HORIZON FINANCIAL SERVICES CORP
10KSB, EX-27, 2000-09-28
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE  CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM THE ANNUAL
REPORT ON FORM 10-KSB FOR THE YEAR ENDED JUNE 30, 2000 AND IS  QUALIFIED  IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                                                        <C>
<PERIOD-TYPE>                                       12-MOS
<FISCAL-YEAR-END>                                JUN-30-2000
<PERIOD-END>                                     JUN-30-2000
<CASH>                                                      1,981
<INT-BEARING-DEPOSITS>                                          0
<FED-FUNDS-SOLD>                                                0
<TRADING-ASSETS>                                                0
<INVESTMENTS-HELD-FOR-SALE>                                15,670
<INVESTMENTS-CARRYING>                                          0
<INVESTMENTS-MARKET>                                            0
<LOANS>                                                    62,417
<ALLOWANCE>                                                   379
<TOTAL-ASSETS>                                             83,184
<DEPOSITS>                                                 64,761
<SHORT-TERM>                                                9,014
<LIABILITIES-OTHER>                                         1,143
<LONG-TERM>                                                     0
                                          10
                                                     0
<COMMON>                                                        0
<OTHER-SE>                                                  8,256
<TOTAL-LIABILITIES-AND-EQUITY>                             83,184
<INTEREST-LOAN>                                             4,851
<INTEREST-INVEST>                                           1,073
<INTEREST-OTHER>                                              247
<INTEREST-TOTAL>                                            6,171
<INTEREST-DEPOSIT>                                          2,710
<INTEREST-EXPENSE>                                          3,448
<INTEREST-INCOME-NET>                                       2,723
<LOAN-LOSSES>                                                  96
<SECURITIES-GAINS>                                           (234)
<EXPENSE-OTHER>                                             2,138
<INCOME-PRETAX>                                               725
<INCOME-PRE-EXTRAORDINARY>                                    725
<EXTRAORDINARY>                                                 0
<CHANGES>                                                       0
<NET-INCOME>                                                  486
<EPS-BASIC>                                                  0.56
<EPS-DILUTED>                                                0.56
<YIELD-ACTUAL>                                               7.70
<LOANS-NON>                                                 1,099
<LOANS-PAST>                                                    0
<LOANS-TROUBLED>                                                0
<LOANS-PROBLEM>                                               421
<ALLOWANCE-OPEN>                                              343
<CHARGE-OFFS>                                                  62
<RECOVERIES>                                                    2
<ALLOWANCE-CLOSE>                                             379
<ALLOWANCE-DOMESTIC>                                          379
<ALLOWANCE-FOREIGN>                                             0
<ALLOWANCE-UNALLOCATED>                                        14


</TABLE>


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