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<PAGE> PROSPECTUS SUPPLEMENT FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY Inheiritage Account -- Variable Inheiritage Policies (Supplement to Prospectus dated April 30, 1996) The Select Income Fund of Allmerica Investment Trust is not currently available for investment in New York and Hawaii under the Variable Inheiritage Policies offered by the Inheiritage Account of First Allmerica Financial Life Insurance and Annuity Company. Supplement Dated April 30, 1996
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