The Board of Directors (the Board) of Home Federal Savings Bank has reviewed
your performance evaluation performed by selected members of the Board. In
connection therewith and pursuant to Section 1 of your contract on May 23,
2000, the Board determined to extend your employment contract until the May
Board meeting, 2003.
Home Federal Savings Bank
By: /s/ M.F. Schumann
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M.F. Schumann
Director
EMPLOYEE ACKNOWLEDGEMENT
I hereby acknowledge receipt of this notice of extension of the above-
referenced contract and accept the extension of the term of such contract.
EMPLOYEE
Dated: 5/23/00 By: /s/ James B. Gardner
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James B. Gardner
