DIME BANCORP INC
8-K, 1997-04-25
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE>
 
                       SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C.  20549



                             _____________________


                                    FORM 8-K


                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                      the Securities Exchange Act of 1934

                             _____________________


Date of Report (date of earliest event reported):    April 25, 1997
                                                     --------------

                              Dime Bancorp, Inc.
              --------------------------------------------------
              (Exact Name of Registrant as Specified in Charter)

                  Delaware               1-13094         11-3197414
       ------------------------------  -----------   ------------------
        (State or Other Jurisdiction   (Commission      (IRS Employer
             of Incorporation)         File Number)  Identification No.)

           589 Fifth Avenue, New York, New York                10017
       -----------------------------------------------------------------
         (Address of Principal Executive Offices)           (Zip Code)


Registrant's telephone number, including area code: (212) 326-6170
                                                    --------------


                                Not Applicable
         -------------------------------------------------------------
         (Former Name or Former Address, if changed since last Report)
<PAGE>
 
Item 5.  Other Events.
         ------------ 

     On April 25, 1997, Dime Bancorp, Inc. (the "Registrant") issued a press
release declaring a cash dividend of $.04 per share on its common stock.  The
press release has been filed as an exhibit to this Current Report and is
incorporated by reference herein.


Item 7.  Financial Statements, Pro Forma
         Financial Information and Exhibits.
         ---------------------------------- 

         The following exhibit is attached to this Current Report.

         99 - Press Release, dated April 25, 1997, issued by the Registrant.

                                      -2-
<PAGE>
 
                                   SIGNATURES
                                   ----------

          Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.



                              DIME BANCORP, INC.



                              By:   /s/ Lawrence J. Toal
                                    -------------------------------
                                     Lawrence J. Toal
                                     Chief Executive Officer,
                                     President, Chief Operating
                                     Officer and Director



Date: April 25, 1997

                                      -3-
<PAGE>
 
                                 EXHIBIT INDEX
                                 -------------


Exhibit                  Item                             Page
- -------                  ----                             ----

  99           Press Release, dated April 25, 1997,         5
               issued by Dime Bancorp, Inc.

                                      -4-

<PAGE>
 
                                                                      EXHIBIT 99

                      [LETTERHEAD OF DIME BANCORP, INC.]

 
                                        CONTACT:  FRANKLIN L. WRIGHT
                                                  (212) 326-6170

                                                         OR

                                                  DAVID NEIBART
                                                  GAVIN ANDERSON & COMPANY
                                                  (212) 373-0200

APRIL 25, 1997
97/3

FOR IMMEDIATE RELEASE
- ---------------------


                   DIME BANCORP, INC. DECLARES CASH DIVIDEND


     New York, NY -- April 25, 1997 -- Dime Bancorp, Inc. (NYSE: DME), parent
company of The Dime Savings Bank of New York, FSB, today announced that its
Board of Directors had declared a cash dividend of $0.04 per common share.  The
dividend will be paid on June 16, 1997 to stockholders of record as of the close
of business on May 16, 1997.

     Lawrence J. Toal, President and Chief Executive Officer, said, "the
announcement of a cash dividend allows our stockholders to participate directly
in our improved performance.  We've made substantial progress in improving our
operating performance and strengthening our balance sheet over the past several
years and we believe that we have laid the foundation for the future.  The
declaration of this dividend is intended to underscore both our confidence in
that future and our commitment to shareholder value."

     At March 31, 1997, Dime had assets of $18.5 billion, deposits of $12.8
billion, and stockholders' equity of $1.1 billion.  The Bank operates 85
branches in the greater New York metropolitan area and one branch in Florida.
Dime originates loans in selected markets throughout the United States.

                                      ###


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