TOUCHSTONE VARIABLE SERIES TRUST
DEF 14A, EX-99, 2000-11-17
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                                 COLUMBUS LIFE
                                INSURANCE COMPANY
-------------------------------------------------------------------------------
400 East Fourth Street  P.O. Box 5737   Cincinnati, Ohio 45201-5737
1-800-677-8383  www..ColumbusLife.com


November 17, 2000



Dear Columbus Life Registered Representative:


The attached letter, proxy statement and authorization card will be mailed to
Columbus Life Variable Universal Life contract holders on or about November 17,
2000. Clients are being asked to provide voting instructions on two proposals
which will affect the Touchstone Variable Series Trust (the "Trust") as required
by the Voting Rights section of the applicable prospectus.

The proposals are to elect Trustees for the Trust and to ratify the selection of
Ernst & Young LLP as independent accountants of the Trust. We must receive the
client's authorization card by the close of business on December 11th in order
to process the voting instructions prior to the December 13th meeting of Trust
shareholders.

Please read the attached letter and proxy statement to familiarize yourself with
the proposals. The Board of Trustees of the Trust has recommended a vote "FOR"
both items. Clients may call the Columbus Life Variable Universal Life Service
Center with any questions.

If you have any questions please call Touchstone Marketing Services at
800.638.8194

Thank you for doing business with Touchstone and Columbus Life Insurance
Company.


Sincerely,

/s/ Lawrence L. Grypp

Lawrence L. Grypp
President and Chief Executive Officer
Columbus Life Insurance Co.

Columbus Life Variable Universal Life is underwritten by Columbus Life Insurance
Co., Cincinnati, Ohio and distributed by Touchstone Securities, Inc.*

* MEMBER NASD/ SIPC


<PAGE>


                                 COLUMBUS LIFE
                                INSURANCE COMPANY
-------------------------------------------------------------------------------
400 East Fourth Street  P.O. Box 5737   Cincinnati, Ohio 45201-5737
1-800-677-8383  www..ColumbusLife.com


November 17, 2000


Dear Variable Universal Life Contract Owner:


Your interest in one or more Touchstone subaccounts of your Columbus Life
Variable Universal Life contract entitles you to provide voting instructions on
two upcoming proposals affecting the Touchstone Variable Series Trust (the
"Trust"). You are being asked to provide voting instructions to Columbus Life in
connection with the election of Trustees of the Trust, and ratification of the
selection of Ernst & Young LLP as independent accountants of the Trust. Please
review the enclosed proxy statement for more information about the proposals.
The prospectus for your Columbus Life policy explains the voting rights of
variable universal life contract owners.

The Board of Trustees of the Trust has determined that these proposals are in
the best interest of Trust shareholders, and has recommended that shareholders
vote "FOR" both items.

We must receive the enclosed authorization card with your voting instructions no
later than December 11, 2000 in order to process your instructions prior to the
Special Meeting of shareholders on December 13, 2000.

By mail: Complete, sign and mail the enclosed authorization card in the
         postage-paid envelope that has been provided. Please allow
         adequate time for mailing.

By fax:  Complete and sign the enclosed authorization card and fax both sides
         to 513-362-8319.

If you have any questions or need any help with your voting instructions, please
call the Columbus Life Variable Universal Life Service Center toll free at
1-800-677-9595.


Sincerely,

/s/ Lawrence L. Grypp

Lawrence L. Grypp
President and Chief Executive Officer
Columbus Life Insurance Co.


Columbus Life Variable Universal Life is underwritten by Columbus Life
Insurance Co., Cincinnati, Ohio and distributed by Touchstone Securities, Inc.*

* MEMBER NASD/ SIPC

<PAGE>


                    WESTERN-SOUTHERN LIFE ASSURANCE COMPANY
                                  400 BROADWAY
                             CINCINNATI, OHIO 45202


November 17, 2000


Dear Variable Annuity Contract Owner:


Your interest in one or more Touchstone subaccounts of your Touchstone variable
annuity contract entitles you to provide voting instructions on two upcoming
proposals affecting the Touchstone Variable Series Trust (the "Trust"). You are
being asked to provide voting instructions to Western-Southern in connection
with the election of Trustees of the Trust, and ratification of the selection of
Ernst & Young LLP as independent accountants of the Trust. Please review the
enclosed proxy statement for more information about the proposals. The
prospectus for your Touchstone variable annuity explains the voting rights of
variable annuity contract owners.

The Board of Trustees of the Trust has determined that these proposals are in
the best interest of Trust shareholders, and has recommended that shareholders
vote "FOR" both items.

We must receive the enclosed authorization card with your voting instructions no
later than December 11, 2000 in order to process your instructions prior to the
Special Meeting of shareholders on December 13, 2000.

By mail: Complete, sign and mail the enclosed authorization card in the
         postage-paid envelope that has been provided. Please allow adequate
         time for mailing.

By fax:  Complete and sign the enclosed authorization card and fax both sides
         to 513-362-8319.


If you have any questions or need any help with your voting instructions, please
call the Touchstone Variable Annuity Service Center toll free at 1-800-669-2796
(press 2).


Sincerely,

/s/ Jill T. McGruder

Jill T. McGruder
Senior Vice President
Western-Southern Life Assurance Company


<PAGE>


                    WESTERN-SOUTHERN LIFE ASSURANCE COMPANY
                                  400 BROADWAY
                             CINCINNATI, OHIO 45202


November 17, 2000



Dear Touchstone Producer:


The attached letter, proxy statement and authorization card will be mailed to
Touchstone variable annuity contract holders on or about November 17, 2000.
Clients are being asked to provide voting instructions on two proposals which
will affect the Touchstone Variable Series Trust (the "Trust") as required by
the Voting Rights section of the applicable prospectus.

The proposals are to elect Trustees for the Trust and to ratify the selection of
Ernst &Young LLP as independent accountants of the Trust. We must receive the
client's authorization card by the close of business on December 11th in order
to process the voting instructions prior to the December 13th meeting of Trust
shareholders.

Please read the attached letter and proxy statement to familiarize yourself with
the proposals. The Board of Trustees of the Trust has recommended a vote "FOR"
both items. Clients may call the Touchstone Variable Annuity Service Center with
any questions.

If you have any questions please call Touchstone Marketing Services at:

               BROKER DEALERS-         800.638.8194
               FINANCIAL INSTITUTIONS- 800.285.2858

Thank you for doing business with Touchstone and Western-Southern Life Assurance
Company.


Sincerely,

/s/ Jill T. McGruder

Jill T. McGruder
President and Chief Executive Officer
Touchstone Family of Funds and Variable Annuities


Touchstone variable annuity products are underwritten by Western-Southern Life
Assurance Company, Cincinnati, Ohio and distributed by Touchstone Securities,
Inc.*

* MEMBER NASD/ SIPC



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