<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
Under the Securities Exchange Act of 1934
(Amendment No. )
CREATIVE COMPUTER, INC.
(Name of Issuer)
Common Stock, Par Value, $0.001 Per Share
(Title of Class of Securities)
22527E107
(CUSIP Number)
Stephen M. Davis, Esq.
Werbel McMillin & Carnelutti
A Professional Corporation
711 Fifth Avenue, New York, New York 10022, (212) 832-8300
(Name, Address and Telephone Number of Person Authorized
to Receive Notices and Communications)
May 10, 1996
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report
the acquisition which is the subject of this Schedule 13D, and is filing this
schedule because of Rule 13-d-1(b)(3) or (4), check the following box [ ].
Check the following box if a fee is being paid with the statement [X]. (A fee
is not required only if the reporting person: (1) has a previous statement on
file reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7.)
Note: Six copies of this statement, including all exhibits, should be filed
with the Commission. See Rule 13d-1(a) for other parties to whom copies are to
be sent.
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not be
deemed to be "filed" for the purposes of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
Page 1 of 13
<PAGE>
<PAGE>
SCHEDULE 13D
------------------- -----------------
CUSIP No. 22527E107 Page 2 of 13 Pages
------------------- ------------------
==============================================================================
1 NAME OF REPORTING PERSON - S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE
PERSON
The SC Fundamental Value Fund, L.P.
-----------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
-----------------------------------------------------------------------------
3 SEC USE ONLY
-----------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC/OO
-----------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) or 2(E) [ ]
-----------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
-----------------------------------------------------------------------------
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
-----------------------------------------------------------------------------
7 SOLE VOTING POWER
0
-----------------------------------------------------------------------------
8 SHARED VOTING POWER
669,000
-----------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
-----------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
669,000
-----------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
669,000
-----------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
-----------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
6.85%
-----------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
PN
==============================================================================
*SEE INSTRUCTIONS BELOW BEFORE FILLING OUT!
SEC 1746 (9-88)<PAGE>
<PAGE>
SCHEDULE 13D
------------------- -----------------
CUSIP No. 22527E107 Page 3 of 13 Pages
------------------- -----------------
==============================================================================
1 NAME OF REPORTING PERSON - S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE
PERSON
SC Fundamental Value BVI, Inc.
-----------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
-----------------------------------------------------------------------------
3 SEC USE ONLY
-----------------------------------------------------------------------------
4 SOURCE OF FUNDS*
WC/00
-----------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) or 2(E) [ ]
-----------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
------------------------------------------------------------------------------
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
------------------------------------------------------------------------------
7 SOLE VOTING POWER
300,525
-----------------------------------------------------------------------------
8 SHARED VOTING POWER
0
-----------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
300,525
-----------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
0
-----------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
300,525
-----------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
-----------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
3.08%
-----------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
==============================================================================
*SEE INSTRUCTIONS BELOW BEFORE FILLING OUT!
SEC 1746 (9-88)<PAGE>
<PAGE>
SCHEDULE 13D
------------------- -----------------
CUSIP No. 22527E107 Page 4 of 13 Pages
------------------- -----------------
==============================================================================
1 NAME OF REPORTING PERSON - S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE
PERSON
SC Fundamental Inc.
-----------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
------------------------------------------------------------------------------
3 SEC USE ONLY
-----------------------------------------------------------------------------
4 SOURCE OF FUNDS*
N/A
-----------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) or 2(E) [ ]
-----------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
-----------------------------------------------------------------------------
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
-----------------------------------------------------------------------------
7 SOLE VOTING POWER
0
-----------------------------------------------------------------------------
8 SHARED VOTING POWER
669,000
-----------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
-----------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
669,000
-----------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
669,000
-----------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
-----------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
6.85%
-----------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
CO
==============================================================================
*SEE INSTRUCTIONS BELOW BEFORE FILLING OUT!
SEC 1746 (9-88)<PAGE>
<PAGE>
SCHEDULE 13D
------------------- -----------------
CUSIP No. 22527E107 Page 5 of 13 Pages
------------------- -----------------
==============================================================================
1 NAME OF REPORTING PERSON - S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE
PERSON
Gary N. Siegler
-----------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
-----------------------------------------------------------------------------
3 SEC USE ONLY
-----------------------------------------------------------------------------
4 SOURCE OF FUNDS*
N/A
-----------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) or 2(E) [ ]
-----------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
-----------------------------------------------------------------------------
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
-----------------------------------------------------------------------------
7 SOLE VOTING POWER
0
-----------------------------------------------------------------------------
8 SHARED VOTING POWER
969,525
-----------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
-----------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
969,525
-----------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
969,525
-----------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
-----------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.93%
-----------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
IN
==============================================================================
*SEE INSTRUCTIONS BELOW BEFORE FILLING OUT!
SEC 1746 (9-88)<PAGE>
<PAGE>
SCHEDULE 13D
------------------- -----------------
CUSIP No. 22527E107 Page 6 of 13 Pages
------------------- -----------------
==============================================================================
1 NAME OF REPORTING PERSON - S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE
PERSON
Peter M. Collery
-----------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
-----------------------------------------------------------------------------
3 SEC USE ONLY
-----------------------------------------------------------------------------
4 SOURCE OF FUNDS*
N/A
-----------------------------------------------------------------------------
5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED
PURSUANT TO ITEMS 2(d) or 2(E) [ ]
-----------------------------------------------------------------------------
6 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
-----------------------------------------------------------------------------
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
-----------------------------------------------------------------------------
7 SOLE VOTING POWER
0
-----------------------------------------------------------------------------
8 SHARED VOTING POWER
969,525
-----------------------------------------------------------------------------
9 SOLE DISPOSITIVE POWER
0
-----------------------------------------------------------------------------
10 SHARED DISPOSITIVE POWER
969,525
-----------------------------------------------------------------------------
11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
969,525
-----------------------------------------------------------------------------
12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES
CERTAIN SHARES* [ ]
-----------------------------------------------------------------------------
13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
9.93%
-----------------------------------------------------------------------------
14 TYPE OF REPORTING PERSON*
IN
==============================================================================
*SEE INSTRUCTIONS BELOW BEFORE FILLING OUT!
SEC 1746 (9-88)
<PAGE>
<PAGE> Page 7 of 13 Pages
SCHEDULE 13D
Item 1. Security and Issuer
(a) Class of Securities: Common Stock, par value,
$0.001 per share ("Common Stock")
(b) Issuer: Creative Computer, Inc. (the "Issuer")
2645 Maricopa Street
Torrance, CA 90503
Item 2. Identity and Background
(a-c), (f). The persons (the "Reporting Persons") filing this
statement are SC Fundamental Inc., a Delaware corporation ("SC"), The SC
Fundamental Value Fund, L.P., a Delaware limited partnership ("Fund"), SC
Fundamental Value BVI, Inc., a Delaware corporation ("BVI Inc."), Gary N.
Siegler ("Siegler"), a citizen of the United States and Peter M. Collery
("Collery"), a citizen of the United States. The principal business address
of SC, Fund, BVI Inc., Siegler and Collery is 712 Fifth Avenue, New York, New
York 10019.
Fund is primarily engaged in the business of investing in
securities. SC is the general partner of Fund. BVI Inc. is the managing
general partner of the investment manager of SC Fundamental Value BVI, Ltd.
("BVI Ltd."), a company principally engaged in the business of investing in
securities. The name, business address, present principal occupation or
employment and citizenship of each executive officer and director of SC and
BVI Inc. is set forth on Exhibit A hereto which is incorporated herein by
reference.
Siegler is a controlling stockholder, the president and a director
of SC and BVI Inc. Collery is a controlling stockholder, vice president, and
a director of SC and BVI Inc. Siegler and Collery are in a position to
directly and indirectly determine the investment and voting decisions made by
SC and BVI Inc., and, consequently, Fund and BVI Ltd.
The Reporting Persons may be deemed to be a "group" within the
meaning of Rule 13d-3 under the Securities Exchange Act of 1934 (the "Act").
(d,e). During the last five years, none of the Reporting Persons,
nor any of SC's and BVI Inc.'s executive officers or directors have been
convicted in a criminal proceeding (excluding traffic violations or similar
misdemeanors) or have been a party to a civil proceeding of a judicial or
administrative body of competent jurisdiction resulting in its or his being
subject to a judgment, decree or final order enjoining future violation of, or
prohibiting or mandating activities subject to, federal or state securities
laws or a finding of any violation with respect to such laws.
<PAGE>
<PAGE> Page 8 of 13 Pages
Item 3. Source and Amount of Funds of Other Consideration
The aggregate purchase prices of the shares of the Issuer's Common
Stock ("Shares") purchased by the Reporting Persons as reported in Item 5(c)
of this Schedule 13D were as follows:
Name of Aggregate
Reporting Person Purchase Price
Fund $ 4,076,917.89
BVI Inc. on behalf of BVI Ltd. $ 1,831,414.03
The Reporting Persons listed above purchased the Shares reported
herein as beneficially owned by them with working capital of Fund and BVI Ltd.
or with funds extended by brokerage firms in connection with margin
transactions effected for Fund and BVI Ltd.
Item 4. Purpose of Transaction
The Reporting Persons have acquired shares of common stock, par
value $.001 per share, of the Issuer ("Shares") because they believe that
Shares are substantially undervalued. Therefore, the Reporting Persons may
continue to acquire Shares from time to time in the open market or otherwise.
The Reporting Persons, however, reserve the right to dispose of Shares at any
time and from time to time in the open market or otherwise.
The Reporting Persons believe that the Issuer should take steps to
maximize shareholder value. Therefore the Reporting Persons intend to seek to
meet with the Issuer's management to discuss alternatives for maximizing
stockholder value. The Reporting Persons may also seek to discuss this matter
with other shareholders of the Issuer and other interested persons. The
Reporting Persons do not presently have any other plans or proposals of the
nature described in paragraph (a) through (j) of Item 4 of Schedule 13D.
Item 5. Interest in Securities of the Issuer
(a) As of the close of business on May 20, 1996, the Reporting
Persons, by virtue of the language of Rule 13d-3(d)(1)(i), may be deemed to
own beneficially in the aggregate the number and percentage of the Issuer's
Common Stock set forth opposite their names below (based upon the number of
Shares that were reported to be outstanding by the Issuer).
<PAGE>
<PAGE> Page 9 of 13 Pages
<TABLE>
<CAPTION>
==============================================================================
Name Shares of Common Stock Percentage
-----------------------------------------------------------------------------
<S> <C> <C>
SC Fundamental Inc.(1) 669,000 6.85%
-----------------------------------------------------------------------------
The SC Fundamental
Value Fund, L.P. 669,000 6.85%
-----------------------------------------------------------------------------
SC Fundamental Value
BVI, Inc. 300,525 3.08%
-----------------------------------------------------------------------------
Gary N. Siegler 969,525 9.93%
-----------------------------------------------------------------------------
Peter M. Collery 969,525 9.93%
==============================================================================
</TABLE>
(b) Each of SC Fund and BVI Inc. has the sole or shared power to
vote or to direct the vote and to dispose or to direct the disposition of the
Shares of which it is deemed the beneficial owner. Siegler and Collery may be
deemed to share with SC, Fund and BVI, Inc. such powers with respect to the
Shares of which SC, Fund and BVI, Inc. beneficially own.
(c) The following table sets forth the transactions effected by each
of the Reporting Persons listed in Item 5(a) during the past sixty days. Each
of the transactions set forth below reflects a purchase effected on the Nasdaq
Stock Market.
<TABLE>
<CAPTION>
BVI, Inc.
Price Per on behalf
Trade Date Share ($) Fund of BVI Ltd. Siegler Collery
-----------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
5/10/96 6.3750 47,000 21,000 0 0
------------------------------------------------------------------------------
5/10/96 5.9969 591,700 265,825 0 0
-----------------------------------------------------------------------------
5/10/96 6.5000 2,700 1,300 0 0
-----------------------------------------------------------------------------
5/13/96 6.4441 27,600 12,400 0 0
-----------------------------------------------------------------------------
-----------------------------------------------------------------------------
<FN>
------------
</TABLE>
<PAGE> Page 10 of 13 Pages
(d) To the best of Reporting Persons' knowledge, except as set forth
herein, no other person has the right to receive or the power to direct the
receipt of dividends from, or the proceeds from the sale of, any shares of
Common Stock which Reporting Persons may be deemed to own beneficially.
(e) Not applicable.
Item 6. Contracts, Arrangements, Understandings or Relationships with
Respect to Securities of Issuer
None.
Item 7. Material to be filed as Exhibits
Exhibit A -- Directors and Executive Officers of SC Fundamental Inc.
and SC Fundamental Value BVI, Inc.
Exhibit B -- Joint Filing Agreement dated May 20, 1996.
<PAGE>
<PAGE> Page 11 of 13
After reasonable inquiry and to the best of our knowledge and belief,
we certify that the information set forth in this statement is true, complete
and correct.
Dated: May 20, 1996
SC FUNDAMENTAL INC.
By: ___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
THE SC FUNDAMENTAL VALUE FUND, L.P.
By: SC FUNDAMENTAL INC.
By: ___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
SC FUNDAMENTAL VALUE BVI, INC.
By: ___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
__________________________
Neil H. Koffler as Attorney-
in-Fact for Gary N. Siegler*
__________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery*
*Executed by Neil H. Koffler as Attorney-In-Fact for Peter M. Collery and Gary
N. Siegler. The Powers of Attorney for Messrs. Collery and Siegler were filed
as Exhibit A to Amendment No. 5 to Schedule 13D relating to US Facilities
Corporation on August 4, 1995 and is hereby incorporated herein by reference.
<PAGE>
<PAGE> Page 11 of 13
After reasonable inquiry and to the best of our knowledge and belief,
we certify that the information set forth in this statement is true, complete
and correct.
Dated: May 20, 1996
SC FUNDAMENTAL INC.
By: /s/ Peter M. Collery
---------------------------------
Neil H. Koffler as Attorney-in-Fact
for Peter M. Collery
Vice President*
THE SC FUNDAMENTAL VALUE FUND, L.P.
By: SC FUNDAMENTAL INC.
By: /s/ Peter M. Collery
----------------------------------
Neil H. Koffler as Attorney-in-Fact
for Peter M. Collery
Vice President*
SC FUNDAMENTAL VALUE BVI, INC.
By: /s/ Peter M. Collery
----------------------------------
Neil H. Koffler as Attorney-in-Fact
for Peter M. Collery
Vice President*
/s/ Gary N. Siegler
---------------------------------
Neil H. Koffler as Attorney-in-Fact
for Gary N. Siegler*
/s/ Peter M. Collery
---------------------------------
Neil H. Koffler as Attorney-in-Fact
for Peter M. Collery*
*Executed by Neil H. Koffler as Attorney-In-Fact for Peter M. Collery and Gary
N. Siegler. The Powers of Attorney for Messrs. Collery and Siegler were filed
as Exhibit A to Amendment No. 5 to Schedule 13D relating to US Facilities
Corporation on August 4, 1995 and is hereby incorporated herein by reference.
<PAGE> Page 12 of 13
EXHIBIT A
(i) DIRECTORS AND EXECUTIVE OFFICERS OF SC FUNDAMENTAL INC.
The name and present principal occupation or employment of the
directors and executive officers of SC Fundamental Inc. are set forth below.
The business address of each director and executive officer is 712 Fifth
Avenue, New York, New York 10019. All such persons are United States
citizens.
Present Principal
Name and Position Occupation or Employment
Gary N. Siegler President of Siegler, Collery & Co., SC
Director, President Fundamental Inc., and SC Fundamental
Value BVI, Inc.
Peter M. Collery Vice President of Siegler, Collery &
Director and Vice President Co., SC Fundamental Inc., and SC
Fundamental Value BVI, Inc.
(ii) DIRECTORS AND EXECUTIVE OFFICERS OF SC FUNDAMENTAL
VALUE BVI, INC.
The name and present principal occupation or employment of the
directors and executive officers of SC Fundamental Value BVI, Inc. are set
forth below. The business address of each director and executive officer is
712 Fifth Avenue, New York, New York 10019. All such persons are United
States citizens.
Present Principal
Name and Position Occupation or Employment
Gary N. Siegler President of Siegler, Collery & Co., SC
Trustee Fundamental Inc., and SC Fundamental
Value BVI, Inc.
Peter M. Collery Vice President of Siegler, Collery &
Trustee Co., SC Fundamental Inc., and SC
Fundamental Value BVI, Inc.
<PAGE>
<PAGE> Page 13 of 13
EXHIBIT B
JOINT FILING AGREEMENT
In accordance with Rule 13d-1(f) under the Securities Exchange Act of
1934, as amended, the persons named below agree to the joint filing on behalf
of each of them of a Statement on Schedule 13D (including amendments thereto)
with respect to the Common Stock, par value $.01 per Share, of Creative
Computer, Inc. and further agree that this Joint Filing Agreement be included
as an Exhibit to such joint filings. In evidence thereof, the undersigned,
being duly authorized, have executed this Joint Filing Agreement this 20th day
of May 1996.
SC FUNDAMENTAL INC.
By:___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
THE SC FUNDAMENTAL VALUE FUND, L.P.
By: SC FUNDAMENTAL INC.
By:___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
SC FUNDAMENTAL VALUE BVI, INC.
By:___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery
Vice President*
____________________________
Neil H. Koffler as Attorney-
in-Fact for Gary N. Siegler*
___________________________
Neil H. Koffler as Attorney-
in-Fact for Peter M. Collery*
*Executed by Neil H. Koffler as Attorney-In-Fact for Peter M. Collery and Gary
N. Siegler. The Powers of Attorney for Messrs. Collery and Siegler were filed
as Exhibit A to Amendment No. 5 to Schedule 13D relating to US Facilities
Corporation on August 4, 1995 and is hereby incorporated herein by reference.
74486