SOUTHERN ACCEPTANCE CORP
8-K, 1995-09-27
OPERATORS OF NONRESIDENTIAL BUILDINGS
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                SECURITIES AND EXCHANGE COMMISSION
                     WASHINGTON, D.C.  20549

                             FORM 8-K

                    CURRENT REPORT PURSUANT TO
                    SECTION 13 OR 15(d) OF THE
                 SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)  September 12, 1995



                   SOUTHERN ACCEPTANCE CORPORATION
      ------------------------------------------------------
      (Exact name of registrant as specified in its charter)



   GEORGIA                   0-2290              58-0898219 
- - --------------------------------------------------------------
(State or other        Commission File No.    (I.R.S. Employer
jurisdiction of                                I.D. No.)
incorporation)


      277 Pat Mell Road, Suite A, Marietta, Georgia  30060
      -----------------------------------------------------
      (Address of principal executive offices and zip code)



                        (770) 432-6684
       ----------------------------------------------------
       (Registrant's telephone number, including area code)



                              N/A
     -----------------------------------------------------
     (Former name or address, if changed since last report)<PAGE>
     
     <PAGE>

     Item 8.     Change in Fiscal Year

     On September 12, 1995, the Registrant's Board of Directors approved
     a change in the Registrant's fiscal year end from September 30
     to December 31, effectively immediately.  The Registrant will file a
     transition report on Form 10-Q for the transition period October 1,
     1994 through December 31, 1994.
<PAGE>
<PAGE>

                                     SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned and hereunto duly authorized.



                                       SOUTHERN ACCEPTANCE CORPORATION



Date:   September 20, 1995            By: /s/ Bonnie L. Byers
                                          -----------------------
                                          Bonnie L. Byers
                                          Vice President, Secretary-
                                          Treasurer

<PAGE>


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