SOUTHTRUST CORP
15-15D, 1996-04-02
STATE COMMERCIAL BANKS
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<PAGE>   1
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 15


           CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION
          UNDER SECTION 12(G) OF THE SECURITIES EXCHANGE ACT OF 1934
           OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13
               AND 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934


                     Commission File No.      0-19081
                                         -----------------
FFE Financial Corp.
- --------------------------------------------------------------------------------
            (Exact name of registrant as specified in its charter)


1200 South McCall Road, Englewood, Florida 34223 (941) 474-3205
- --------------------------------------------------------------------------------
         (Address, including zip code and telephone number, including
           area code, of registrant's principal executive offices)
                                      
Common Stock, par value $0.01 per share
- --------------------------------------------------------------------------------
           (Title of each class of securities covered by this Form)
                                      
None
- --------------------------------------------------------------------------------
          (Titles of all other classes of securities for which a duty
            to file reports under section 13(a) or 15(d) remains)


        Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)    /X/        Rule 12h-3(b)(1)(ii)     /X/
     Rule 12g-4(a)(1)(ii)   / /        Rule 12h-3(b)(2)(i)      / /
     Rule 12g-4(a)(2)(i)    / /        Rule 12h-3(b)(2)(ii)     / /
     Rule 12g-4(a)(2)(ii)   / /        Rule 15d-6               /X/
     Rule 12h-3(b)(1)(i)    / /        
                               
        Approximate number of holders of record as of the certification or
notice date:  None
             --------------------

        Pursuant to the requirements of the Securities Exchange Act of 1934,
SouthTrust of Florida, Inc., successor by merger to FFE Financial Corp., 
has caused this certification/notice to be signed on its behalf by the 
undersigned duly authorized person.

                                         SouthTrust of Flordia, Inc.
                                  

Dated:  March 29, 1996                By: /s/ ALTON E. YOTHER
        -----------------                 -------------------------------
                                            Alton E. Yother
                                             Its Vice President
                                            


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