<PAGE> 1
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 10-K/A-1
(Mark One)
/X/ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
ACT OF 1934
For the fiscal year ended December 31, 1997
/ / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the transition period from to
Commission File Number: 1-13094
DIME BANCORP, INC.
(Exact Name of Registrant as Specified in Its Charter)
Delaware 11-3197414
(State or Other Jurisdiction of (I.R.S. Employer Identification No.)
Incorporation or Organization)
589 Fifth Avenue, New York, New York 10017
(Address of Principal Executive Offices) (Zip Code)
(212) 326-6170
(Registrant's Telephone Number, Including Area Code)
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Name of each exchange on which registered
Common Stock, $0.01 par value New York Stock Exchange
Stock Purchase Rights New York Stock Exchange
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
during the preceding 12 months (or for such shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes /X/ No / /
Indicate by check mark if delinquent filers pursuant to Item 405 of
Regulation S-K is not contained herein, and will not be contained, to the best
of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-K or any amendment to this
Form 10-K. / /
The aggregate market value of the shares of registrant's common stock
held by non-affiliates (assuming, solely for purposes of this Form, that all
directors are affiliates) was $3,383,886,475 as of March 6, 1998 (based on the
closing New York Stock Exchange price on such date).
The number of shares of common stock of the registrant outstanding as
of March 6, 1998 was 114,136,996 shares.
DOCUMENTS INCORPORATION BY REFERENCE
The information required by Part III of Form 10-K is incorporated by
reference to the registrant's Definitive Proxy Statement relating to its 1998
Annual Meeting of Stockholders.
<PAGE> 2
The Annual Report on Form 10-K of the registrant for the fiscal year
ended December 31, 1997 is hereby amended to submit a Restated Financial Data
Schedule for the fiscal year 1996 as a result of the Company's adoption of
Statement of Financial Accounting Standards, No. 128, "Earnings Per Share." The
filing of the Restated Financial Data Schedule is being made in accordance with
Article 601(c)(2)(iii) of Regulation S-K promulgated under the federal
securities laws. The information set forth in the Restated Financial Data
Schedule has no impact on the disclosure provided in the original Form 10-K
filed with the Securities and Exchange Commission on March 31, 1998.
<PAGE> 3
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this amendment to the
report to be signed on its behalf by the undersigned, thereunto duly authorized.
DIME BANCORP, INC.
By: /s/ Lawrence J. Toal
---------------------------------------------
Lawrence J. Toal
Chairman of the Board, Chief Executive Officer,
President and Chief Operating Officer
May 12, 1998
---------------------------------------------
Date
Pursuant to the requirements of the Securities Exchange Act of 1934,
this amendment to the report has been signed below on May 12, 1998 by the
following persons on behalf of the registrant and in the capacities indicated.
<TABLE>
<CAPTION>
Signature Capacity
--------- --------
<S> <C>
/s/ Lawrence J. Toal Chairman of the Board, Chief Executive Officer,
----------------------------------- President and Chief Operating Officer (Principal
Lawrence J. Toal Executive Officer)
* Director
-----------------------------------
James M. Large, Jr.
* Director
-----------------------------------
Derrick D. Cephas
* Director
-----------------------------------
Frederick C. Chen
* Director
-----------------------------------
J. Barclay Collins II
* Director
-----------------------------------
Richard W. Dalrymple
* Director
-----------------------------------
James F. Fulton
* Director
-----------------------------------
Virginia M. Kopp
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
Signature Capacity
--------- --------
<S> <C>
* Director
-----------------------------------
John Morning
* Director
-----------------------------------
Margaret Osmer-McQuade
* Director
-----------------------------------
Sally Hernandez-Pinero
* Director
-----------------------------------
Dr. Paul A. Qualben
* Director
-----------------------------------
Eugene G. Schulz, Jr.
* Director
-----------------------------------
Howard Smith
* Director
-----------------------------------
Dr. Norman R. Smith
* Director
-----------------------------------
Ira T. Wender
/s/ Anthony R. Burriesci Chief Financial Officer (Principal Financial Officer)
-----------------------------------
Anthony R. Burriesci
/s/ Harold E. Reynolds Controller (Principal Accounting Officer)
-----------------------------------
Harold E. Reynolds
</TABLE>
* By: /s/ Lawrence J. Toal
-----------------------------------
Lawrence J. Toal
Attorney-in-Fact
<PAGE> 5
EXHIBIT INDEX
<TABLE>
<CAPTION>
Exhibit Number Identification of Exhibit
- -------------- -------------------------
<S> <C>
27.1 Restated Financial Data Schedule (filed electronically
only)
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) DIME
BANCORP INC.'S FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1996 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FORM 10-K.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-01-1996
<PERIOD-END> DEC-31-1996
<CASH> 158,753
<INT-BEARING-DEPOSITS> 5,627
<FED-FUNDS-SOLD> 19,550
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,589,572
<INVESTMENTS-CARRYING> 4,363,971
<INVESTMENTS-MARKET> 4,279,937
<LOANS> 10,853,382
<ALLOWANCE> 106,495
<TOTAL-ASSETS> 18,870,108
<DEPOSITS> 12,856,739
<SHORT-TERM> 3,908,677
<LIABILITIES-OTHER> 175,841
<LONG-TERM> 906,514
0
0
<COMMON> 1,083
<OTHER-SE> 1,021,254
<TOTAL-LIABILITIES-AND-EQUITY> 18,870,108
<INTEREST-LOAN> 784,109
<INTEREST-INVEST> 540,252
<INTEREST-OTHER> 26,337
<INTEREST-TOTAL> 1,350,698
<INTEREST-DEPOSIT> 531,216
<INTEREST-EXPENSE> 889,403
<INTEREST-INCOME-NET> 461,295
<LOAN-LOSSES> 41,000
<SECURITIES-GAINS> (11,265)
<EXPENSE-OTHER> 344,523
<INCOME-PRETAX> 154,240
<INCOME-PRE-EXTRAORDINARY> 154,240
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 104,256
<EPS-PRIMARY> 1.00<F1><F2>
<EPS-DILUTED> 0.96<F2>
<YIELD-ACTUAL> 2.40
<LOANS-NON> 191,590
<LOANS-PAST> 0
<LOANS-TROUBLED> 213,007
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 128,295
<CHARGE-OFFS> 71,296
<RECOVERIES> 8,496
<ALLOWANCE-CLOSE> 106,495
<ALLOWANCE-DOMESTIC> 106,495
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>REPRESENTS EPS-BASIC
<F2>RESTATED TO REFLECT THE COMPANY'S ADOPTION OF STATEMENT OF FINANCIAL ACCOUNTING
STANDARDS NO. 128 "EARNINGS PER SHARE."
</FN>
</TABLE>
