<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This Schedule Contains Summary Financial Information Extracted
From (a) Item 7 - "Financial Statements And Supplementary Data" And
Is Qualified In Its Entirety By Reference To Such (b) Financial
Statements Included In This Report And Incorporated Herein By
Reference.
</LEGEND>
<CIK> 0000921085
<NAME> CENTRAL COAST BANCORP
<MULTIPLIER> 1,000
<S>
<C>
<PERIOD-TYPE> 3-mos
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 41,297
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 14,461
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 140,220
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 439,838
<ALLOWANCE> 8,389
<TOTAL-ASSETS> 642,928
<DEPOSITS> 576,101
<SHORT-TERM> 0
<LIABILITIES-OTHER> 5,809
<LONG-TERM> 4,078
0
0
<COMMON> 46,182
<OTHER-SE> 10,758
<TOTAL-LIABILITIES-AND-EQUITY> 642,928
<INTEREST-LOAN> 10,830
<INTEREST-INVEST> 2,353
<INTEREST-OTHER> 393
<INTEREST-TOTAL> 13,576
<INTEREST-DEPOSIT> 4,834
<INTEREST-EXPENSE> 4,901
<INTEREST-INCOME-NET> 8,675
<LOAN-LOSSES> 1,530
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,298
<INCOME-PRETAX> 3,519
<INCOME-PRE-EXTRAORDINARY> 3,519
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,253
<EPS-BASIC> 0.33
<EPS-DILUTED> 0.32
<YIELD-ACTUAL> 5.82
<LOANS-NON> 421
<LOANS-PAST> 70
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,018
<CHARGE-OFFS> 181
<RECOVERIES> 22
<ALLOWANCE-CLOSE> 8,389
<ALLOWANCE-DOMESTIC> 8,389
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
