<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2000
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Chemical Bank and Trust Company
Address: 333 E. Main Street
Midland, MI 48640
Form 13F File Number: 28-4110
The institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and that it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Bruce M. Groom
Title: Sr. Vice President and Sr. Trust Officer
Phone: (517) 839-5305
Signature, Place, and Date of Signing:
/s/ Bruce M. Groom Midland, MI September 30, 2000
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
<PAGE>
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
------------
Form 13F Information Table Entry Total: 183
------------
Form 13F Information Table Value Total: $315,833
------------
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
None.
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AFLAC Inc. Common 00105510-2 323 5,000 Shares Sole 3,900 1,100
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AFLAC Inc. Common 00105510-2 153 2,374 Shares Shared 2,374
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AT & T Corp. Common 00195710-9 2,852 91,117 Shares Sole 95,242 1,875
---------------------------------------------------------------------------------------------------------------------------------
AT & T Corp. Common 00195710-9 153 5,223 Shares Shared 3,873 1,350
---------------------------------------------------------------------------------------------------------------------------------
Abbott Labs Common 00282410-0 1,485 31,235 Shares Sole 30,835 400
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Abbott Labs Common 00282410-0 419 8,815 Shares Shared 8,815
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Agilent Technologies Common 00846U10-1 1,140 23,312 Shares Sole 23,236 76
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Agilent Technologies Common 00846U10-1 35 723 Shares Shared 571 152
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Air Products & Chemicals Common 00915810-6 252 7,000 Shares Sole 7,000
---------------------------------------------------------------------------------------------------------------------------------
Allstate Corp. Common 02000210-1 1,182 34,040 Shares Sole 34,040
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Allstate Corp. Common 02000210-1 209 6,040 Shares Shared 5,440 600
---------------------------------------------------------------------------------------------------------------------------------
American Express Co. Common 02581610-9 361 5,958 Shares Sole 5,958
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American Home Prods Corp. Common 02660910-7 4,230 74,960 Shares Sole 73,260 1,700
---------------------------------------------------------------------------------------------------------------------------------
American Home Prods Corp. Common 02660910-7 250 4,440 Shares Shared 2,700 1,740
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Analog Devices Inc. Common 03265410-5 1,250 15,111 Shares Sole 15,111
---------------------------------------------------------------------------------------------------------------------------------
Applied Matls Inc. Common 03822210-5 1,316 22,200 Shares Sole 21,200 1,000
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Assoc 1st Cap Corp C1 A Common 04600810-8 147 3,876 Shares Sole 3,876
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Assoc 1st Cap Corp C1 A Common 04600810-8 55 1,466 Shares Shared 1,466
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Automatic Data Processing Inc. Common 05301510-3 1,835 27,450 Shares Sole 25,850 1,600
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Automatic Data Processing Inc. Common 05301510-3 46 700 Shares Shared 700
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<PAGE>
BP Amoco Adr Plc Common 05562210-4 573 10,829 Shares Sole 9,744 1,085
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Page 1 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- --------------------- ---------- -------- ----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BP Amoco Adr Plc Common 05562210-4 154 2,912 Shares Shared 2,256 656
---------------------------------------------------------------------------------------------------------------------------------
Bank New York Inc. Common 06405710-2 642 11,376 Shares Sole 11,376
---------------------------------------------------------------------------------------------------------------------------------
Bank One Corp. Common 06423A10-3 6,580 172,886 Shares Sole 172,562 324
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Bank One Corp. Common 06423A10-3 119 3,144 Shares Shared 2,144 1,000
---------------------------------------------------------------------------------------------------------------------------------
Baxter Intl Inc. Common 07181310-9 1,786 22,384 Shares Sole 21,484 900
---------------------------------------------------------------------------------------------------------------------------------
BellSouth Corp. Common 07986010-2 1,806 44,608 Shares Sole 44,608
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BellSouth Corp. Common 07986010-2 92 2,292 Shares Shared 2,292
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Bestfoods Inc. Common 08658U10-1 1,993 27,406 Shares Sole 27,006 400
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Boeing Co. Common 09702310-5 153 2,444 Shares Sole 2,444
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Boeing Co. Common 09702310-5 69 1,100 Shares Shared 1,100
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Bristol-Myers Squibb Co. Common 11012210-8 2,656 46,200 Shares Sole 46,200
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Bristol-Myers Squibb Co. Common 11012210-8 276 4,800 Shares Shared 4,800
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CIGNA Corp. Common 12550910-9 290 2,780 Shares Sole 2,180 600
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CIGNA Corp. Common 12550910-9 50 485 Shares Shared 485
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CNF Transportation Common 12612W10-4 1,034 46,500 Shares Sole 43,500 3,000
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C P & L Energy Inc. Common 12614C10-6 354 8,500 Shares Sole 8,500
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C P & L Energy Inc. Common 12614C10-6 6 150 Shares Shared 150
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Centex Corp. Common 15231210-4 629 19,600 Shares Sole 19,600
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Chemical Financial Corp. Common 16373110-2 29,252 1,244,764 Shares Sole 994,534 250,230
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<PAGE>
Chemical Financial Corp. Common 16373110-2 1,702 72,465 Shares Shared 71,719 746
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Page 2 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- --------------------- ---------- -------- ----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Chevron Corp. Common 16675110-7 487 5,724 Shares Sole 4,524 1,200
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Chevron Corp. Common 16675110-7 48 568 Shares Shared 368 200
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Choiceone Financial Services Common 17038610-6 564 28,586 Shares Sole 28,586
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Cisco Systems Inc. Common 17275R10-2 1,337 24,200 Shares Sole 22,950 1,250
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Cisco Systems Inc. Common 17275R10-2 386 7,000 Shares Shared 7,000
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Citigroup Inc. Common 17296710-1 1,015 18,777 Shares Sole 17,577 1,200
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Citigroup Inc. Common 17296710-1 14 266 Shares Shared 266
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Citizens Bkg Corp. Mich Common 17442010-9 2,740 119,138 Shares Sole 94,709 24,429
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Citizens Bkg Corp. Mich Common 17442010-9 26 1,173 Shares Shared 603 570
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Coca Cola Co. Common 19121610-0 274 4,975 Shares Sole 2,575 2,400
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Comerica Inc. Common 20034010-7 1,883 32,237 Shares Sole 30,807 1,430
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Comerica Inc. Common 20034010-7 64 1,100 Shares Shared 300 800
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Commercial Nat'l Finl Corp. Common 20221610-7 417 36,319 Shares Sole 36,319
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Compaq Computer Corp. Common 20449310-0 2,805 101,929 Shares Sole 99,429 2,500
---------------------------------------------------------------------------------------------------------------------------------
Compaq Computer Corp. Common 20449310-0 132 4,800 Shares Shared 3,300 1,500
---------------------------------------------------------------------------------------------------------------------------------
Computer Sciences Corp. Common 20536310-4 2,201 29,650 Shares Sole 28,650 1,000
---------------------------------------------------------------------------------------------------------------------------------
Computer Sciences Corp. Common 20536310-4 14 200 Shares Shared 200
---------------------------------------------------------------------------------------------------------------------------------
Corning Inc. Common 21935010-5 2,251 7,582 Shares Sole 7,582
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Dean Foods Co. Common 24236110-3 1,253 37,700 Shares Sole 37,700
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Dover Corp. Common 26000310-8 1,505 32,069 Shares Sole 32,069
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<PAGE>
Dover Corp. Common 26000310-8 18 400 Shares Shared 400
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Page 3 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Dow Chemical Co. Common 26054310-3 78,678 3,154,964 Shares Sole 2,553,790 601,174
---------------------------------------------------------------------------------------------------------------------------------
Dow Chemical Co. Common 26054310-3 12,800 513,276 Shares Shared 337,185 176,091
---------------------------------------------------------------------------------------------------------------------------------
DuPont El De Nemours & Co. Common 26353410-9 208 5,096 Shares Sole 4,928 168
---------------------------------------------------------------------------------------------------------------------------------
DuPont El De Nemours & Co. Common 26353410-9 49 1,200 Shares Shared 1,200
---------------------------------------------------------------------------------------------------------------------------------
Duke Energy Corp. Common 26439910-6 217 2,540 Shares Sole 2,540
---------------------------------------------------------------------------------------------------------------------------------
Electro Scientific Industries Common 28522910-0 319 9,095 Shares Sole 9,095
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Electronic Data Systems Corp. Common 28566110-4 364 8,780 Shares Sole 8,780
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Electronic Data Systems Corp. Common 28566110-4 16 400 Shares Shared 400
---------------------------------------------------------------------------------------------------------------------------------
Emerson Elec Co. Common 29101110-4 1,033 15,430 Shares Sole 14,430 1,000
---------------------------------------------------------------------------------------------------------------------------------
Emerson Elec Co. Common 29101110-4 26 400 Shares Shared 400
---------------------------------------------------------------------------------------------------------------------------------
Exxon Mobil Corp. Common 30231G10-2 13,259 148,810 Shares Sole 142,718 6,092
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Exxon Mobil Corp. Common 30231G10-2 772 8,672 Shares Shared 7,374 1,298
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FPL Group Inc. Common 30257110-4 279 4,257 Shares Sole 4,257
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FPL Group Inc. Common 30257110-4 26 400 Shares Shared 400
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Federal Natl Mtg Assn. Common 31358610-9 2,236 31,275 Shares Sole 30,475 800
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Firstbank Corp. Mich. Common 33761G10-4 817 39,385 Shares Sole 39,385
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Ford Mtr. Co. Common 34537010-0 1,514 59,377 Shares Sole 59,097 280
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Ford Mtr. Co. Common 34537010-0 185 7,289 Shares Shared 5,890 1,399
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GPU Inc. Common 36225X10-0 846 26,095 Shares Sole 26,095
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<PAGE>
GPU Inc. Common 36225X10-0 44 1,385 Shares Shared 685 700
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Page 4 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
General Elec Co. Common 36960410-3 12,233 211,610 Shares Sole 206,510 5,100
---------------------------------------------------------------------------------------------------------------------------------
General Elec Co. Common 36960410-3 841 14,560 Shares Shared 13,310 1,250
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General Mtrs Corp. Common 37044210-5 682 10,501 Shares Sole 10,401 100
---------------------------------------------------------------------------------------------------------------------------------
General Mtrs Corp. Common 37044210-5 135 2,082 Shares Shared 2,082
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Gillette Co. Common 37576610-2 290 9,422 Shares Sole 9,200 222
---------------------------------------------------------------------------------------------------------------------------------
Halliburton Co. Common 40621610-1 829 16,960 Shares Sole 16,960
---------------------------------------------------------------------------------------------------------------------------------
Heinz H J Co. Common 42307410-3 607 16,389 Shares Sole 16,389
---------------------------------------------------------------------------------------------------------------------------------
Heinz H J Co. Common 42307410-3 179 4,850 Shares Shared 3,950 900
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Hewlett Packard Co. Common 42823610-3 3,114 31,946 Shares Sole 31,046 900
---------------------------------------------------------------------------------------------------------------------------------
Hewlett Packard Co. Common 42823610-3 185 1,900 Shares Shared 1,500 400
---------------------------------------------------------------------------------------------------------------------------------
Home Depot, Inc. Common 43707610-2 888 16,789 Shares Sole 15,589 1,200
---------------------------------------------------------------------------------------------------------------------------------
Home Depot, Inc. Common 43707610-2 248 4,700 Shares Shared 4,700
---------------------------------------------------------------------------------------------------------------------------------
Honeywell Intl Inc. Common 43851610-6 585 16,424 Shares Sole 16,424
---------------------------------------------------------------------------------------------------------------------------------
Honeywell Intl Inc. Common 43851610-6 17 500 Shares Shared 500
---------------------------------------------------------------------------------------------------------------------------------
Ingram Micro Inc. C1 A Common 45715310-4 226 16,500 Shares Sole 12,500 4,000
---------------------------------------------------------------------------------------------------------------------------------
Intel Corp. Common 45814010-0 3,324 79,994 Shares Sole 75,994 4,000
---------------------------------------------------------------------------------------------------------------------------------
Intel Corp. Common 45814010-0 261 6,280 Shares Shared 5,400 880
---------------------------------------------------------------------------------------------------------------------------------
International Business Machs Common 45920010-1 3,172 28,172 Shares Sole 28,172
---------------------------------------------------------------------------------------------------------------------------------
International Business Machs Common 45920010-1 559 4,966 Shares Shared 4,366 600
---------------------------------------------------------------------------------------------------------------------------------
Johnson & Johnson Common 47816010-4 2,830 30,131 Shares Sole 28,900 1,231
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<PAGE>
Johnson & Johnson Common 47816010-4 286 3,050 Shares Shared 3,050
---------------------------------------------------------------------------------------------------------------------------------
Kansas City Pwr & Lt Co. Common 48513410-0 202 7,600 Shares Sole 7,600
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Page 5 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Kellogg Co. Common 48783610-8 311 12,874 Shares Sole 12,674 200
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Keycorp Common 49326710-8 354 14,000 Shares Sole 14,000
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Lilly Eli & Co. Common 53245710-8 941 11,600 Shares Sole 11,600
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Litton Ind Inc. Common 53802110-6 1,438 32,200 Shares Sole 32,200
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Lowes Cos Inc. Common 54866110-7 738 16,450 Shares Sole 16,450
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Lucent Technologies Inc. Common 54946310-7 1,498 49,118 Shares Sole 49,118
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Lucent Technologies Inc. Common 54946310-7 37 1,216 Shares Shared 716 500
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Merck & Co. Inc. Common 58933110-7 5,234 70,320 Shares Sole 69,520 800
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Merck & Co. Inc. Common 58933110-7 186 2,500 Shares Shared 1,700 800
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Microsoft Corporation Common 59491810-4 1,877 31,134 Shares Sole 30,134 1,000
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Microsoft Corporation Common 59491810-4 126 2,100 Shares Shared 2,000 100
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Minnesota Mng & Mfg Co. Common 60405910-5 501 5,500 Shares Sole 5,500
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Minnesota Mng & Mfg Co. Common 60405910-5 501 5,500 Shares Shared 5,500
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Morgan Stanley Dean Witter Common 61744644-8 3,941 43,106 Shares Sole 42,780 326
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Morgan Stanley Dean Witter Common 61744644-8 159 1,740 Shares Shared 340 1,400
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Motorola Inc. Common 62007610-9 864 29,300 Shares Sole 29,300
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National City Corp. Common 63540510-3 895 40,700 Shares Sole 40,700
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National City Corp. Common 63540510-3 132 6,000 Shares Shared 6,000
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NICOR Inc. Common 65408610-7 222 6,150 Shares Sole 6,150
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NICOR Inc. Common 65408610-7 79 2,200 Shares Shared 2,200
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<PAGE>
Nortel Networks Corp. Common 65656810-2 553 9,300 Shares Sole 9,300
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Page 6 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PE Corp. - PE Biosystems Common 69332S10-2 1,351 11,600 Shares Sole 11,600
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Palm Inc. Common 69664210-7 1,279 24,179 Shares Sole 24,179
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Pepsico Inc. Common 71344810-8 1,161 25,250 Shares Sole 22,850 2,400
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Pepsico Inc. Common 71344810-8 92 2,000 Shares Shared 1,500
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Pfizer Inc. Common 71708110-3 7,954 177,071 Shares Sole 89,856 87,215
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Pfizer Inc. Common 71708110-3 33 750 Shares Shared 750
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Pharmacia Corp. Common 71713U10-2 581 9,657 Shares Sole 8,882 775
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Pharmacia Corp. Common 71713U10-2 236 3,927 Shares Shared 3,927
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Procter & Gamble Co. Common 74271810-9 1,969 29,400 Shares Sole 28,200 1,200
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Procter & Gamble Co. Common 74271810-9 45 684 Shares Shared 684
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Quaker Oats Co. Common 74740210-5 1,384 17,500 Shares Sole 17,500
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Quaker Oats Co. Common 74740210-5 31 400 Shares Shared 400
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Qwest Communications Inc. Common 74912110-9 1,292 26,850 Shares Sole 26,850
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Qwest Communications Inc. Common 74912110-9 142 2,959 Shares Shared 2,959
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Reynolds & Reynolds Co. C1 A Common 76169510-5 643 32,500 Shares Sole 28,500 4,000
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Ross Stores Inc. Common 77829610-3 172 12,000 Shares Sole 12,000
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SBC Communications Inc. Common 78387G10-3 4,200 84,222 Shares Sole 81,617 2,605
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SBC Communications Inc. Common 78387G10-3 586 11,769 Shares Shared 11,769
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Safeway Inc. Common 78651420-8 233 5,000 Shares Sole 5,000
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Sara Lee Corporation Common 80311110-3 1,342 66,080 Shares Sole 66,080
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<PAGE>
Sara Lee Corporation Common 80311110-3 7 349 Shares Shared 349
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Schering Plough Corp. Common 80660510-1 8,377 179,920 Shares Sole 177,520 2,400
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Page 7 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Schering Plough Corp. Common 80660510-1 100 2,150 Shares Shared 1,700 450
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Schlumberger Ltd. Common 80685710-8 239 2,910 Shares Sole 2,910
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Schlumberger Ltd. Common 80685710-8 49 600 Shares Shared 600
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Southern Co. Common 84258710-7 281 8,660 Shares Sole 6,660 2,000
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Stryker Corp. Common 86366710-1 772 18,000 Shares Sole 18,000
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Stryker Corp. Common 86366710-1 111 2,600 Shares Shared 2,600
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Sunlife Financial Services Common 86679610-5 195 9,491 Shares Sole 9,491
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Sunlife Financial Services Common 86679610-5 37 1,797 Shares Shared 1,797
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Sun Microsystems Inc. Common 86681010-4 1,260 10,800 Shares Sole 10,300 500
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Target Corp. Common 87612E10-6 1,843 71,940 Shares Sole 70,490 1,450
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Target Corp. Common 87612E10-6 143 5,600 Shares Shared 3,200 2,400
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Texaco Inc. Common 88169410-3 1,250 23,820 Shares Sole 18,640 5,180
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Texaco Inc. Common 88169410-3 26 500 Shares Shared 500
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Texas Instruments Common 88250810-4 1,539 32,500 Shares Sole 31,300 1,200
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Texas Instruments Common 88250810-4 9 200 Shares Shared 200
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Three Com Corp. Common 88553510-4 1,297 67,600 Shares Sole 63,600 4,000
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USX-Marathon Group Common 90290582-7 1,957 69,000 Shares Sole 69,000
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United Technologies Corp. Common 91301710-9 1,030 14,860 Shares Sole 14,860
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United Technologies Corp. Common 91301710-9 20 300 Shares Shared 300
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VF Corp. Common 91820410-8 367 14,900 Shares Sole 14,900
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<PAGE>
VF Corp. Common 91820410-8 12 500 Shares Shared 500
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Page 8 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- ---------------------- --------- -------- --------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ----- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Verizon Communications Common 92552R10-9 3,986 82,304 Shares Sole 79,956 2,348
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Verizon Communications Common 92552R10-9 222 4,594 Shares Shared 3,186 1,408
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Viad Corp. Common 92552R10-9 1,787 67,300 Shares Sole 64,800 2,500
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Viad Corp. Common 92552R10-9 79 3,000 Shares Shared 3,000
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Wal Mart Stores Inc. Common 93114210-3 1,857 38,600 Shares Sole 37,300 1,300
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Walgreen Co. Common 93142210-9 3,473 91,550 Shares Sole 88,050 3,500
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Walgreen Co. Common 93142210-9 235 6,200 Shares Shared 6,200
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Wells Fargo & Co. Common 94974610-1 2,160 47,034 Shares Sole 44,534 2,500
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Wells Fargo & Co. Common 94974610-1 110 2,400 Shares Shared 1,600 800
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Weyerhaeuser Co. Common 96216610-4 1,243 30,650 Shares Sole 29,250 1,400
---------------------------------------------------------------------------------------------------------------------------------
Willamette Inds. Inc. Common 96913310-7 313 11,200 Shares Sole 11,200
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Worldcom Inc. Common 98157D10-6 617 20,345 Shares Sole 18,345 2,000
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Xcel Eneregy Inc. Common 98389B10-0 412 15,000 Shares Sole 15,000
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Xerox Corp. Common 98412110-3 366 24,460 Shares Sole 22,660 1,800
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Xerox Corp. Common 98412110-3 15 1,050 Shares Shared 200 850
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GRAND TOTALS 315,833 9,114,000
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Page 9 of 9
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