------------------------------------
12) Check if the Aggregate Amount in Row (11) excludes certain shares [X] *
--------------------------------------------------------------------------------
13) Percent of Class Represented by Amount in Row (11)
11.7%
--------------------------------------------------------------------------------
14) Type of Reporting Person
IN
--------------------------------------------------------------------------------
Page 3 of 6 pages
<PAGE>
Item 1. Security and Issuer
This Schedule 13D relates to shares of Common Stock of Pointe Financial
Corporation (the "Corporation"), a Florida corporation and bank holding company,
the principal subsidiary of which is Pointe Bank, a Florida banking corporation.
The address of the Corporation's principal executive offices is 21845 Powerline
Road, Boca Raton, Florida 33433.
Item 2. Identity and Background
This Schedule 13D is filed by the Reporting Person, a United States
citizen, whose principal occupation is a retail jewelry store operator and
Director of the Corporation and Pointe Bank.
The Reporting Person during the last five years has not (a) been
convicted in a criminal proceeding (excluding traffic violations or similar
misdemeanors) or (b) been a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction and as a result of such proceeding
been or been subject to a judgment, decree or final order enjoining future
violations of, or prohibiting or mandating activities subject to, federal or
state securities laws or finding any violation with respect to such laws.
Item 3. Source and Amount of Funds or Other Consideration
The Reporting Person acquired direct and indirect beneficial ownership
of shares of the Common Stock of Pointe Financial Corporation, upon the death of
her husband, Roberto Kassin. The Reporting Person acquired direct beneficial
ownership of 20,000 shares of Pointe Financial Corporation Common Stock, by gift
from her father. No consideration was paid for the shares. The Reporting Person
acquired indirect beneficial ownership of 194,004 shares of Common Stock, and
options to purchase 13,150 shares of Common Stock, which are held, or are in the
process of being transferred to, the Kassin Family Partnership, Ltd., as
beneficiary of the estate of Roberto Kassin. The Reporting Person has succeeded
her husband as President of the general partner of the Kassin Family
Partnership, Ltd.
Item 4. Purpose of Transaction
See Item 3.
Page 4 of 6 pages
<PAGE>
Item 5. Interest in Securities of Issuer
Set forth below is information relating to the beneficial ownership of
Common Stock by the Reporting Person.
<TABLE>
<CAPTION>
Voting Dispositive
Power Power Total
------------------------ ----------------------- (Percent of
Sole Shared Sole Shared Shares Outstanding)
---- ------ ---- ------- -------------------
<S> <C> <C> <C> <C> <C>
Clarita Kassin 20,000 207,154(1) 20,000 207,154(1) 11.7%
</TABLE>
---------------------------
(1) Includes 194,004 shares which are held by the Kassin Family
Partnership, Ltd. Clarita Kassin has succeeded her husband as President
of the general partner of the Kassin Family Partnership, Ltd.
The Kassin Family Partnership, Ltd. is a Florida limited partnership.
The Kassin Family Partnership, Ltd., during the last five years has not (a) been
convicted in a criminal proceeding (excluding traffic violations or similar
misdemeanors) or (b) been a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction and as a result of such proceeding
been or been subject to a judgment, decree or final order enjoining future
violations of, or prohibiting or mandating activities subject to, federal or
state securities laws or finding any violation with respect to such laws.
Item 6. Contracts, Arrangements, Understandings or Relationships with Respect
to Securities of the Issuer
None.
Item 7. Material to Be Filed as Exhibits
None.
Page 5 of 6 pages
<PAGE>
Signature.
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Date: January 01, 2001
/s/ Clarita Kassin
-----------------------------------------
Clarita Kassin
Page 6 of 6 pages
