<TABLE> <S> <C>


<ARTICLE>                     5
<LEGEND>
Appendix A to item 601(c) of Regulation S-K
Commercial and Industrial Companies
Article 5 of Regulation S-X
(in thousands, except per share data)
</LEGEND>
<CURRENCY>                                     U.S.dollars


<S>                                            <C>
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                              MAR-31-2001
<PERIOD-START>                                 APR-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                1.00
<CASH>                                          16,101,956
<SECURITIES>                                     1,722,078
<RECEIVABLES>                                   18,175,532
<ALLOWANCES>                                             0
<INVENTORY>                                              0
<CURRENT-ASSETS>                                19,229,834
<PP&E>                                             285,220
<DEPRECIATION>                                           0
<TOTAL-ASSETS>                                  54,589,237
<CURRENT-LIABILITIES>                           21,121,133
<BONDS>                                         35,022,277
                                    0
                                              0
<COMMON>                                         5,682,480
<OTHER-SE>                                               0
<TOTAL-LIABILITY-AND-EQUITY>                    54,589,237
<SALES>                                          2,329,555
<TOTAL-REVENUES>                                 3,157,152
<CGS>                                            1,685,357
<TOTAL-COSTS>                                    2,810,908
<OTHER-EXPENSES>                                 1,005,309
<LOSS-PROVISION>                                  (513,219)
<INTEREST-EXPENSE>                                       0
<INCOME-PRETAX>                                   (138,094)
<INCOME-TAX>                                             0
<INCOME-CONTINUING>                               (138,094)
<DISCONTINUED>                                           0
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                      (138,094)
<EPS-BASIC>                                          (0.01)
<EPS-DILUTED>                                        (0.01)


</TABLE>



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