MFS VARIABLE INSURANCE TRUST
NSAR-A, 1995-08-29
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<PAGE>      PAGE  1
000 A000000 06/30/95
000 C000000 0000918571
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 MFS VARIABLE INSURANCE TRUST
001 B000000 811-8326
001 C000000 6179545000
002 A000000 500 BOYLSTON STREET
002 B000000 BOSTON
002 C000000 MA
002 D010000 02116
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  4
007 C010100  1
007 C020100 MFS WORLD GOVERNMENTS SERIES
007 C030100 N
007 C010200  2
007 C020200 TOTAL RETURN SERIES
007 C030200 N
007 C010300  3
007 C020300 UTILITIES SERIES
007 C030300 N
007 C010400  4
007 C020400 MONEY MARKET SERIES
007 C030400 N
007 C010500  5
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
008 A00AA01 MASSACHUSETTS FINANCIAL SERVICES COMPANY
008 B00AA01 A
008 C00AA01 801-17352
008 D01AA01 BOSTON
008 D02AA01 MA
008 D03AA01 02116
011 A00AA01 MFS INVESTOR SERVICES, INC.
011 B00AA01 8-27864
011 C01AA01 BOSTON
011 C02AA01 MA
011 C03AA01 02116
<PAGE>      PAGE  2
012 A00AA01 MFS SERVICE CENTER, INC.
012 B00AA01 84-1316
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02116
013 A00AA01 DELOITTE & TOUCHE
013 B01AA01 BOSTON
013 B02AA01 MA
013 B03AA01 02110
015 A00AA01 INVESTORS BANK AND TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02111
015 E01AA01 X
015 A00AA02 BANK OF NEW YORK
015 B00AA02 S
015 C01AA02 NEW YORK
015 C02AA02 NY
015 C03AA02 10286
015 E01AA02 X
015 A00AA03 CHASE MANHATTAN BANK, N.A.
015 B00AA03 S
015 C01AA03 NEW YORK
015 C02AA03 NY
015 C03AA03 10081
015 E04AA03 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00    4
019 C00AA00 VARINSTRUS
020 A000001 LATTICE TRADING
020 B000001 00-0000000
020 C000001      1
020 C000002      0
020 C000003      0
020 C000004      0
020 C000005      0
020 C000006      0
020 C000007      0
020 C000008      0
020 C000009      0
020 C000010      0
021  000000        3
022 A000001 CHEMICAL BANK
022 B000001 13-4994650
022 C000001     42921
022 D000001       100
022 A000002 LEHMAN BROTHERS
022 B000002 13-2518466
022 C000002     27330
<PAGE>      PAGE  3
022 D000002       760
022 A000003 PRUDENTIAL SECURITIES
022 B000003 22-2347336
022 C000003     21071
022 D000003       140
022 A000004 HONG KONG SHANGHAI BANK
022 B000004 00-0000000
022 C000004     21049
022 D000004         0
022 A000005 CS FIRST BOSTON
022 B000005 13-5659485
022 C000005     14464
022 D000005       196
022 A000006 NATIONSBANK
022 B000006 75-0520130
022 C000006      8002
022 D000006         0
022 A000007 CARROLL MC ENTEE & MC GINLEY
022 B000007 13-2650272
022 C000007      5281
022 D000007         0
022 A000008 BANK OF AMERICA
022 B000008 94-1687665
022 C000008      3509
022 D000008         0
022 A000009 FIRST CHICAGO
022 B000009 36-0899825
022 C000009      1850
022 D000009         0
022 A000010 GOLDMAN SACHS & COMPANY
022 B000010 13-5108880
022 C000010      1034
022 D000010       462
023 C000000     149764
023 D000000       3591
026 A000000 N
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<PAGE>      PAGE  4
036 B00AA00      0
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054 A00AA00 Y
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054 D00AA00 N
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054 F00AA00 N
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054 I00AA00 N
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054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 N
077 A000000 N
078  000000 N
080 A00AA00 NATIONAL UNION INSURANCE CO.
080 B00AA00 ICI MUTUAL
080 C00AA00    60000
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081 B00AA00  75
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082 B00AA00        0
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<PAGE>      PAGE  5
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<PAGE>      PAGE  6
048 K020100 0.000
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055 B000100 N
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064 A000100 N
066 A000100 N
067  000100 N
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068 B000100 N
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070 A020100 N
070 B010100 N
070 B020100 N
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070 C020100 Y
070 D010100 N
070 D020100 N
<PAGE>      PAGE  7
070 E010100 Y
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 Y
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070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 Y
070 L020100 Y
070 M010100 Y
070 M020100 Y
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
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<PAGE>      PAGE  8
072 T000100        0
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<PAGE>      PAGE  9
024  000200 Y
025 A000201 GENERAL ELECTRIC CO.
025 B000201 06-1109503
025 C000201 E
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045  000200 Y
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048  000200  0.750
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048 A020200 0.000
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<PAGE>      PAGE  10
048 D010200        0
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048 I010200        0
048 I020200 0.000
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048 K010200        0
048 K020200 0.000
049  000200 N
050  000200 N
051  000200 N
052  000200 N
053 A000200 Y
053 B000200 Y
053 C000200 N
055 A000200 N
055 B000200 N
056  000200 Y
057  000200 N
058 A000200 N
059  000200 Y
060 A000200 N
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066 A000200 Y
<PAGE>      PAGE  11
066 B000200 N
066 C000200 N
066 D000200 N
066 E000200 N
066 F000200 N
066 G000200 Y
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 N
070 B010200 Y
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 Y
070 D020200 N
070 E010200 Y
070 E020200 N
070 F010200 Y
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 Y
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 Y
070 K020200 N
070 L010200 Y
070 L020200 Y
070 M010200 Y
070 M020200 Y
070 N010200 Y
070 N020200 N
070 O010200 Y
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<PAGE>      PAGE  12
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<PAGE>      PAGE  13
074 P000200        0
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045  000300 Y
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<PAGE>      PAGE  14
048  000300  0.750
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049  000300 N
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<PAGE>      PAGE  15
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066 A000300 Y
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<PAGE>      PAGE  16
070 R010300 N
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<PAGE>      PAGE  17
074 I000300        0
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<PAGE>      PAGE  18
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<PAGE>      PAGE  19
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070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 Y
070 K020400 N
070 L010400 Y
070 L020400 N
070 M010400 N
070 M020400 N
070 N010400 N
070 N020400 N
070 O010400 Y
<PAGE>      PAGE  20
070 O020400 N
070 P010400 Y
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400         0
071 B000400         0
071 C000400         0
071 D000400    0
072 A000400  6
072 B000400        1
072 C000400        0
072 D000400        0
072 E000400        0
072 F000400        0
072 G000400        0
072 H000400        0
072 I000400        0
072 J000400        0
072 K000400        0
072 L000400        1
072 M000400        1
072 N000400        0
072 O000400        0
072 P000400        0
072 Q000400        0
072 R000400        6
072 S000400        1
072 T000400        0
072 U000400        1
072 V000400        0
072 W000400        0
072 X000400        9
072 Y000400        9
072 Z000400        1
072AA000400        0
072BB000400        0
072CC010400        0
072CC020400        0
072DD010400        0
072DD020400        0
072EE000400        0
073 A010400   0.0000
073 A020400   0.0000
073 B000400   0.0000
073 C000400   0.0000
074 A000400        5
074 B000400        0
074 C000400       65
<PAGE>      PAGE  21
074 D000400        0
074 E000400        0
074 F000400        0
074 G000400        0
074 H000400        0
074 I000400        0
074 J000400        0
074 K000400        7
074 L000400        5
074 M000400        0
074 N000400       82
074 O000400        0
074 P000400        0
074 Q000400        0
074 R010400        0
074 R020400        0
074 R030400        0
074 R040400        7
074 S000400       75
074 T000400        0
074 U010400        0
074 U020400        0
074 V010400     0.00
074 V020400     0.00
074 W000400   0.9999
074 X000400        3
074 Y000400        0
075 A000400        0
075 B000400       59
076  000400     0.00
SIGNATURE   JAMES O. YOST                                
TITLE       ASSISTANT TREASURER 
 


<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
EXTRACTED FROM THE FINANCIAL STATEMENTS OF MFS VARIABLE
INSURANCE TRUST-WORLD GOVERNMENTS SERIES AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
   <NUMBER>01
   <NAME> MFS VARIABLE INSURANCE TRUST-WORLD GOVERNMENTS
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                   DEC-31-1995
<PERIOD-END>                        JUN-30-1995
<INVESTMENTS-AT-COST>                   3,531,550
<INVESTMENTS-AT-VALUE>                  3,674,908
<RECEIVABLES>                             219,388
<ASSETS-OTHER>                                  0
<OTHER-ITEMS-ASSETS>                       34,424
<TOTAL-ASSETS>                          3,928,720
<PAYABLE-FOR-SECURITIES>                    6,778
<SENIOR-LONG-TERM-DEBT>                         0
<OTHER-ITEMS-LIABILITIES>                 173,341
<TOTAL-LIABILITIES>                       180,119
<SENIOR-EQUITY>                                 0
<PAID-IN-CAPITAL-COMMON>                3,412,550
<SHARES-COMMON-STOCK>                     343,689
<SHARES-COMMON-PRIOR>                     293,306
<ACCUMULATED-NII-CURRENT>                  87,543
<OVERDISTRIBUTION-NII>                          0
<ACCUMULATED-NET-GAINS>                   163,144
<OVERDISTRIBUTION-GAINS>                        0
<ACCUM-APPREC-OR-DEPREC>                   85,364
<NET-ASSETS>                            3,748,601
<DIVIDEND-INCOME>                               0
<INTEREST-INCOME>                         131,965
<OTHER-INCOME>                                  0
<EXPENSES-NET>                             18,366
<NET-INVESTMENT-INCOME>                   113,599
<REALIZED-GAINS-CURRENT>                  174,179
<APPREC-INCREASE-CURRENT>                  99,428
<NET-CHANGE-FROM-OPS>                     387,206
<EQUALIZATION>                                  0
<DISTRIBUTIONS-OF-INCOME>                       0
<DISTRIBUTIONS-OF-GAINS>                        0
<DISTRIBUTIONS-OTHER>                           0
<NUMBER-OF-SHARES-SOLD>                   280,445
<NUMBER-OF-SHARES-REDEEMED>               230,062
<SHARES-REINVESTED>                             0
<NET-CHANGE-IN-ASSETS>                    867,352
<ACCUMULATED-NII-PRIOR>                         0
<ACCUMULATED-GAINS-PRIOR>                 (11,035)
<OVERDISTRIB-NII-PRIOR>                    10,012
<OVERDIST-NET-GAINS-PRIOR>                      0
<GROSS-ADVISORY-FEES>                      13,785
<INTEREST-EXPENSE>                              0
<GROSS-EXPENSE>                            35,129
<AVERAGE-NET-ASSETS>                    3,708,376
<PER-SHARE-NAV-BEGIN>                        9.82
<PER-SHARE-NII>                              0.32
<PER-SHARE-GAIN-APPREC>                      0.77
<PER-SHARE-DIVIDEND>                         0.00
<PER-SHARE-DISTRIBUTIONS>                    0.00
<RETURNS-OF-CAPITAL>                         0.00
<PER-SHARE-NAV-END>                         10.91
<EXPENSE-RATIO>                              1.00
<AVG-DEBT-OUTSTANDING>                          0
<AVG-DEBT-PER-SHARE>                            0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
EXTRACTED FROM THE FINANCIAL STATEMENTS OF MFS VARIABLE
INSURANCE TRUST-TOTAL RETURN SERIES AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
   <NUMBER>02
   <NAME> MFS VARIABLE INSURANCE TRUST-TOTAL RETURN SERIES
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                   DEC-31-1995
<PERIOD-END>                        JUN-30-1995
<INVESTMENTS-AT-COST>                     887,556
<INVESTMENTS-AT-VALUE>                    998,573
<RECEIVABLES>                              28,545
<ASSETS-OTHER>                              5,260
<OTHER-ITEMS-ASSETS>                      117,446
<TOTAL-ASSETS>                          1,149,824
<PAYABLE-FOR-SECURITIES>                        0
<SENIOR-LONG-TERM-DEBT>                         0
<OTHER-ITEMS-LIABILITIES>                   7,069
<TOTAL-LIABILITIES>                         7,069
<SENIOR-EQUITY>                                 0
<PAID-IN-CAPITAL-COMMON>                1,008,600
<SHARES-COMMON-STOCK>                     100,860
<SHARES-COMMON-PRIOR>                         860
<ACCUMULATED-NII-CURRENT>                  22,200
<OVERDISTRIBUTION-NII>                          0
<ACCUMULATED-NET-GAINS>                       938
<OVERDISTRIBUTION-GAINS>                        0
<ACCUM-APPREC-OR-DEPREC>                  111,017
<NET-ASSETS>                            1,142,755
<DIVIDEND-INCOME>                           9,656
<INTEREST-INCOME>                          17,666
<OTHER-INCOME>                                (30)
<EXPENSES-NET>                              5,092
<NET-INVESTMENT-INCOME>                   (22,200)
<REALIZED-GAINS-CURRENT>                      938
<APPREC-INCREASE-CURRENT>                 111,017
<NET-CHANGE-FROM-OPS>                     134,155
<EQUALIZATION>                                  0
<DISTRIBUTIONS-OF-INCOME>                       0
<DISTRIBUTIONS-OF-GAINS>                        0
<DISTRIBUTIONS-OTHER>                           0
<NUMBER-OF-SHARES-SOLD>                   100,000
<NUMBER-OF-SHARES-REDEEMED>                     0
<SHARES-REINVESTED>                             0
<NET-CHANGE-IN-ASSETS>                  1,134,155
<ACCUMULATED-NII-PRIOR>                         0
<ACCUMULATED-GAINS-PRIOR>                       0
<OVERDISTRIB-NII-PRIOR>                         0
<OVERDIST-NET-GAINS-PRIOR>                      0
<GROSS-ADVISORY-FEES>                       3,819
<INTEREST-EXPENSE>                              0
<GROSS-EXPENSE>                            13,918
<AVERAGE-NET-ASSETS>                    1,054,675
<PER-SHARE-NAV-BEGIN>                       10.00
<PER-SHARE-NII>                              0.22
<PER-SHARE-GAIN-APPREC>                      1.11
<PER-SHARE-DIVIDEND>                         0.00
<PER-SHARE-DISTRIBUTIONS>                    0.00
<RETURNS-OF-CAPITAL>                         0.00
<PER-SHARE-NAV-END>                         11.33
<EXPENSE-RATIO>                              1.00
<AVG-DEBT-OUTSTANDING>                          0
<AVG-DEBT-PER-SHARE>                            0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
EXTRACTED FROM THE FINANCIAL STATEMENTS OF MFS VARIABLE
INSURANCE TRUST-UTILITIES SERIES AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
   <NUMBER>03
   <NAME> MFS VARIABLE INSURANCE TRUST-UTILITIES SERIES
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                   DEC-31-1995
<PERIOD-END>                        JUN-30-1995
<INVESTMENTS-AT-COST>                   1,005,253
<INVESTMENTS-AT-VALUE>                  1,104,709
<RECEIVABLES>                              39,127
<ASSETS-OTHER>                              5,260
<OTHER-ITEMS-ASSETS>                        3,780
<TOTAL-ASSETS>                          1,152,876
<PAYABLE-FOR-SECURITIES>                   10,103
<SENIOR-LONG-TERM-DEBT>                         0
<OTHER-ITEMS-LIABILITIES>                   7,094
<TOTAL-LIABILITIES>                        17,197
<SENIOR-EQUITY>                                 0
<PAID-IN-CAPITAL-COMMON>                1,008,600
<SHARES-COMMON-STOCK>                     100,860
<SHARES-COMMON-PRIOR>                         860
<ACCUMULATED-NII-CURRENT>                  19,704
<OVERDISTRIBUTION-NII>                          0
<ACCUMULATED-NET-GAINS>                     7,906
<OVERDISTRIBUTION-GAINS>                        0
<ACCUM-APPREC-OR-DEPREC>                   99,469
<NET-ASSETS>                            1,135,679
<DIVIDEND-INCOME>                          23,541
<INTEREST-INCOME>                           1,810
<OTHER-INCOME>                               (659)
<EXPENSES-NET>                              4,988
<NET-INVESTMENT-INCOME>                    19,704
<REALIZED-GAINS-CURRENT>                    7,906
<APPREC-INCREASE-CURRENT>                  99,469
<NET-CHANGE-FROM-OPS>                     127,079
<EQUALIZATION>                                  0
<DISTRIBUTIONS-OF-INCOME>                       0
<DISTRIBUTIONS-OF-GAINS>                        0
<DISTRIBUTIONS-OTHER>                           0
<NUMBER-OF-SHARES-SOLD>                   100,000
<NUMBER-OF-SHARES-REDEEMED>                     0
<SHARES-REINVESTED>                             0
<NET-CHANGE-IN-ASSETS>                  1,127,079
<ACCUMULATED-NII-PRIOR>                         0
<ACCUMULATED-GAINS-PRIOR>                       0
<OVERDISTRIB-NII-PRIOR>                         0
<OVERDIST-NET-GAINS-PRIOR>                      0
<GROSS-ADVISORY-FEES>                       3,740
<INTEREST-EXPENSE>                              0
<GROSS-EXPENSE>                            13,859
<AVERAGE-NET-ASSETS>                    1,031,420
<PER-SHARE-NAV-BEGIN>                       10.00
<PER-SHARE-NII>                              0.20
<PER-SHARE-GAIN-APPREC>                      1.06
<PER-SHARE-DIVIDEND>                         0.00
<PER-SHARE-DISTRIBUTIONS>                    0.00
<RETURNS-OF-CAPITAL>                         0.00
<PER-SHARE-NAV-END>                         11.26
<EXPENSE-RATIO>                              1.00
<AVG-DEBT-OUTSTANDING>                          0
<AVG-DEBT-PER-SHARE>                            0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
EXTRACTED FROM THE FINANCIAL STATEMENTS OF MFS VARIABLE
INSURANCE TRUST-MONEY MARKET SERIES AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
   <NUMBER>04
   <NAME> MFS VARIABLE INSURANCE TRUST-MONEY MARKET SERIES
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                   DEC-31-1995
<PERIOD-END>                        JUN-30-1995
<INVESTMENTS-AT-COST>                      64,779
<INVESTMENTS-AT-VALUE>                     64,779
<RECEIVABLES>                               7,953
<ASSETS-OTHER>                              5,260
<OTHER-ITEMS-ASSETS>                        4,448
<TOTAL-ASSETS>                             82,480
<PAYABLE-FOR-SECURITIES>                        0
<SENIOR-LONG-TERM-DEBT>                         0
<OTHER-ITEMS-LIABILITIES>                   6,818
<TOTAL-LIABILITIES>                         6,818
<SENIOR-EQUITY>                                 0
<PAID-IN-CAPITAL-COMMON>                   75,662
<SHARES-COMMON-STOCK>                      75,662
<SHARES-COMMON-PRIOR>                       8,600
<ACCUMULATED-NII-CURRENT>                       0
<OVERDISTRIBUTION-NII>                          0
<ACCUMULATED-NET-GAINS>                         0
<OVERDISTRIBUTION-GAINS>                        0
<ACCUM-APPREC-OR-DEPREC>                        0
<NET-ASSETS>                               75,662
<DIVIDEND-INCOME>                               0
<INTEREST-INCOME>                           1,380
<OTHER-INCOME>                                  0
<EXPENSES-NET>                                175
<NET-INVESTMENT-INCOME>                     1,205
<REALIZED-GAINS-CURRENT>                        0
<APPREC-INCREASE-CURRENT>                       0
<NET-CHANGE-FROM-OPS>                       1,205
<EQUALIZATION>                                  0
<DISTRIBUTIONS-OF-INCOME>                  (1,205)
<DISTRIBUTIONS-OF-GAINS>                        0
<DISTRIBUTIONS-OTHER>                           0
<NUMBER-OF-SHARES-SOLD>                    66,087
<NUMBER-OF-SHARES-REDEEMED>                     0
<SHARES-REINVESTED>                           975
<NET-CHANGE-IN-ASSETS>                     67,062
<ACCUMULATED-NII-PRIOR>                         0
<ACCUMULATED-GAINS-PRIOR>                       0
<OVERDISTRIB-NII-PRIOR>                         0
<OVERDIST-NET-GAINS-PRIOR>                      0
<GROSS-ADVISORY-FEES>                         145
<INTEREST-EXPENSE>                              0
<GROSS-EXPENSE>                             9,457
<AVERAGE-NET-ASSETS>                       59,203
<PER-SHARE-NAV-BEGIN>                        1.00
<PER-SHARE-NII>                              0.02
<PER-SHARE-GAIN-APPREC>                      0.00
<PER-SHARE-DIVIDEND>                         0.00
<PER-SHARE-DISTRIBUTIONS>                    0.02
<RETURNS-OF-CAPITAL>                         0.00
<PER-SHARE-NAV-END>                          1.00
<EXPENSE-RATIO>                              0.60
<AVG-DEBT-OUTSTANDING>                          0
<AVG-DEBT-PER-SHARE>                            0
        

</TABLE>


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