(a) Exhibit 11 - COMPUTATION OF BASIC EARNINGS PER COMMON SHARE AND
DILUTEDEARNINGS PER COMMON SHARE
| Three Months Ended
September 30, 2000
| Nine Months Ended
September 30, 2000
|
| (Dollars in thousands, except per share data) |
| Basic earnings per common share | | |
| Net income available to common shareholders | $2,235
| $6,733
|
| Weighted average common shares outstanding | 6,480,686 | 6,456,541 |
| Basic earnings per common share | $.34
| $1.04
|
| Diluted earnings per common share | | |
| Net income available to common shareholders | $2,235
| $6,733
|
| Weighted average common shares outstanding | 6,480,686 | 6,456,541 |
Add: Dilutive effects of assumed exercises of
stock options and warrants | 317,786 | 285,568 |
Weighted average common and dilutive potential
common shares outstanding | 6,798,472 | 6,742,109 |
| Dilutive earnings per common share | $.33
| $1.00
|
