<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000918266
<NAME> SCHWAB ANNUITY PORTFOLIOS
<SERIES>
<NUMBER> 010
<NAME> SCHWAB MONEY MARKET PORTFOLIO
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 139995
<INVESTMENTS-AT-VALUE> 139995
<RECEIVABLES> 3
<ASSETS-OTHER> 3
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 140001
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2515
<TOTAL-LIABILITIES> 2515
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 137501
<SHARES-COMMON-STOCK> 137533
<SHARES-COMMON-PRIOR> 119659
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (15)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 137486
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3999
<OTHER-INCOME> 0
<EXPENSES-NET> (330)
<NET-INVESTMENT-INCOME> 3669
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 3669
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (3669)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 233893
<NUMBER-OF-SHARES-REDEEMED> (219595)
<SHARES-REINVESTED> 3576
<NET-CHANGE-IN-ASSETS> 17874
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (15)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 252
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 352
<AVERAGE-NET-ASSETS> 133522
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> .03
<PER-SHARE-GAIN-APPREC> .00
<PER-SHARE-DIVIDEND> (.03)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> .48
</TABLE>
