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<PAGE> PAGE 2
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
070 O010900 Y
070 O020900 N
070 P010900 Y
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900 110
071 B000900 12
071 C000900 21
071 D000900 55
072 A000900 12
072 B000900 2
072 C000900 0
072 D000900 0
072 E000900 0
072 F000900 0
072 G000900 0
072 H000900 0
072 I000900 0
072 J000900 0
072 K000900 0
072 L000900 4
072 M000900 1
072 N000900 0
072 O000900 0
072 P000900 0
072 Q000900 0
072 R000900 11
072 S000900 2
072 T000900 0
072 U000900 0
072 V000900 0
072 W000900 0
072 X000900 18
072 Y000900 18
072 Z000900 2
072AA000900 1
072BB000900 0
072CC010900 4
072CC020900 0
072DD010900 2
072DD020900 0
072EE000900 0
073 A010900 0.0900
073 A020900 0.0000
073 B000900 0.0200
073 C000900 0.0000
074 A000900 37
074 B000900 0
<PAGE> PAGE 43
074 C000900 0
074 D000900 200
074 E000900 0
074 F000900 0
074 G000900 0
074 H000900 0
074 I000900 0
074 J000900 0
074 K000900 5
074 L000900 2
074 M000900 9
074 N000900 253
074 O000900 12
074 P000900 0
074 Q000900 0
074 R010900 0
074 R020900 0
074 R030900 0
074 R040900 13
074 S000900 0
074 T000900 228
074 U010900 23
074 U020900 0
074 V010900 10.19
074 V020900 0.00
074 W000900 0.0000
074 X000900 6
074 Y000900 0
075 A000900 0
075 B000900 48
076 000900 0.00
024 001000 N
028 A011000 0
028 A021000 0
028 A031000 0
028 A041000 0
028 B011000 0
028 B021000 0
028 B031000 0
028 B041000 0
028 C011000 0
028 C021000 0
028 C031000 0
028 C041000 0
028 D011000 0
028 D021000 0
028 D031000 0
028 D041000 0
028 E011000 0
028 E021000 0
028 E031000 0
<PAGE> PAGE 44
028 E041000 0
028 F011000 0
028 F021000 0
028 F031000 0
028 F041000 0
028 G011000 0
028 G021000 0
028 G031000 0
028 G041000 0
028 H001000 0
045 001000 Y
046 001000 N
047 001000 Y
048 001000 0.750
048 A011000 0
048 A021000 0.000
048 B011000 0
048 B021000 0.000
048 C011000 0
048 C021000 0.000
048 D011000 0
048 D021000 0.000
048 E011000 0
048 E021000 0.000
048 F011000 0
048 F021000 0.000
048 G011000 0
048 G021000 0.000
048 H011000 0
048 H021000 0.000
048 I011000 0
048 I021000 0.000
048 J011000 0
048 J021000 0.000
048 K011000 0
048 K021000 0.000
049 001000 N
050 001000 N
051 001000 N
052 001000 N
055 A001000 N
055 B001000 N
056 001000 Y
057 001000 N
058 A001000 N
059 001000 Y
060 A001000 N
060 B001000 Y
061 001000 1
062 A001000 Y
062 B001000 0.0
<PAGE> PAGE 45
062 C001000 0.0
062 D001000 0.0
062 E001000 0.0
062 F001000 0.0
062 G001000 0.0
062 H001000 0.0
062 I001000 0.0
062 J001000 0.0
062 K001000 0.0
062 L001000 0.0
062 M001000 0.0
062 N001000 0.0
062 O001000 0.0
062 P001000 0.0
062 Q001000 0.0
062 R001000 0.0
063 A001000 0
063 B001000 0.0
064 A001000 N
064 B001000 N
066 A001000 N
067 001000 N
068 A001000 N
068 B001000 N
069 001000 N
070 A011000 Y
070 A021000 N
070 B011000 Y
070 B021000 N
070 C011000 Y
070 C021000 N
070 D011000 N
070 D021000 N
070 E011000 Y
070 E021000 N
070 F011000 N
070 F021000 N
070 G011000 Y
070 G021000 N
070 H011000 N
070 H021000 N
070 I011000 N
070 I021000 N
070 J011000 Y
070 J021000 N
070 K011000 Y
070 K021000 N
070 L011000 Y
070 L021000 N
070 M011000 Y
070 M021000 N
<PAGE> PAGE 46
070 N011000 Y
070 N021000 N
070 O011000 Y
070 O021000 N
070 P011000 Y
070 P021000 N
070 Q011000 N
070 Q021000 N
070 R011000 N
070 R021000 N
071 A001000 0
071 B001000 0
071 C001000 0
071 D001000 0
072 A001000 12
072 B001000 0
072 C001000 0
072 D001000 0
072 E001000 0
072 F001000 0
072 G001000 0
072 H001000 0
072 I001000 0
072 J001000 0
072 K001000 0
072 L001000 0
072 M001000 0
072 N001000 0
072 O001000 0
072 P001000 0
072 Q001000 0
072 R001000 0
072 S001000 0
072 T001000 0
072 U001000 0
072 V001000 0
072 W001000 0
072 X001000 0
072 Y001000 0
072 Z001000 0
072AA001000 0
072BB001000 0
072CC011000 0
072CC021000 0
072DD011000 0
072DD021000 0
072EE001000 0
073 A011000 0.0000
073 A021000 0.0000
073 B001000 0.0000
073 C001000 0.0000
<PAGE> PAGE 47
074 A001000 9
074 B001000 0
074 C001000 0
074 D001000 0
074 E001000 0
074 F001000 0
074 G001000 0
074 H001000 0
074 I001000 0
074 J001000 0
074 K001000 0
074 L001000 0
074 M001000 0
074 N001000 9
074 O001000 0
074 P001000 0
074 Q001000 0
074 R011000 0
074 R021000 0
074 R031000 0
074 R041000 0
074 S001000 0
074 T001000 9
074 U011000 1
074 U021000 0
074 V011000 10.00
074 V021000 0.00
074 W001000 0.0000
074 X001000 4
074 Y001000 0
075 A001000 0
075 B001000 9
076 001000 0.00
024 001100 N
028 A011100 512
028 A021100 0
028 A031100 0
028 A041100 1
028 B011100 512
028 B021100 0
028 B031100 0
028 B041100 0
028 C011100 34
028 C021100 0
028 C031100 0
028 C041100 2
028 D011100 64
028 D021100 0
028 D031100 0
028 D041100 19
028 E011100 500
<PAGE> PAGE 48
028 E021100 0
028 E031100 0
028 E041100 2
028 F011100 378
028 F021100 43
028 F031100 0
028 F041100 111
028 G011100 2000
028 G021100 43
028 G031100 0
028 G041100 135
028 H001100 0
045 001100 Y
046 001100 N
047 001100 Y
048 001100 0.750
048 A011100 0
048 A021100 0.000
048 B011100 0
048 B021100 0.000
048 C011100 0
048 C021100 0.000
048 D011100 0
048 D021100 0.000
048 E011100 0
048 E021100 0.000
048 F011100 0
048 F021100 0.000
048 G011100 0
048 G021100 0.000
048 H011100 0
048 H021100 0.000
048 I011100 0
048 I021100 0.000
048 J011100 0
048 J021100 0.000
048 K011100 0
048 K021100 0.000
049 001100 N
050 001100 N
051 001100 N
052 001100 N
053 A001100 Y
053 B001100 N
053 C001100 Y
055 A001100 N
055 B001100 N
056 001100 Y
057 001100 N
058 A001100 N
059 001100 Y
<PAGE> PAGE 49
060 A001100 Y
060 B001100 Y
061 001100 1
062 A001100 Y
062 B001100 0.0
062 C001100 0.0
062 D001100 0.0
062 E001100 0.0
062 F001100 0.0
062 G001100 0.0
062 H001100 0.0
062 I001100 0.0
062 J001100 0.0
062 K001100 0.0
062 L001100 0.0
062 M001100 0.0
062 N001100 0.0
062 O001100 0.0
062 P001100 0.0
062 Q001100 93.9
062 R001100 0.0
063 A001100 0
063 B001100 8.5
064 A001100 N
064 B001100 N
066 A001100 N
067 001100 N
068 A001100 N
068 B001100 N
069 001100 N
070 A011100 Y
070 A021100 N
070 B011100 Y
070 B021100 N
070 C011100 Y
070 C021100 N
070 D011100 N
070 D021100 N
070 E011100 Y
070 E021100 N
070 F011100 N
070 F021100 N
070 G011100 Y
070 G021100 N
070 H011100 N
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 N
070 K011100 Y
<PAGE> PAGE 50
070 K021100 N
070 L011100 Y
070 L021100 N
070 M011100 Y
070 M021100 N
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 Y
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
071 A001100 2196
071 B001100 397
071 C001100 1241
071 D001100 32
072 A001100 12
072 B001100 49
072 C001100 0
072 D001100 0
072 E001100 0
072 F001100 4
072 G001100 0
072 H001100 0
072 I001100 0
072 J001100 0
072 K001100 0
072 L001100 4
072 M001100 1
072 N001100 0
072 O001100 0
072 P001100 0
072 Q001100 0
072 R001100 11
072 S001100 2
072 T001100 0
072 U001100 1
072 V001100 0
072 W001100 0
072 X001100 23
072 Y001100 18
072 Z001100 44
072AA001100 0
072BB001100 3
072CC011100 29
072CC021100 0
072DD011100 43
072DD021100 0
<PAGE> PAGE 51
072EE001100 0
073 A011100 0.2300
073 A021100 0.0000
073 B001100 0.0000
073 C001100 0.0000
074 A001100 80
074 B001100 0
074 C001100 0
074 D001100 1828
074 E001100 0
074 F001100 0
074 G001100 0
074 H001100 0
074 I001100 0
074 J001100 0
074 K001100 6
074 L001100 38
074 M001100 8
074 N001100 1960
074 O001100 0
074 P001100 0
074 Q001100 0
074 R011100 0
074 R021100 0
074 R031100 0
074 R041100 14
074 S001100 0
074 T001100 1946
074 U011100 189
074 U021100 0
074 V011100 10.29
074 V021100 0.00
074 W001100 0.0000
074 X001100 7
074 Y001100 0
075 A001100 0
075 B001100 549
076 001100 0.00
024 001200 Y
025 A001201 TRAVELERS, INC
025 B001201 00-0000000
025 C001201 E
025 D001201 19
025 D001202 0
025 D001203 0
025 D001204 0
025 D001205 0
025 D001206 0
025 D001207 0
025 D001208 0
028 A011200 0
<PAGE> PAGE 52
028 A021200 0
028 A031200 0
028 A041200 0
028 B011200 434
028 B021200 0
028 B031200 0
028 B041200 19
028 C011200 435
028 C021200 0
028 C031200 0
028 C041200 18
028 D011200 435
028 D021200 0
028 D031200 0
028 D041200 19
028 E011200 333
028 E021200 0
028 E031200 0
028 E041200 4
028 F011200 849
028 F021200 7
028 F031200 0
028 F041200 55
028 G011200 2486
028 G021200 7
028 G031200 0
028 G041200 115
028 H001200 0
045 001200 Y
046 001200 N
047 001200 Y
048 001200 0.750
048 A011200 0
048 A021200 0.000
048 B011200 0
048 B021200 0.000
048 C011200 0
048 C021200 0.000
048 D011200 0
048 D021200 0.000
048 E011200 0
048 E021200 0.000
048 F011200 0
048 F021200 0.000
048 G011200 0
048 G021200 0.000
048 H011200 0
048 H021200 0.000
048 I011200 0
048 I021200 0.000
048 J011200 0
<PAGE> PAGE 53
048 J021200 0.000
048 K011200 0
048 K021200 0.000
049 001200 N
050 001200 N
051 001200 N
052 001200 N
053 A001200 Y
053 B001200 N
053 C001200 Y
055 A001200 N
055 B001200 N
056 001200 Y
057 001200 N
058 A001200 N
059 001200 Y
060 A001200 Y
060 B001200 Y
061 001200 1
062 A001200 N
062 B001200 0.0
062 C001200 0.0
062 D001200 0.0
062 E001200 0.0
062 F001200 0.0
062 G001200 0.0
062 H001200 0.0
062 I001200 0.0
062 J001200 0.0
062 K001200 0.0
062 L001200 0.0
062 M001200 0.0
062 N001200 0.0
062 O001200 0.0
062 P001200 0.0
062 Q001200 0.0
062 R001200 0.0
066 A001200 Y
066 B001200 N
066 C001200 Y
066 D001200 N
066 E001200 N
066 F001200 N
066 G001200 N
067 001200 N
068 A001200 N
068 B001200 N
069 001200 N
070 A011200 Y
070 A021200 N
070 B011200 N
<PAGE> PAGE 54
070 B021200 N
070 C011200 N
070 C021200 N
070 D011200 N
070 D021200 N
070 E011200 N
070 E021200 N
070 F011200 N
070 F021200 N
070 G011200 N
070 G021200 N
070 H011200 N
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 Y
070 J021200 N
070 K011200 Y
070 K021200 N
070 L011200 Y
070 L021200 N
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 Y
070 P021200 Y
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200 2642
071 B001200 461
071 C001200 1646
071 D001200 28
072 A001200 12
072 B001200 7
072 C001200 6
072 D001200 0
072 E001200 0
072 F001200 4
072 G001200 0
072 H001200 0
072 I001200 0
072 J001200 0
072 K001200 0
072 L001200 4
072 M001200 1
072 N001200 0
<PAGE> PAGE 55
072 O001200 0
072 P001200 0
072 Q001200 0
072 R001200 11
072 S001200 0
072 T001200 0
072 U001200 1
072 V001200 0
072 W001200 2
072 X001200 23
072 Y001200 17
072 Z001200 7
072AA001200 31
072BB001200 0
072CC011200 113
072CC021200 0
072DD011200 6
072DD021200 0
072EE001200 32
073 A011200 0.0300
073 A021200 0.0000
073 B001200 0.1400
073 C001200 0.0000
074 A001200 63
074 B001200 0
074 C001200 199
074 D001200 0
074 E001200 0
074 F001200 2324
074 G001200 0
074 H001200 0
074 I001200 0
074 J001200 0
074 K001200 35
074 L001200 2
074 M001200 8
074 N001200 2631
074 O001200 87
074 P001200 0
074 Q001200 0
074 R011200 0
074 R021200 0
074 R031200 0
074 R041200 14
074 S001200 0
074 T001200 2530
074 U011200 232
074 U021200 0
074 V011200 10.89
074 V021200 0.00
074 W001200 0.0000
<PAGE> PAGE 56
074 X001200 7
074 Y001200 0
075 A001200 0
075 B001200 600
076 001200 0.00
SIGNATURE JAMES O. YOST
TITLE ASSISTANT TREASURER
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST-BOND SERIES AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FIANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 09
<NAME> MFS VARIABLE INSURANCE TRUST-BOND SERIES
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 195,739
<INVESTMENTS-AT-VALUE> 199,632
<RECEIVABLES> 7,643
<ASSETS-OTHER> 8,851
<OTHER-ITEMS-ASSETS> 36,949
<TOTAL-ASSETS> 253,075
<PAYABLE-FOR-SECURITIES> 11,810
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13,330
<TOTAL-LIABILITIES> 25,140
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 223,852
<SHARES-COMMON-STOCK> 22,360
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 190
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,893
<NET-ASSETS> 227,935
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2,423
<OTHER-INCOME> 0
<EXPENSES-NET> 412
<NET-INVESTMENT-INCOME> 2,011
<REALIZED-GAINS-CURRENT> 643
<APPREC-INCREASE-CURRENT> 3,893
<NET-CHANGE-FROM-OPS> 6,547
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2,035
<DISTRIBUTIONS-OF-GAINS> 429
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 21,762
<NUMBER-OF-SHARES-REDEEMED> (504)
<SHARES-REINVESTED> 242
<NET-CHANGE-IN-ASSETS> 219,335
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 247
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 18,035
<AVERAGE-NET-ASSETS> 220,741
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.09
<PER-SHARE-GAIN-APPREC> 0.21
<PER-SHARE-DIVIDEND> 0.09
<PER-SHARE-DISTRIBUTIONS> 0.02
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.19
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - EMERGING GROWTH SERIES
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 7
<NAME> MFS VARIABLE INSURANCE TRUST - EMERGING GROWTH
SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 3,836,735
<INVESTMENTS-AT-VALUE> 4,010,454
<RECEIVABLES> 55,195
<ASSETS-OTHER> 8,388
<OTHER-ITEMS-ASSETS> 13,806
<TOTAL-ASSETS> 4,087,843
<PAYABLE-FOR-SECURITIES> 203,591
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 15,622
<TOTAL-LIABILITIES> 219,213
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,694,911
<SHARES-COMMON-STOCK> 339,022
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 173,719
<NET-ASSETS> 3,868,630
<DIVIDEND-INCOME> 462
<INTEREST-INCOME> 8,766
<OTHER-INCOME> 0
<EXPENSES-NET> 8,351
<NET-INVESTMENT-INCOME> 877
<REALIZED-GAINS-CURRENT> 81,576
<APPREC-INCREASE-CURRENT> 173,719
<NET-CHANGE-FROM-OPS> 256,172
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1,889
<DISTRIBUTIONS-OF-GAINS> 102,694
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 501,081
<NUMBER-OF-SHARES-REDEEMED> 172,174
<SHARES-REINVESTED> 9,255
<NET-CHANGE-IN-ASSETS> 3,860,030
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 6,262
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 24,223
<AVERAGE-NET-ASSETS> 1,911,715
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> 1.74
<PER-SHARE-DIVIDEND> (0.01)
<PER-SHARE-DISTRIBUTIONS> (0.34)
<RETURNS-OF-CAPITAL> (0.07)
<PER-SHARE-NAV-END> 11.41
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST-GROWTH WITH INCOME SERIES
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 5
<NAME> MFS VARIABLE INSURANCE TRUST-GROWTH WITH INCOME
SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 318,054
<INVESTMENTS-AT-VALUE> 338,806
<RECEIVABLES> 6,426
<ASSETS-OTHER> 8,765
<OTHER-ITEMS-ASSETS> 24,044
<TOTAL-ASSETS> 378,041
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13,218
<TOTAL-LIABILITIES> 13,218
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 344,071
<SHARES-COMMON-STOCK> 34,402
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 20,752
<NET-ASSETS> 364,823
<DIVIDEND-INCOME> 1,890
<INTEREST-INCOME> 653
<OTHER-INCOME> 0
<EXPENSES-NET> 796
<NET-INVESTMENT-INCOME> 1,747
<REALIZED-GAINS-CURRENT> 47
<APPREC-INCREASE-CURRENT> 20,752
<NET-CHANGE-FROM-OPS> 22,546
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1,849
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 33,868
<NUMBER-OF-SHARES-REDEEMED> 500
<SHARES-REINVESTED> 174
<NET-CHANGE-IN-ASSETS> 356,223
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 597
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 17,022
<AVERAGE-NET-ASSETS> 353,313
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> 0.61
<PER-SHARE-DIVIDEND> (0.05)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.61
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - HIGH INCOME SERIES AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 11
<NAME> MFS VARIABLE INSURANCE TRUST - HIGH INCOME SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 1,799,263
<INVESTMENTS-AT-VALUE> 1,827,838
<RECEIVABLES> 44,334
<ASSETS-OTHER> 8,398
<OTHER-ITEMS-ASSETS> 79,842
<TOTAL-ASSETS> 1,960,412
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13,921
<TOTAL-LIABILITIES> 13,921
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,920,119
<SHARES-COMMON-STOCK> 189,145
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 355
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,558
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 28,575
<NET-ASSETS> 1,946,491
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 48,889
<OTHER-INCOME> 0
<EXPENSES-NET> 5,327
<NET-INVESTMENT-INCOME> 43,562
<REALIZED-GAINS-CURRENT> 2,558
<APPREC-INCREASE-CURRENT> 28,575
<NET-CHANGE-FROM-OPS> 69,579
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 43,207
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 197,072
<NUMBER-OF-SHARES-REDEEMED> 12,998
<SHARES-REINVESTED> 4,211
<NET-CHANGE-IN-ASSETS> 1,937,891
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,996
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 23,331
<AVERAGE-NET-ASSETS> 1,239,595
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.34
<PER-SHARE-GAIN-APPREC> 0.18
<PER-SHARE-DIVIDEND> (0.23)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.29
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - MONEY MARKET SERIES AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FIANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 4
<NAME> MFS VARIABLE INSURANCE TRUST - MONEY MARKET
SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> 12-31-95
<PERIOD-END> 12-31-95
<INVESTMENTS-AT-COST> 169,649
<INVESTMENTS-AT-VALUE> 169,649
<RECEIVABLES> 6,651
<ASSETS-OTHER> 7,377
<OTHER-ITEMS-ASSETS> 9,606
<TOTAL-ASSETS> 193,283
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 13,149
<TOTAL-LIABILITIES> 13,149
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 180,134
<SHARES-COMMON-STOCK> 180,134
<SHARES-COMMON-PRIOR> 8,600
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 180,134
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 6,136
<OTHER-INCOME> 0
<EXPENSES-NET> 713
<NET-INVESTMENT-INCOME> 5,423
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 5,423
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 5,423
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 290,633
<NUMBER-OF-SHARES-REDEEMED> 124,420
<SHARES-REINVESTED> 5,321
<NET-CHANGE-IN-ASSETS> 171,534
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 594
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 25,728
<AVERAGE-NET-ASSETS> 121,082
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.04)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.60
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - RESEARCH SERIES AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 12
<NAME> MFS VARIABLE INSURANCE TRUST - RESEARCH SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 2,410,449
<INVESTMENTS-AT-VALUE> 2,523,431
<RECEIVABLES> 36,542
<ASSETS-OTHER> 8,398
<OTHER-ITEMS-ASSETS> 62,531
<TOTAL-ASSETS> 2,631,236
<PAYABLE-FOR-SECURITIES> 86,813
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 14,254
<TOTAL-LIABILITIES> 101,067
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,417,438
<SHARES-COMMON-STOCK> 232,411
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 252
<ACCUM-APPREC-OR-DEPREC> 112,983
<NET-ASSETS> 2,530,169
<DIVIDEND-INCOME> 5,477
<INTEREST-INCOME> 7,204
<OTHER-INCOME> 35
<EXPENSES-NET> 5,897
<NET-INVESTMENT-INCOME> 6,749
<REALIZED-GAINS-CURRENT> 31,088
<APPREC-INCREASE-CURRENT> 112,983
<NET-CHANGE-FROM-OPS> 150,820
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 6,793
<DISTRIBUTIONS-OF-GAINS> 31,296
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 238,822
<NUMBER-OF-SHARES-REDEEMED> 10,792
<SHARES-REINVESTED> 3,521
<NET-CHANGE-IN-ASSETS> 2,521,569
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4,424
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 22,933
<AVERAGE-NET-ASSETS> 1,367,696
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> 1.01
<PER-SHARE-DIVIDEND> (0.17)
<PER-SHARE-DISTRIBUTIONS> (0.14)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.55
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - TOTAL RETURN SERIES AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 2
<NAME> MFS VARIABLE INSURANCE TRUST - TOTAL RETURN
SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 2,481,162
<INVESTMENTS-AT-VALUE> 2,731,906
<RECEIVABLES> 27,512
<ASSETS-OTHER> 7,377
<OTHER-ITEMS-ASSETS> 66,044
<TOTAL-ASSETS> 2,832,839
<PAYABLE-FOR-SECURITIES> 21,446
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 14,323
<TOTAL-LIABILITIES> 35,769
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,545,202
<SHARES-COMMON-STOCK> 228,254
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 1,138
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 14
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 250,744
<NET-ASSETS> 2,797,070
<DIVIDEND-INCOME> 27,350
<INTEREST-INCOME> 42,436
<OTHER-INCOME> 62
<EXPENSES-NET> 14,434
<NET-INVESTMENT-INCOME> 55,290
<REALIZED-GAINS-CURRENT> 50,806
<APPREC-INCREASE-CURRENT> 250,744
<NET-CHANGE-FROM-OPS> 356,840
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 54,166
<DISTRIBUTIONS-OF-GAINS> 50,806
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 333,436
<NUMBER-OF-SHARES-REDEEMED> 114,653
<SHARES-REINVESTED> 8,611
<NET-CHANGE-IN-ASSETS> 2,788,470
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 10,826
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 39,940
<AVERAGE-NET-ASSETS> 1,463,148
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.41
<PER-SHARE-GAIN-APPREC> 2.32
<PER-SHARE-DIVIDEND> (0.25)
<PER-SHARE-DISTRIBUTIONS> (0.23)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.25
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - UTILITIES SERIES AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 3
<NAME> MFS VARIABLE INSURANCE TRUST - UTILITIES SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 2,274,227
<INVESTMENTS-AT-VALUE> 2,510,297
<RECEIVABLES> 44,559
<ASSETS-OTHER> 7,377
<OTHER-ITEMS-ASSETS> 38,731
<TOTAL-ASSETS> 2,601,130
<PAYABLE-FOR-SECURITIES> 213,727
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 14,234
<TOTAL-LIABILITIES> 227,961
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,131,211
<SHARES-COMMON-STOCK> 188,778
<SHARES-COMMON-PRIOR> 860
<ACCUMULATED-NII-CURRENT> 3,095
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,871
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 235,992
<NET-ASSETS> 2,373,169
<DIVIDEND-INCOME> 53,080
<INTEREST-INCOME> 6,604
<OTHER-INCOME> (1,497)
<EXPENSES-NET> 12,502
<NET-INVESTMENT-INCOME> 45,685
<REALIZED-GAINS-CURRENT> 103,820
<APPREC-INCREASE-CURRENT> 235,992
<NET-CHANGE-FROM-OPS> 385,497
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 42,590
<DISTRIBUTIONS-OF-GAINS> 100,949
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 322,691
<NUMBER-OF-SHARES-REDEEMED> (146,236)
<SHARES-REINVESTED> 11,463
<NET-CHANGE-IN-ASSETS> 2,364,569
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 9,376
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 38,364
<AVERAGE-NET-ASSETS> 1,264,077
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.39
<PER-SHARE-GAIN-APPREC> 3.00
<PER-SHARE-DIVIDEND> (0.24)
<PER-SHARE-DISTRIBUTIONS> (0.58)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.57
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF MFS VARIABLE INSURANCE TRUST - WORLD GOVERNMENTS SERIES
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 1
<NAME> MFS VARIABLE INSURANCE TRUST - WORLD
GOVERNMENTS SERIES
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 7,475,454
<INVESTMENTS-AT-VALUE> 7,609,195
<RECEIVABLES> 293,969
<ASSETS-OTHER> 3,848
<OTHER-ITEMS-ASSETS> 3,897
<TOTAL-ASSETS> 7,910,909
<PAYABLE-FOR-SECURITIES> 102,727
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 384,541
<TOTAL-LIABILITIES> 487,268
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 7,513,625
<SHARES-COMMON-STOCK> 729,602
<SHARES-COMMON-PRIOR> 293,306
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 166,765
<ACCUMULATED-NET-GAINS> (162,554)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (94,195)
<NET-ASSETS> 7,423,641
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 317,511
<OTHER-INCOME> 0
<EXPENSES-NET> 45,158
<NET-INVESTMENT-INCOME> 272,353
<REALIZED-GAINS-CURRENT> 398,163
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 670,516
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 692,999
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 861,022
<NUMBER-OF-SHARES-REDEEMED> (493,000)
<SHARES-REINVESTED> 68,274
<NET-CHANGE-IN-ASSETS> 4,542,392
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 26,056
<OVERDIST-NET-GAINS-PRIOR> (11,035)
<GROSS-ADVISORY-FEES> 33,869
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 89,612
<AVERAGE-NET-ASSETS> 4,500,914
<PER-SHARE-NAV-BEGIN> 9.82
<PER-SHARE-NII> 0.63
<PER-SHARE-GAIN-APPREC> 0.78
<PER-SHARE-DIVIDEND> 1.41
<PER-SHARE-DISTRIBUTIONS> 0.42
<RETURNS-OF-CAPITAL> 0.10
<PER-SHARE-NAV-END> 10.17
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
