<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2000
Check here if Amendment [ ]; Amendment Number: ____
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Chemical Bank and Trust Company
Company 333 E. Main Street
Address: Midland, MI 48640
Form 13F File Number: 28-4110
The institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and that it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Bruce M. Groom
Title: Sr. Vice President and Sr. Trust Officer
Phone: (517) 839-5305
Signature, Place, and Date of Signing:
/s/ Bruce M. Groom Midland, MI June 30, 2000
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
<PAGE>
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
------------
Form 13F Information Table Entry Total: 170
------------
Form 13F Information Table Value Total: $336,760
------------
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
None.
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT & T Corp. Common 00195710-9 2,923 91,884 Shares Sole 90,009 1,875
---------------------------------------------------------------------------------------------------------------------------------
AT & T Corp. Common 00195710-9 137 4,311 Shares Shared 2,961 1,350
---------------------------------------------------------------------------------------------------------------------------------
Abbott Labs Common 00282410-0 1,828 41,035 Shares Sole 38,635 2,400
---------------------------------------------------------------------------------------------------------------------------------
Abbott Labs Common 00282410-0 392 8,815 Shares Shared 8,815
---------------------------------------------------------------------------------------------------------------------------------
Agilent Technologies Common 00846U10-1 897 12,166 Shares Sole 12,090 76
---------------------------------------------------------------------------------------------------------------------------------
Agilent Technologies Common 00846U10-1 53 723 Shares Shared 517 152
---------------------------------------------------------------------------------------------------------------------------------
Air Products & Chemicals, Inc. Common 00915810-6 217 7,000 Shares Sole 7,000
---------------------------------------------------------------------------------------------------------------------------------
Allstate Corp. Common 02000210-1 859 38,640 Shares Sole 38,640
---------------------------------------------------------------------------------------------------------------------------------
Allstate Corp. Common 02000210-1 134 6,040 Shares Shared 5,440 600
---------------------------------------------------------------------------------------------------------------------------------
American Express Co. Common 02581610-9 310 5,958 Shares Sole 5,958
---------------------------------------------------------------------------------------------------------------------------------
American Home Prods Corp. Common 02660910-7 4,474 76,160 Shares Sole 74,460 1,700
---------------------------------------------------------------------------------------------------------------------------------
American Home Prods Corp. Common 02660910-7 260 4,440 Shares Shared 2,700 1,740
---------------------------------------------------------------------------------------------------------------------------------
Ameritech Common 03095410-1 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Ameritech Common 03095410-1 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Analog Devices Inc. Common 03265410-5 1,528 20,111 Shares Sole 20,111
---------------------------------------------------------------------------------------------------------------------------------
Applied Matls Inc. Common 03822210-5 1,549 17,100 Shares Sole 17,100
---------------------------------------------------------------------------------------------------------------------------------
Assoc 1st Cap Corp C1 A Common 04600810-8 563 25,258 Shares Sole 25,258
---------------------------------------------------------------------------------------------------------------------------------
Assoc 1st Cap Corp C1 A Common 04600810-8 42 1,884 Shares Shared 1,466 418
---------------------------------------------------------------------------------------------------------------------------------
Automatic Data Processing Inc. Common 05301510-3 1,705 31,850 Shares Sole 29,450 2,400
---------------------------------------------------------------------------------------------------------------------------------
BP Amoco Adr Plc Common 05562210-4 642 11,354 Shares Sole 10,272 1,082
---------------------------------------------------------------------------------------------------------------------------------
<PAGE>
BP Amoco Adr Plc Common 05562210-4 134 2,384 Shares Shared 1,728 656
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Page 1 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- --------------------- ---------- -------- ----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Bank New York Inc. Common 06405710-2 528 11,376 Shares Sole 11,376
---------------------------------------------------------------------------------------------------------------------------------
Bank One Corp. Common 06423A10-3 4,658 175,369 Shares Sole 175,045 324
---------------------------------------------------------------------------------------------------------------------------------
Bank One Corp. Common 06423A10-3 83 3,144 Shares Shared 2,144 1,000
---------------------------------------------------------------------------------------------------------------------------------
Baxter Intl Inc. Common 07181310-9 1,521 21,634 Shares Sole 21,634
---------------------------------------------------------------------------------------------------------------------------------
Bell Atlantic Corp. Common 07785310-9 2,241 44,006 Shares Sole 41,658 2,348
---------------------------------------------------------------------------------------------------------------------------------
Bell Atlantic Corp. Common 07785310-9 153 3,006 Shares Shared 2,086 920
---------------------------------------------------------------------------------------------------------------------------------
BellSouth Corp. Common 07986010-2 2,020 47,408 Shares Sole 47,408
---------------------------------------------------------------------------------------------------------------------------------
BellSouth Corp. Common 07986010-2 97 2,292 Shares Shared 2,292
---------------------------------------------------------------------------------------------------------------------------------
Bergen Brunswig Corp. Common 08373910-2 109 19,900 Shares Sole 19,900
---------------------------------------------------------------------------------------------------------------------------------
Bergen Brunswig Corp. Common 08373910-2 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Bestfoods Inc. Common 08658U10-1 2,161 31,206 Shares Sole 30,806 400
---------------------------------------------------------------------------------------------------------------------------------
Biomet Inc. Common 09061310-0 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Biomet Inc. Common 09061310-0 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Bristol-Myers Squibb Co. Common 11012210-8 2,691 46,200 Shares Sole 46,200
---------------------------------------------------------------------------------------------------------------------------------
Bristol-Myers Squibb Co. Common 11012210-8 279 4,800 Shares Shared 4,800
---------------------------------------------------------------------------------------------------------------------------------
CIGNA Corp. Common 12550910-9 287 3,080 Shares Sole 2,480 600
---------------------------------------------------------------------------------------------------------------------------------
CIGNA Corp. Common 12550910-9 45 485 Shares Shared 485
---------------------------------------------------------------------------------------------------------------------------------
CNF Transportation Common 12612W10-4 978 43,000 Shares Sole 41,000 2,000
---------------------------------------------------------------------------------------------------------------------------------
C P & L Energy Inc. Common 12614C10-6 276 8,650 Shares Sole 8,650
---------------------------------------------------------------------------------------------------------------------------------
Centex Corp. Common 15231210-4 533 22,700 Shares Sole 22,700
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<PAGE>
Chemical Financial Corp. Common 16373110-2 31,823 1,247,977 Shares Sole 997,747 250,230
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Page 2 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- --------------------- ---------- -------- ----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Chemical Financial Corp. Common 16373110-2 1,847 72,465 Shares Shared 71,719 746
---------------------------------------------------------------------------------------------------------------------------------
Chevron Corp. Common 16675110-7 471 5,549 Shares Sole 4,349 1,200
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Chevron Corp. Common 16675110-7 31 368 Shares Shared 368
---------------------------------------------------------------------------------------------------------------------------------
Choiceone Financial Services Common 17038610-6 707 28,586 Shares Sole 28,586
---------------------------------------------------------------------------------------------------------------------------------
Cisco Systems Inc. Common 17275R10-2 1,528 24,050 Shares Sole 22,950 1,100
---------------------------------------------------------------------------------------------------------------------------------
Cisco Systems Inc. Common 17275R10-2 444 7,000 Shares Shared 7,000
---------------------------------------------------------------------------------------------------------------------------------
Citigroup Inc. Common 17296710-1 803 13,287 Shares Sole 13,287
---------------------------------------------------------------------------------------------------------------------------------
Citizens Bkg Corp. Mich Common 17442010-9 1,934 119,138 Shares Sole 94,709 24,429
---------------------------------------------------------------------------------------------------------------------------------
Citizens Bkg Corp. Mich Common 17442010-9 19 1,173 Shares Shared 603 570
---------------------------------------------------------------------------------------------------------------------------------
Coca Cola Co. Common 19121610-0 285 4,975 Shares Sole 2,575 2,400
---------------------------------------------------------------------------------------------------------------------------------
Comerica Inc. Common 20034010-7 1,507 33,589 Shares Sole 32,162 1,427
---------------------------------------------------------------------------------------------------------------------------------
Comerica Inc. Common 20034010-7 49 1,100 Shares Shared 300 800
---------------------------------------------------------------------------------------------------------------------------------
Commercial Nat'l Finl Corp. Common 20221610-7 444 36,319 Shares Sole 36,319
---------------------------------------------------------------------------------------------------------------------------------
Compaq Computer Corp. Common 20449310-0 2,741 107,229 Shares Sole 104,729 2,500
---------------------------------------------------------------------------------------------------------------------------------
Compaq Computer Corp. Common 20449310-0 122 4,800 Shares Shared 3,300 1,500
---------------------------------------------------------------------------------------------------------------------------------
Computer Sciences Corp. Common 20536310-4 2,098 28,100 Shares Sole 27,100 1,000
---------------------------------------------------------------------------------------------------------------------------------
Conagra Inc. Common 20588710-2 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Corning Inc. Common 21935010-5 2,395 8,876 Shares Sole 8,876
---------------------------------------------------------------------------------------------------------------------------------
Dean Foods Co. Common 24236110-3 1,210 38,200 Shares Sole 38,200
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<PAGE>
Dover Corp. Common 26000310-8 1,300 32,069 Shares Sole 32,069
---------------------------------------------------------------------------------------------------------------------------------
Dover Corp. Common 26000310-8 16 400 Shares Shared 400
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Page 3 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Dow Chemical Co. Common 26054310-3 97,913 3,197,187 Shares Sole 2,633,222 563,965
---------------------------------------------------------------------------------------------------------------------------------
Dow Chemical Co. Common 26054310-3 15,719 513,276 Shares Shared 337,185 176,091
---------------------------------------------------------------------------------------------------------------------------------
DuPont El De Nemours & Co. Common 26353410-9 208 4,736 Shares Sole 4,568 168
---------------------------------------------------------------------------------------------------------------------------------
DuPont El De Nemours & Co. Common 26353410-9 52 1,200 Shares Shared 1,200
---------------------------------------------------------------------------------------------------------------------------------
Electro Scientific Inds. Common 28522910-0 400 9,095 Shares Sole 9,095
---------------------------------------------------------------------------------------------------------------------------------
Electronic Data Systems Corp. Common 28566110-4 378 9,172 Shares Sole 9,172
---------------------------------------------------------------------------------------------------------------------------------
Electronic Data Systems Corp. Common 28566110-4 8 200 Shares Shared 200
---------------------------------------------------------------------------------------------------------------------------------
Emerson Elec Co. Common 29101110-4 931 15,430 Shares Sole 14,430 1,000
---------------------------------------------------------------------------------------------------------------------------------
Emerson Elec Co. Common 29101110-4 24 400 Shares Shared 400
---------------------------------------------------------------------------------------------------------------------------------
Equifax Inc. Common 29442910-5 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Equifax Inc. Common 29442910-5 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Exxon Mobil Corp. Common 30231G10-2 11,718 149,280 Shares Sole 141,988 7,292
---------------------------------------------------------------------------------------------------------------------------------
Exxon Mobil Corp. Common 30231G10-2 603 7,694 Shares Shared 7,094 600
---------------------------------------------------------------------------------------------------------------------------------
FPL Group Inc. Common 30257110-4 211 4,257 Shares Sole 4,257
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FPL Group Inc. Common 30257110-4 19 400 Shares Shared 400
---------------------------------------------------------------------------------------------------------------------------------
Federal Natl Mtg Assn. Common 31358610-9 1,698 32,475 Shares Sole 30,975 1,500
---------------------------------------------------------------------------------------------------------------------------------
Firstbank Corp. Mich. Common 33761G10-4 782 39,385 Shares Sole 39,385
---------------------------------------------------------------------------------------------------------------------------------
Ford Mtr. Co. Common 34537010-0 1,614 37,440 Shares Sole 37,280 160
---------------------------------------------------------------------------------------------------------------------------------
Ford Mtr. Co. Common 34537010-0 179 4,170 Shares Shared 3,370 800
---------------------------------------------------------------------------------------------------------------------------------
<PAGE>
GPU Inc. Common 36225X10-0 722 26,695 Shares Sole 26,695
---------------------------------------------------------------------------------------------------------------------------------
GPU Inc. Common 36225X10-0 37 1,385 Shares Shared 685 700
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Page 4 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GTE Corp. Common 36232010-3 1,479 23,772 Shares Sole 23,772
---------------------------------------------------------------------------------------------------------------------------------
GTE Corp. Common 36232010-3 49 802 Shares Shared 402 400
---------------------------------------------------------------------------------------------------------------------------------
Gannett, Inc. Common 36473010-1 221 3,705 Shares Sole 3,705
---------------------------------------------------------------------------------------------------------------------------------
General Elec Co. Common 36960410-3 11,960 228,355 Shares Sole 223,255 5,100
---------------------------------------------------------------------------------------------------------------------------------
General Elec Co. Common 36960410-3 754 14,400 Shares Shared 14,400
---------------------------------------------------------------------------------------------------------------------------------
General Mtrs Corp. Common 37044210-5 524 9,045 Shares Sole 8,945 100
---------------------------------------------------------------------------------------------------------------------------------
General Mtrs Corp. Common 37044210-5 120 2,082 Shares Shared 2,082
---------------------------------------------------------------------------------------------------------------------------------
Gillette Co. Common 37576610-2 475 13,620 Shares Sole 11,200 2,420
---------------------------------------------------------------------------------------------------------------------------------
Halliburton Co. Common 40621610-1 753 15,960 Shares Sole 15,960
---------------------------------------------------------------------------------------------------------------------------------
Hasbro Inc. Common 41805610-7 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Heinz H J Co. Common 42307410-3 734 16,789 Shares Sole 16,789
---------------------------------------------------------------------------------------------------------------------------------
Heinz H J Co. Common 42307410-3 194 4,450 Shares Shared 3,550 900
---------------------------------------------------------------------------------------------------------------------------------
Hewlett Packard Co. Common 42823610-3 4,114 32,946 Shares Sole 31,746 1,200
---------------------------------------------------------------------------------------------------------------------------------
Hewlett Packard Co. Common 42823610-3 237 1,900 Shares Shared 1,500 400
---------------------------------------------------------------------------------------------------------------------------------
Home Depot, Inc. Common 43707610-2 598 11,989 Shares Sole 10,789 1,200
---------------------------------------------------------------------------------------------------------------------------------
Home Depot, Inc. Common 43707610-2 224 4,500 Shares Shared 4,500
---------------------------------------------------------------------------------------------------------------------------------
Honeywell Intl Inc. Common 43851610-6 657 19,524 Shares Sole 19,524
---------------------------------------------------------------------------------------------------------------------------------
Honeywell Intl Inc. Common 43851610-6 16 500 Shares Shared 500
---------------------------------------------------------------------------------------------------------------------------------
Intel Corp. Common 45814010-0 5,360 40,097 Shares Sole 38,097 2,000
---------------------------------------------------------------------------------------------------------------------------------
Intel Corp. Common 45814010-0 360 2,700 Shares Shared 2,700
---------------------------------------------------------------------------------------------------------------------------------
<PAGE>
IBM Corp. Common 45920010-1 3,431 31,322 Shares Sole 31,322
---------------------------------------------------------------------------------------------------------------------------------
IBM Corp. Common 45920010-1 598 5,466 Shares Shared 4,866 600
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Page 5 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Johnson & Johnson Common 47816010-4 3,303 32,429 Shares Sole 30,900 1,529
---------------------------------------------------------------------------------------------------------------------------------
Johnson & Johnson Common 47816010-4 310 3,050 Shares Shared 3,050
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Johnson Ctls Inc. Common 47836610-7 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Kansas City Pwr & Lt Co. Common 48513410-0 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Kellogg Co. Common 48783610-8 383 12,874 Shares Sole 12,674 200
---------------------------------------------------------------------------------------------------------------------------------
Keycorp Common 49326710-8 246 14,000 Shares Sole 14,000
---------------------------------------------------------------------------------------------------------------------------------
Lilly Eli & Co. Common 53245710-8 1,268 12,700 Shares Sole 12,700
---------------------------------------------------------------------------------------------------------------------------------
Lilly Eli & Co. Common 53245710-8 Shares Shared
---------------------------------------------------------------------------------------------------------------------------------
Litton Industries Inc. Common 53802110-6 1,352 32,200 Shares Sole 32,200
---------------------------------------------------------------------------------------------------------------------------------
Lockheed Martin Corp. Common 53983010-9 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Lowes Cos Inc. Common 54866110-7 739 17,950 Shares Sole 17,950
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Lucent Technologies Inc. Common 54946310-7 2,845 48,442 Shares Sole 48,442
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Lucent Technologies Inc. Common 54946310-7 42 716 Shares Shared 716
---------------------------------------------------------------------------------------------------------------------------------
Merck & Co. Inc. Common 58933110-7 5,518 72,020 Shares Sole 71,220 800
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Merck & Co. Inc. Common 58933110-7 160 2,100 Shares Shared 1,300 800
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Microsoft Corporation Common 59491810-4 2,490 31,134 Shares Sole 30,134 1,000
---------------------------------------------------------------------------------------------------------------------------------
Microsoft Corporation Common 59491810-4 160 2,000 Shares Shared 2,000
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Minnesota Mng & Mfg Co. Common 60405910-5 454 5,500 Shares Sole 5,500
---------------------------------------------------------------------------------------------------------------------------------
Minnesota Mng & Mfg Co. Common 60405910-5 496 6,000 Shares Shared 6,000
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<PAGE>
Morgan Stanley Dean Witter &
Co. Common 61744644-8 3,840 46,128 Shares Sole 45,802 326
---------------------------------------------------------------------------------------------------------------------------------
Morgan Stanley Dean Witter &
Co. Common 61744644-8 144 1,740 Shares Shared 340 1,400
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Page 6 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Motorola Inc. Common 62007610-9 891 29,700 Shares Sole 29,700
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National City Corp. Common 63540510-3 694 40,700 Shares Sole 40,700
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National City Corp. Common 63540510-3 102 6,000 Shares Shared 6,000
---------------------------------------------------------------------------------------------------------------------------------
NICOR Inc. Common 65408610-7 200 6,150 Shares Sole 6,150
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NICOR Inc. Common 65408610-7 71 2,200 Shares Shared 2,200
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Nortel Networks Corp. Common 65656810-2 640 9,300 Shares Sole 9,300
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Northern Sts Pwr Co Minn Common 66577210-9 302 15,000 Shares Sole 15,000
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PE Corp. - PE Biosystems Common 69332S10-2 1,049 15,900 Shares Sole 15,900
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Old Kent Financial Corp. Common 67983310-3 Shares Shared
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Pepsico Inc. Common 71344810-8 1,068 24,050 Shares Sole 21,650 2,400
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Pepsico Inc. Common 71344810-8 66 1,500 Shares Shared 1,500
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Pharmacia Corp. Common 71713U10-2 499 9,657 Shares Sole 8,882 775
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Pharmacia Corp. Common 71713U10-2 202 3,927 Shares Shared 3,927
---------------------------------------------------------------------------------------------------------------------------------
Pfizer Inc. Common 71708110-3 8,539 177,906 Shares Sole 90,691 87,215
---------------------------------------------------------------------------------------------------------------------------------
Procter & Gamble Co. Common 74271810-9 1,683 29,400 Shares Sole 28,200 1,200
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Procter & Gamble Co. Common 74271810-9 39 684 Shares Shared 684
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Quaker Oats Co. Common 74740210-5 1,111 14,800 Shares Sole 14,800
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Quaker Oats Co. Common 74740210-5 30 400 Shares Shared 400
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Reynolds & Reynolds Co. C1 A Common 76169510-5 990 54,300 Shares Sole 51,600 2,700
---------------------------------------------------------------------------------------------------------------------------------
Ross Stores Inc. Common 77829610-3 858 50,300 Shares Sole 50,300
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<PAGE>
Ross Stores Inc. Common 77829610-3 10 600 Shares Shared 600
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SBC Communications Inc. Common 78387G10-3 3,781 87,426 Shares Sole 84,821 2,605
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Page 7 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- -------------------- ---------- -------- -----------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ------- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SBC Communications Inc. Common 78387G10-3 347 8,044 Shares Shared 8,044
---------------------------------------------------------------------------------------------------------------------------------
Sara Lee Corporation Common 80311110-3 1,267 66,080 Shares Sole 66,080
---------------------------------------------------------------------------------------------------------------------------------
Sara Lee Corporation Common 80311110-3 6 349 Shares Shared 349
---------------------------------------------------------------------------------------------------------------------------------
Schering Plough Corp. Common 80660510-1 8,969 177,620 Shares Sole 175,220 2,400
---------------------------------------------------------------------------------------------------------------------------------
Schering Plough Corp. Common 80660510-1 85 1,700 Shares Shared 1,700
---------------------------------------------------------------------------------------------------------------------------------
Schlumberger Ltd. Common 80685710-8 217 2,910 Shares Sole 2,910
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Schlumberger Ltd. Common 80685710-8 44 600 Shares Shared 600
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Stryker Corp. Common 86366710-1 831 19,000 Shares Sole 19,000
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Stryker Corp. Common 86366710-1 113 2,600 Shares Shared 2,600
---------------------------------------------------------------------------------------------------------------------------------
Sunlife Financial Services Common 86679610-5 156 9,279 Shares Sole 9,279
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Sunlife Financial Services Common 86679610-5 30 1,797 Shares Shared 1,797
---------------------------------------------------------------------------------------------------------------------------------
Sun Microsystems Inc. Common 86681010-4 1,154 12,700 Shares Sole 11,900 800
---------------------------------------------------------------------------------------------------------------------------------
Target Corp. Common 87612E10-6 2,051 35,370 Shares Sole 34,645 725
---------------------------------------------------------------------------------------------------------------------------------
Target Corp. Common 87612E10-6 162 2,800 Shares Shared 1,600 1,200
---------------------------------------------------------------------------------------------------------------------------------
Texaco Inc. Common 88169410-3 1,285 24,120 Shares Sole 18,940 5,180
---------------------------------------------------------------------------------------------------------------------------------
Texaco Inc. Common 88169410-3 26 500 Shares Shared 500
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Three Com Corp. Common 88553510-4 2,547 44,200 Shares Sole 42,400 1,800
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USX-Marathon Group Common 90290582-7 1,716 68,500 Shares Sole 68,500
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U.S. West Inc. Common 91273H10-1 1,307 15,253 Shares Sole 15,253
---------------------------------------------------------------------------------------------------------------------------------
U.S. West Inc. Common 91273H10-1 146 1,712 Shares Shared 1,712
---------------------------------------------------------------------------------------------------------------------------------
<PAGE>
United Technologies Corp. Common 91301710-9 456 7,760 Shares Sole 7,760
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Page 8 of 9
</TABLE>
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
<CAPTION>
COLUMN 1 COLUMN2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
--------------------------- -------------- --------- -------- ---------------------- --------- -------- --------------------
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ---------- -------- ----- ------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VF Corp. Common 91820410-8 492 20,700 Shares Sole 20,700
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VF Corp. Common 91820410-8 11 500 Shares Shared 500
---------------------------------------------------------------------------------------------------------------------------------
Viad Corp. Common 92552R10-9 1,833 67,300 Shares Sole 67,300
---------------------------------------------------------------------------------------------------------------------------------
Viad Corp. Common 92552R10-9 81 3,000 Shares Shared 3,000
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Wal Mart Stores Inc. Common 93114210-3 2,151 37,700 Shares Sole 36,400 1,300
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Walgreen Co. Common 93142210-9 2,923 91,000 Shares Sole 85,800 5,200
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Walgreen Co. Common 93142210-9 199 6,200 Shares Shared 6,200
---------------------------------------------------------------------------------------------------------------------------------
Warner Lambert Co. Common 93448810-7 Shares Sole
---------------------------------------------------------------------------------------------------------------------------------
Wells Fargo and Company NEW Common 94974610-1 1,832 46,684 Shares Sole 44,184 2,500
---------------------------------------------------------------------------------------------------------------------------------
Wells Fargo and Company NEW Common 94974610-1 62 1,600 Shares Shared 1,600
---------------------------------------------------------------------------------------------------------------------------------
Weyerhaeuser Co. Common 96216610-4 1,262 29,350 Shares Sole 28,450 900
---------------------------------------------------------------------------------------------------------------------------------
Willamette Inds. Inc. Common 96913310-7 400 14,700 Shares Sole 14,700
---------------------------------------------------------------------------------------------------------------------------------
Worldcom Inc. Common 98157D10-6 240 5,245 Shares Sole 5,245
---------------------------------------------------------------------------------------------------------------------------------
Xerox Corp. Common 98412110-3 608 29,980 Shares Sole 28,180 1,800
---------------------------------------------------------------------------------------------------------------------------------
Xerox Corp. Common 98412110-3 21 1,050 Shares Shared 200 850
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GRAND TOTALS 336,760 9,027,206
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Page 9 of 9
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