<PAGE>
May 1, 1996
VIA EDGAR
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: Variable Inheiritage of First Allmerica Financial Life Insurance Company
File Nos. 33-74184, 811-8304
Dear Sir/Madam:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, Registrant
certifies that the form of prospectus and Statement of Additional Information
that would have been filed under paragraph (b) or (c) of this section would not
have differed from that contained in the most recent registration statement or
amendment, and the text of the most recent registration statement or amendment
has been filed electronically.
No copies of the cross-reference sheet are being filed because it has not been
amended.
If you have any questions or would like further information, please call me at
(508) 855-4194.
Very truly yours,
/s/Sheila B. St. Hilaire
Sheila B. St. Hilaire
Counsel
