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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,144
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 48
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 10,334
<INVESTMENTS-CARRYING> 3,666
<INVESTMENTS-MARKET> 3,584
<LOANS> 52,058
<ALLOWANCE> 508
<TOTAL-ASSETS> 70,398
<DEPOSITS> 64,553
<SHORT-TERM> 0
<LIABILITIES-OTHER> 467
<LONG-TERM> 0
0
0
<COMMON> 1,460
<OTHER-SE> 3,918
<TOTAL-LIABILITIES-AND-EQUITY> 70,398
<INTEREST-LOAN> 3,474
<INTEREST-INVEST> 674
<INTEREST-OTHER> 24
<INTEREST-TOTAL> 4,172
<INTEREST-DEPOSIT> 1,907
<INTEREST-EXPENSE> 1,951
<INTEREST-INCOME-NET> 2,221
<LOAN-LOSSES> 225
<SECURITIES-GAINS> (2)
<EXPENSE-OTHER> 1,788
<INCOME-PRETAX> 429
<INCOME-PRE-EXTRAORDINARY> 325
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 325
<EPS-BASIC> 2.23
<EPS-DILUTED> 2.23
<YIELD-ACTUAL> 4.36
<LOANS-NON> 213
<LOANS-PAST> 193
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 447
<ALLOWANCE-OPEN> 507
<CHARGE-OFFS> 311
<RECOVERIES> 88
<ALLOWANCE-CLOSE> 508
<ALLOWANCE-DOMESTIC> 501
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 7
</TABLE>
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