|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
ANNUAL REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,376
<INT-BEARING-DEPOSITS> 1,136
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 6,905
<INVESTMENTS-CARRYING> 507
<INVESTMENTS-MARKET> 506
<LOANS> 170,442
<ALLOWANCE> 850
<TOTAL-ASSETS> 187,541
<DEPOSITS> 129,770
<SHORT-TERM> 19,000
<LIABILITIES-OTHER> 1,215
<LONG-TERM> 15,000
0
0
<COMMON> 215
<OTHER-SE> 22,341
<TOTAL-LIABILITIES-AND-EQUITY> 187,541
<INTEREST-LOAN> 12,508
<INTEREST-INVEST> 860
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 13,368
<INTEREST-DEPOSIT> 5,074
<INTEREST-EXPENSE> 7,125
<INTEREST-INCOME-NET> 6,243
<LOAN-LOSSES> 120
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,484
<INCOME-PRETAX> 3,679
<INCOME-PRE-EXTRAORDINARY> 2,249
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,249
<EPS-BASIC> 1.08
<EPS-DILUTED> 1.04
<YIELD-ACTUAL> 3.61
<LOANS-NON> 960
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 804
<CHARGE-OFFS> 140
<RECOVERIES> 66
<ALLOWANCE-CLOSE> 850
<ALLOWANCE-DOMESTIC> 850
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 850
</TABLE>
|
|