MFS VARIABLE INSURANCE TRUST
497, 1995-11-13
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                          MFS VARIABLE INSURANCE TRUST

             Supplement to the Current Prospectus dated May 1, 1995



    The legend on the cover page of the Prospectus  addressing the MFS High
Income Series' limitation on investments in lower rated bonds is hereby replaced
in its entirety by the following:

          The Fund may  invest up to 100% of its  assets in lower
          rated bonds, commonly known as "junk bonds," that entail
          greater risks, including default risks, than those found
          in higher rated securities.  Investors should carefully
          consider these risks before investing (see "Additional
          Risk Factors - Lower Rated Bonds").


                The date of this Supplement is November 10, 1995


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