SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES
13d-1(b) AND (c) AND AMENDMENTS THERETO FILED PURSUANT TO
13d-2(b)
(Amendment No. __________)
TF FINANCIAL CORPORATION
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(Name of Issuer)
Common Stock $0.10 Par Value Per Share
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(Title of Class of Securities)
872391 10 7
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(CUSIP Number)
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<S> <C> <C> <C> <C> <C>
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CUSIP No. 872391 10 7 13G Page 1 of 5 Pages
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1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
John R. Stranford
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) |_|
(b) |_|
N/A
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
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5 SOLE VOTING POWER
NUMBER OF
SHARES 86,691 Shares
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON WITH
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6 SHARED VOTING POWER
20,000 Shares
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7 SOLE DISPOSITIVE POWER
189,857 Shares
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8 SHARED DISPOSITIVE POWER
20,000 Shares
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
189,857 Shares
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES |X|
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.77 %
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12 TYPE OF REPORTING PERSON
IN
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Item 1(a). Name of Issuer:
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TF Financial Corporation
Item 1(b). Address of Issuer's Principal Executive Offices:
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3 Penns Trail, Newtown, Pennsylvania 18940
Item 2(a). Name of Person Filing:
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John R. Stranford
Item 2(b). Address of Principal Business Office or, if None,
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Residence:
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3 Penns Trail, Newtown, Pennsylvania 18940
Item 2(c). Citizenship:
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United States
Item 2(d). Title of Class of Securities:
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Common Stock, $0.10 par value per share.
Item 2(e). CUSIP Number:
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872391 10 7
Item 3.
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Not Applicable.
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Item 4. Ownership:
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The following information relates to Mr. Stranford's ownership as of
December 31, 1997.
(a) Amount beneficially owned:
189,857 shares
(b) Percent of Class:
5.77%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote
86,691 shares
(ii) Shared power to vote or to direct the vote
20,000* shares
(iii) Sole power to dispose or to direct the disposition of
189,857 shares
(iv) Shared power to dispose or to direct the disposition of
20,000* shares
* These shares are owned by the Third Federal Savings Bank Employee
Retirement Plan Trust (the "Trust"). Mr. Stranford is one of four trustees of
the Trust and disclaims beneficial ownership of such shares.
Item 5. Ownership of Five Percent or Less of a Class:
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Not Applicable.
Item 6. Ownership of More Than Five Percent on Behalf of Another Person:
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Not Applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired the
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Security Being Reported on by the Parent Holding Company:
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Not Applicable.
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Item 8. Identification and Classification of Members of the Group:
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Not Applicable.
Item 9. Notice of Dissolution of Group:
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Not Applicable.
Item 10. Certification:
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Not Applicable.
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SIGNATURE
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After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete, and
correct.
Date: January 20, 1998 /s/ John R. Stranford
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John R. Stranford
