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Previous: HARBOR FEDERAL BANCORP INC, 10KSB40, EX-23, 2000-06-16 |
Next: DIME BANCORP INC, SC 14D9, 2000-06-16 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-START> APR-1-1999
<PERIOD-END> MAR-31-2000
<CASH> 1,250,115
<INT-BEARING-DEPOSITS> 83,504
<FED-FUNDS-SOLD> 698,578
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 66,621,761
<INVESTMENTS-CARRYING> 1,584,840
<INVESTMENTS-MARKET> 1,626,076
<LOANS> 173,800,267
<ALLOWANCE> 474,100
<TOTAL-ASSETS> 253,112,027
<DEPOSITS> 179,403,009
<SHORT-TERM> 44,700,000
<LIABILITIES-OTHER> 3,512,139
<LONG-TERM> 0
0
0
<COMMON> 16,645
<OTHER-SE> 25,480,234
<TOTAL-LIABILITIES-AND-EQUITY> 253,112,027
<INTEREST-LOAN> 12,703,906
<INTEREST-INVEST> 5,540,921
<INTEREST-OTHER> 125,221
<INTEREST-TOTAL> 18,370,048
<INTEREST-DEPOSIT> 8,898,118
<INTEREST-EXPENSE> 10,998,766
<INTEREST-INCOME-NET> 7,371,282
<LOAN-LOSSES> 65,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,342,547
<INCOME-PRETAX> 3,394,696
<INCOME-PRE-EXTRAORDINARY> 2,037,146
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,037,146
<EPS-BASIC> 1.25
<EPS-DILUTED> 1.23
<YIELD-ACTUAL> 7.54
<LOANS-NON> 559,006
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 387,000
<ALLOWANCE-OPEN> 457,000
<CHARGE-OFFS> 47,900
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 474,100
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 474,100
</TABLE>
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