May 10, 1996
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: Banner Life Variable Annuity Account B
(File No. 33-76174)
Certification Under Securities Act of 1933 Rule 497(j)
Commissioners:
This is to certify that the form of prospectus and Statement of Additional
Information that would have been filed under paragraph (c) of Rule 497 of the
Securities Act of 1993 would not have differed from that contained in Post-
Effective Amendment No. 2 to Form N-4 for Banner Life Variable Annuity Account
B (File No. 33-76174). The text of Post-Effective Amendment No. 2 was filed
electronically May 1, 1996.
Sincerely,
/s/ Mark A. Canter
Mark A. Canter
Vice President, Secretary &
General Counsel
cc: Frederick R. Bellamy, Esq.
