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Previous: BEDFORD BANCSHARES INC, 10QSB, 2000-08-09 |
Next: CITADEL COMMUNICATIONS CORP, 8-K, 2000-08-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,293
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 6,745
<INVESTMENTS-CARRYING> 808
<INVESTMENTS-MARKET> 7,546
<LOANS> 169,106
<ALLOWANCE> 822
<TOTAL-ASSETS> 186,308
<DEPOSITS> 125,324
<SHORT-TERM> 19,000
<LIABILITIES-OTHER> 935
<LONG-TERM> 19,000
0
0
<COMMON> 215
<OTHER-SE> 21,834
<TOTAL-LIABILITIES-AND-EQUITY> 186,308
<INTEREST-LOAN> 9,123
<INTEREST-INVEST> 632
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 9,755
<INTEREST-DEPOSIT> 3,666
<INTEREST-EXPENSE> 5,141
<INTEREST-INCOME-NET> 4,614
<LOAN-LOSSES> 90
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,576
<INCOME-PRETAX> 2,737
<INCOME-PRE-EXTRAORDINARY> 1,674
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,674
<EPS-BASIC> .81
<EPS-DILUTED> .78
<YIELD-ACTUAL> 3.60
<LOANS-NON> 1,705
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 804
<CHARGE-OFFS> 79
<RECOVERIES> 7
<ALLOWANCE-CLOSE> 822
<ALLOWANCE-DOMESTIC> 822
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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