MUTUAL FUND TRUST
NSAR-A, 1997-04-16
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<PAGE>      PAGE  1
000 A000000 02/28/97
000 C000000 0000919034
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 MUTUAL FUND TRUST
001 B000000 811-8358
001 C000000 2124921600
002 A000000 101 PARK AVENUE
002 B000000 NEW YORK
002 C000000 NY
002 D010000 10178
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 12
007 C010100  1
007 C020100 VISTA FEDERAL MONEY MARKET FUND
007 C030100 N
007 C010200  2
007 C020200 VISTA TREASURY PLUS MONEY MARKET FUND
007 C030200 N
007 C010300  3
007 C020300 VISTA U.S. GOVERNMENT MONEY MARKET FUND
007 C030300 N
007 C010400  4
007 C020400 VISTA CASH MANAGEMENT FUND
007 C030400 N
007 C010500  5
007 C020500 VISTA PRIME MONEY MARKET FUND
007 C030500 N
007 C010600  6
007 C020600 VISTA TAX FREE MONEY MARKET FUND
007 C030600 N
007 C010700  7
007 C020700 VISTA NEW YORK TAX FREE MONEY MARKET FUND
007 C030700 N
007 C010800  8
007 C020800 VISTA CALIFORNIA TAX FREE MONEY MARKET FUND
007 C030800 N
007 C010900  9
007 C020900 VISTA TAX FREE INCOME FUND
007 C030900 N
007 C011000 10
007 C021000 VISTA NEW YORK TAX FREE INCOME FUND
<PAGE>      PAGE  2
007 C031000 N
007 C011100 11
007 C021100 VISTA CALIFORNIA INTERMEDIATE TAX FREE FUND
007 C031100 N
007 C011200 12
007 C021200 VISTA 100% U.S. TREASURY SECURITIES MM FUND
007 C031200 N
007 C011300 13
007 C011400 14
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
077 A000000 N
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<PAGE>      PAGE  3
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<PAGE>      PAGE  4
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<PAGE>      PAGE  5
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<PAGE>      PAGE  6
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<PAGE>      PAGE  7
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<PAGE>      PAGE  8
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<PAGE>      PAGE  9
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<PAGE>      PAGE  10
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<PAGE>      PAGE  11
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<PAGE>      PAGE  12
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<PAGE>      PAGE  13
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<PAGE>      PAGE  14
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<PAGE>      PAGE  15
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<PAGE>      PAGE  16
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<PAGE>      PAGE  17
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<PAGE>      PAGE  18
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<PAGE>      PAGE  19
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<PAGE>      PAGE  20
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070 E010900 Y
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070 F010900 Y
070 F020900 N
070 G010900 Y
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070 I010900 N
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070 K010900 Y
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070 L010900 N
070 L020900 N
070 M010900 N
070 M020900 N
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070 Q020900 N
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<PAGE>      PAGE  21
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070 A011000 Y
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070 B021000 N
070 C011000 Y
070 C021000 N
070 D011000 Y
070 D021000 N
070 E011000 Y
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070 F011000 Y
070 F021000 N
070 G011000 Y
070 G021000 N
070 H011000 Y
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070 I011000 N
070 I021000 N
070 J011000 Y
070 J021000 N
070 K011000 Y
070 K021000 Y
070 L011000 N
<PAGE>      PAGE  23
070 L021000 N
070 M011000 N
070 M021000 N
070 N011000 Y
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070 Q021000 N
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070 R021000 N
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<PAGE>      PAGE  24
073 A021000   0.2220
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<PAGE>      PAGE  25
062 P001100   0.0
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070 A011100 Y
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070 C011100 Y
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070 F011100 Y
070 F021100 N
070 G011100 Y
070 G021100 N
070 H011100 Y
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070 K021100 Y
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<PAGE>      PAGE  26
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<PAGE>      PAGE  27
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<PAGE>      PAGE  28
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074 Q001200        0
074 R011200        0
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<PAGE>      PAGE  29
076  001200     0.00
SIGNATURE   DEAN B. HARRIS                               
TITLE       2VP                 
 


<TABLE> <S> <C>

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<CIK> 0000919034
<NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND
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   <NUMBER> 121
   <NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND
       
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<TABLE> <S> <C>

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<CIK> 0000919034
<NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND-PREMIER
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   <NUMBER> 122
   <NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND-PREMEIR
       
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000919034
<NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND-INSTITUT
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   <NUMBER> 123
   <NAME> VISTA 100% US TREASURY SECURITIES MONEY MARKET FUND-INSTITUT
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
<NAME> VISTA US GOVERNMENT MONEY MARKET FUND-VISTA
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   <NUMBER> 031
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</TABLE>

<TABLE> <S> <C>

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</TABLE>

<TABLE> <S> <C>

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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000919034
<NAME> VISTA CASH MANAGEMENT FUND-PREMIER
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</TABLE>

<TABLE> <S> <C>

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<NAME> VISTA CASH MANAGEMENT FUND-INSTITUTIONAL
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000919034
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<SERIES>
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   <NAME> VISTA PRIME MONEY MARKET FUND-B SHARES
       
<S>                             <C>
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</TABLE>

<TABLE> <S> <C>

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<NAME> VISTA PRIME MONEY MARKET FUND-PREMIER
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</TABLE>

<TABLE> <S> <C>

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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
<NAME> VISTA TAX FREE MONEY MARKET FUND-VISTA
<SERIES>
   <NUMBER> 061
   <NAME> VISTA TAX FREE MONEY MARKET FUND-VISTA
       
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</TABLE>

<TABLE> <S> <C>

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<NAME> VISTA TAX FREE MONEY MARKET FUND-PREMIER
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   <NUMBER> 062
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000919034
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<SERIES>
   <NUMBER> 063
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<S>                             <C>
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
<NAME> VISTA NEW YORK TAX FREE MONEY MARKET FUND
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   <NUMBER> 071
   <NAME> VISTA NEW YORK TAX FREE MONEY MARKET FUND
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
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<SERIES>
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   <NAME> VISTA CALIFORNIA TAX FREE MONEY MARKET FUND
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
<NAME> VISTA TAX FREE INCOME FUND - A SHARES
<SERIES>
   <NUMBER> 091
   <NAME> VISTA TAX FREE INCOME FUND - A SHARES
       
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000919034
<NAME> VISTA TAX FREE INCOME FUND - B SHARES
<SERIES>
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   <NAME> VISTA TAX FREE INCOME FUND - B SHARES
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000919034
<NAME> VISTA NEW YORK TAX FREE INCOME FUND - A SHARES
<SERIES>
   <NUMBER> 101
   <NAME> VISTA NEW YORK TAX FREE INCOME FUND - A SHARES
       
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<TABLE> <S> <C>

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   <NAME> VISTA CALIFORNIA INTERMEDIATE TAX FREE FUND
       
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   <NAME> VISTA NEW YORK TAX FREE INCOME FUND - B SHARES
       
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