SOUTHTRUST CORP
10-Q, EX-27, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF SOUTHTRUST CORPORATION FROM THE SIX MONTHS ENDED JUNE
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         926,096
<INT-BEARING-DEPOSITS>                           1,031
<FED-FUNDS-SOLD>                               262,483
<TRADING-ASSETS>                                72,489
<INVESTMENTS-HELD-FOR-SALE>                    326,268
<INVESTMENTS-CARRYING>                       2,995,278
<INVESTMENTS-MARKET>                         2,859,241
<LOANS>                                     32,043,373
<ALLOWANCE>                                    456,089
<TOTAL-ASSETS>                              44,344,503
<DEPOSITS>                                  28,627,591
<SHORT-TERM>                                 7,875,050
<LIABILITIES-OTHER>                            600,851
<LONG-TERM>                                  1,125,342
                                0
                                          0
<COMMON>                                       423,924
<OTHER-SE>                                   2,640,924
<TOTAL-LIABILITIES-AND-EQUITY>              44,344,503
<INTEREST-LOAN>                              1,360,526
<INTEREST-INVEST>                              296,625
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                             1,657,151
<INTEREST-DEPOSIT>                             599,723
<INTEREST-EXPENSE>                             950,188
<INTEREST-INCOME-NET>                          706,963
<LOAN-LOSSES>                                   54,844
<SECURITIES-GAINS>                                 484
<EXPENSE-OTHER>                                532,428
<INCOME-PRETAX>                                352,233
<INCOME-PRE-EXTRAORDINARY>                     352,233
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   237,960
<EPS-BASIC>                                       1.41
<EPS-DILUTED>                                     1.41
<YIELD-ACTUAL>                                    8.22
<LOANS-NON>                                    137,075
<LOANS-PAST>                                    55,856
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 55,121
<ALLOWANCE-OPEN>                               453,280
<CHARGE-OFFS>                                   27,086
<RECOVERIES>                                     3,094
<ALLOWANCE-CLOSE>                              456,089
<ALLOWANCE-DOMESTIC>                           456,089
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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