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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,789
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 11,039
<INVESTMENTS-CARRYING> 3,667
<INVESTMENTS-MARKET> 3,526
<LOANS> 51,257
<ALLOWANCE> 504
<TOTAL-ASSETS> 69,843
<DEPOSITS> 62,107
<SHORT-TERM> 2,094
<LIABILITIES-OTHER> 441
<LONG-TERM> 0
0
0
<COMMON> 1,460
<OTHER-SE> 3,741
<TOTAL-LIABILITIES-AND-EQUITY> 69,843
<INTEREST-LOAN> 2,255
<INTEREST-INVEST> 469
<INTEREST-OTHER> 21
<INTEREST-TOTAL> 2,745
<INTEREST-DEPOSIT> 1,241
<INTEREST-EXPENSE> 1,256
<INTEREST-INCOME-NET> 1,489
<LOAN-LOSSES> 150
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,186
<INCOME-PRETAX> 305
<INCOME-PRE-EXTRAORDINARY> 219
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 219
<EPS-BASIC> 1.50
<EPS-DILUTED> 1.50
<YIELD-ACTUAL> 4.70
<LOANS-NON> 174
<LOANS-PAST> 13
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 534
<ALLOWANCE-OPEN> 507
<CHARGE-OFFS> 210
<RECOVERIES> 57
<ALLOWANCE-CLOSE> 504
<ALLOWANCE-DOMESTIC> 472
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 32
</TABLE>
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